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Insurance Broker Jobs in Colorado (NOW HIRING)

Manager - Risk & Insurance

Denver, CO · On-site

$100K - $132K/hr

Serve as the primary relationship manager for brokers, underwriters, and claims adjusters; drive accountability for service, responsiveness, and technical support. * Conduct indepth insurance ...

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We are recognized as the 5th largest insurance broker in Colorado by the Denver Business Journal and ranked #87 on Insurance Journal's Top 100 Property/Casualty Agencies in the United States. We are ...

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We are a full line brokerage firm, specializing in workers' compensation insurance, and also offer a range of commercial insurance solutions to help businesses protect what matters most. Our goal is ...

Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and ...

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Insurance Broker information

See Colorado salary details

$41K

$91.7K

$125.1K

How much do insurance broker jobs pay per year?

As of Sep 2, 2026, the average yearly pay for insurance broker in Colorado is $91,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,900.00 and $105,200.00 per year, depending on experience, location, and employer.

What is an insurance broker?

Insurance brokers are professionals who act as intermediaries between clients and insurance companies. They help individuals and businesses find the most suitable insurance policies by comparing offerings from multiple insurers. Brokers assess clients' needs, provide expert advice, and negotiate policy terms to ensure comprehensive coverage at competitive prices. Unlike insurance agents, brokers represent the interests of the client rather than the insurance company.

What does an insurance broker do?

Insurance brokers are professionals in the insurance industry who sell, solicit, and negotiate insurance for a living. They are regulated by the state and must meet certain licensing requirements to do business in their state. Insurance brokers are professional advisers, representing and working on behalf of their clients. Brokers help clients understand their risks and advise them on which assets merit insurance and which do not. Insurance brokers may have industry specializations as well. Keep in mind that insurance brokers are not actual insurers; they are the liaisons between the insurance companies and clients and work on the client’s behalf.

What are the key skills and qualifications needed to thrive as an insurance broker, and why are they important?

To thrive as an Insurance Broker, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by relevant licenses such as a state insurance broker license. Familiarity with customer relationship management (CRM) software, quoting platforms, and industry databases is essential for effective client management and policy research. Excellent interpersonal skills, negotiation abilities, and ethical judgment help build trust and long-term relationships with clients. These skills are crucial for matching clients with suitable coverage, navigating regulatory requirements, and achieving sales targets in a competitive industry.

What are some common challenges insurance brokers face when balancing client needs with insurer requirements?

Insurance Brokers often navigate the challenge of aligning their clients’ unique coverage needs with the specific underwriting guidelines and product offerings of various insurers. This can require strong negotiation skills, in-depth product knowledge, and the ability to communicate complex policy details to clients in an understandable way. Brokers must also manage multiple client accounts simultaneously, ensuring timely renewals and claims support while adhering to regulatory requirements. Building strong relationships with both clients and insurers is key to overcoming these challenges and providing effective service.

What is the difference between Insurance Broker vs Insurance Agent?

AspectInsurance BrokerInsurance Agent
CredentialsLicensing required; often independentLicensing required; typically tied to specific companies
Work EnvironmentWorks independently or with multiple insurersRepresents one insurer or a few
Employer & Industry UsageIndependent or brokerage firms; broader industry roleInsurance companies; direct sales
Comparison IntentFinds policies across multiple insurers for clientsPromotes policies from a specific insurer

Insurance brokers act as independent advisors, offering clients a variety of policies from multiple insurers, while insurance agents typically represent a single insurer and sell its products. Both roles require licensing, but brokers often have a broader scope and work with multiple companies, providing more options for clients.

How difficult is it to be an insurance broker?

Becoming an insurance broker requires obtaining necessary licenses, which involves passing state exams, and developing sales and customer service skills. The role can be competitive and often involves working flexible hours to meet client needs and build a client base.

How much do insurance brokers get paid?

Insurance brokers typically earn a base salary plus commissions based on the policies they sell, with total compensation ranging from $40,000 to $100,000 annually. Experienced brokers with a strong client base can earn higher incomes, especially when working in specialized insurance areas or with high-value clients.

Is insurance broker a good career?

An insurance broker is a professional who sells insurance policies and advises clients on coverage options. It can be a rewarding career with flexible hours and earning potential based on commissions, but success depends on sales skills, industry knowledge, and building client relationships.

