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Health Insurance Agent Jobs in Minnesota (NOW HIRING)

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Health Insurance Agent information

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$11

$25

$58

How much do health insurance agent jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for health insurance agent in Minnesota is $25.97, according to ZipRecruiter salary data. Most workers in this role earn between $19.76 and $29.90 per hour, depending on experience, location, and employer.

What does a health insurance agent do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the most common challenges health insurance agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

How to get a job as a health insurance agent?

To become a health insurance agent, you typically need to complete state licensing requirements, which often include pre-licensing courses and passing a licensing exam. Having strong communication skills, knowledge of insurance products, and obtaining relevant certifications can improve job prospects. Many agents work for insurance companies or as independent agents, and licensing must be maintained through continuing education.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

What is a health insurance agent?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

Is it hard to be a health insurance agent?

Being a health insurance agent can be challenging due to the need to understand complex policies, stay updated on regulations, and build client relationships. Success often depends on strong communication skills, product knowledge, and persistence in a competitive environment.

What are the key skills and qualifications needed to thrive as a health insurance agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.
More about Health Insurance Agent jobs

What are the most commonly searched types of Health Insurance Agent jobs in Minnesota?

The most popular types of Health Insurance Agent jobs in Minnesota are:

What are popular job titles related to Health Insurance Agent jobs in Minnesota?

For Health Insurance Agent jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Health Insurance Agent jobs in Minnesota look for?

The top searched job categories for Health Insurance Agent jobs in Minnesota are:

What cities in Minnesota are hiring for Health Insurance Agent jobs?

Cities in Minnesota with the most Health Insurance Agent job openings:

What are popular job titles related to Health Insurance Agent jobs in MN?

For Health Insurance Agent jobs in MN, the most frequently searched job titles are:

Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Minnesota as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $54,015 per year, or $26 per hour.

Insurance Agent Apprentice

Holly Bremer Agency LLC Farmers Insurance

Rochester, MN • On-site

$40K - $80K/yr

Full-time

Re-posted 8 days ago

Job description

At Holly Bremer Farmers Insurance Agency, we are committed to protecting what matters most to our clients family, home, business, and future. As a proud part of the Farmers Insurance Group, our agency provides personalized service, trusted advice, and tailored insurance solutions to meet the needs of individuals and businesses throughout the Rochester area. We're passionate about building lasting relationships and supporting our local community.

We're looking for a motivated and outgoing Insurance Agent Apprentice to join our growing team in Rochester, MN. In this role, you'll play a vital part in driving new business through lead generation, networking, and excellent customer service. The ideal candidate is goal-oriented, personable, and thrives in a fast-paced, team-focused environment.

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Join my Career Growth Program as an Insurance Sales Agent and kickstart your career in the insurance industry! This comprehensive development program is designed to guide and support you in becoming a successful insurance professional.

Program Benefits:

  • Personalized mentorship from an experienced insurance agent
  • Comprehensive training and licensing support
  • Hands-on experience with sales, marketing, and customer service
  • Ongoing coaching and feedback
  • Opportunities for advancement and professional growth
  • Competitive commission structure and bonuses

Program Objectives:

  • Learn the fundamentals of insurance sales and service
  • Develop essential skills in communication, prospecting, and relationship-building
  • Build a strong network of industry contacts and professionals
  • Achieve licensing and certification milestones
  • Grow into a successful insurance sales agent and potential agency owner
Responsibilities
  • Complete licensing requirements and training programs
  • Assist with client meetings, sales calls, and policy servicing
  • Develop and execute business development strategies
  • Participate in regular coaching sessions