What are the most commonly searched types of Insurance Broker jobs in Colorado?

The most popular types of Insurance Broker jobs in Colorado are:

What are popular job titles related to Insurance Broker jobs in Colorado?

For Insurance Broker jobs in Colorado, the most frequently searched job titles are:

What cities in Colorado are hiring for Insurance Broker jobs?

Cities in Colorado with the most Insurance Broker job openings:

What are popular job titles related to Insurance Broker jobs in CO?

For Insurance Broker jobs in CO, the most frequently searched job titles are:

Infographic showing various Insurance Broker job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $91,717 per year, or $44.1 per hour.

Manager - Risk & Insurance

Frontier Airlines, Inc

Denver, CO • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 9 days ago


Frontier Airlines rating

5.0

Company rating: 5.0 out of 10

Based on 40 frontline employees who took The Breakroom Quiz

26th of 26 rated airlines


Job description

Working at Frontier Airlines 

At Frontier, our mission is to Make Every Flight Count. That mission guides how we support our customers, our people and the operation every day. 

As a Frontier employee, your work connects to more than a single role. Whether you’re supporting flights, helping customers, maintaining aircraft, leading teams or working behind the scenes, you help create a travel experience that is safe, reliable and built around value. 

Our work is guided by our core values: customer first, safety always, operational excellence and one team. These values shape how we make decisions, support each other and deliver for the people who count on us. 

Support for work, life and travel 

Frontier offers benefits, programs and travel privileges designed to support eligible employees at work and beyond. Availability may vary by role, employment status, eligibility, location, schedule, applicable policies and current plan details. 

Depending on role and eligibility, available benefits and programs may include: 

  • Medical, dental and vision coverage 
  • 401(k) retirement savings options 
  • Paid holidays, vacation time and sick time 
  • Travel privileges on Frontier Airlines and participating partner airlines, based on current program rules and availability 
  • Buddy passes, based on eligibility and program rules 
  • Travel-related discounts and employee discounts on select products, services and vendors 
  • A hybrid schedule for eligible headquarters roles based in Denver, Colorado 
  • Business casual dress options for eligible corporate and support roles 
  • Employee support programs and resources, including the HOPE League, Frontier Airlines’ nonprofit organization 

About Frontier Airlines 

Frontier Airlines is a Denver-based airline serving destinations across the United States and select international markets. Our people support every part of the travel journey, from airport operations and flight crews to aircraft maintenance, customer support, corporate teams and more. 

We’re focused on delivering meaningful value by making travel more accessible, practical and easy to personalize for our customers. Across the airline, our teams help support a safe, reliable and efficient operation while continuing to strengthen the experience for the people who choose Frontier. 

What Will You Be Doing?

The Risk Manager is a key member of Frontier’s Treasury organization, overseeing the company’s insurance program strategy, annual renewals, damage and liability claims, insurance coverage analysis, and management of all risk related financial instruments including letters of credit, surety bonds, and guarantees.

This is a role best suited for an experienced insurance or risk professional from an insurance broker, carrier, or corporate risk team. The Risk Manager partners with senior leaders across Operations, Finance, and Legal to safeguard Frontier’s assets, improve financial resilience, and ensure the airline maintains a best in class risk posture.

Essential Functions

Risk Management

  • Lead the annual renewal of all insurance programs, partnering with brokers when appropriate (aviation hull & liability, property, cyber, D&O/, workers’ compensation, auto, etc.), including underwriting submissions, pricing negotiations, and program structure optimization.
  • Serve as the primary relationship manager for brokers, underwriters, and claims adjusters; drive accountability for service, responsiveness, and technical support.
  • Conduct in‑depth insurance coverage reviews to ensure alignment with Frontier’s risk tolerance, industry standards, and regulatory requirements.
  • Oversee the complete damage and liability claims lifecycle, including intake, investigation coordination, documentation, carrier engagement, and recovery of claim proceeds.
  • Partner with Operations, HR, Safety, and Legal to strengthen incident reporting quality, improve loss control practices, and reduce claim severity and frequency.
  • Monitor insurance market conditions, rate trends, litigation developments, and emerging risks impacting Frontier’s cost structure or exposures.

Financial Instruments & Guarantees

  • Manage all letters of credit, surety bonds, and other financial assurance instruments required by airport authorities, regulators, vendors, and contractual partners.
  • Lead all related renewals, amendments, collateral reviews, and reductions, working closely with banking partners and internal teams.
  • Maintain annual forecasts and reporting on LOC/bond utilization, recommending strategies to optimize liquidity and minimize cost.

General Team Management

  • Provide subject‑matter expertise on insurance, risk transfer, claims, indemnification, and contract language to internal stakeholders.
  • Review vendor contracts to ensure insurance requirements and liability provisions appropriately protect Frontier.
  • Support crisis response and incident escalation for major operational events requiring rapid claims or insurance involvement.
  • Prepare materials for senior leadership, Board presentations, audits, and regulatory requests related to risk and insurance.
  • Lead continuous improvement initiatives to enhance data quality, reporting accuracy, process efficiency, and risk transparency.Lead the evolution of internal reporting tools to improve financial transparency, insight delivery, and data accessibility.
  • Partner with Business Intelligence and Data Engineering teams to enhance data infrastructure, source quality, and analytical capabilities.

Other Functions

General Team Management

  • Attend various industry related conferences.
  • Support cross departmental business intelligence initiatives/ task forces as a representative
  • Align team goals with broader organizational goals of Low Fares Done Right and the Ultra Low Cost Carrier Model

Qualifications

  • Bachelor’s degree or advanced degree in finance or business
  • 3-5 plus years of experience in insurance or risk management related role
  • Prior supervisory experience preferred
  • Previous airline experience preferred

Knowledge, Skills and Abilities

  • Advanced proficiency in Microsoft Word, PowerPoint and Excel
  • Excellent verbal written and analytical skills
  • Ability to work independently and meet deadlines
  • Ability to communicate in a positive and effective manner with subordinates, peers and all levels of management
  • Ability to work with confidential material
  • Experience with and understanding of advanced analytical techniques specifically utilizing scientific computation software such as python (data science) and reporting tools such as PowerBI
  • Knowledge of assessing and recommending creative and time-sensitive solutions
  • Strong influence and negotiating skills

Equipment Operated

Standard office equipment, including PC, copier, fax machine, printer

Work Environment

Typical office environment (4 days in office/week), adequately heated and cooled.

Physical Effort

Generally, not required.

Supervision Received

General Direction:  The incumbent normally receives little instruction on day-to-day work and receives general instructions on new assignments.

Positions Supervised

Treasury Analyst, I, II, Senior

Salary Range - $100,104 - $132,870 This posting has a closing date of 9/30/2026 midnight MT.

Workplace Policies 

Disclaimer: The above statements are intended only to describe the general nature and level of work required of the referenced position; they are not intended to be an exhaustive list of all responsibilities, duties, and skills required of individuals in this position.  Please be advised that duties and expectations of this position may be subject to change.

Frontier Airlines, Inc. is an equal opportunity employer and, as such, is committed to providing equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, national origin, age, marital status, veteran status, sexual orientation, gender identity or expression, disability status, pregnancy, genetic information, citizenship status or any other basis protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Frontier Airlines is a Zero Tolerance Drug-Free Workplace.  All prospective employees are subject to pre-employment testing for the following drugs and their metabolites: Marijuana, Cocaine, Amphetamines, Opioids and Phencyclidine (PCP).  Further, any applicant who is found to have tested positive on any required drug or alcohol test at a former employer will be considered ineligible for employment with Frontier.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. 


What Frontier Airlines employees say

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About Frontier Airlines

Sourced by ZipRecruiter

Frontier Airlines is committed to offering 'Low Fares Done Right' to more than 100 destinations and growing in the United States, Canada, Dominican Republic and Mexico on more than 350 daily flights. Headquartered in Denver, Frontier's hard-working aviation professionals pride themselves in delivering the company's signature Low Fares Done Right service to customers. Frontier Airlines is the proud recipient of the Federal Aviation Administration's 2018 Diamond Award for maintenance excellence and was recently named the industry's most fuel-efficient airline by The International Council on Clean Transportation (ICCT) as a result of superior technology and operational efficiencies.

Industry

Aviation

Company size

1,001 - 5,000 Employees

Headquarters location

Denver, CO, US

Year founded

1994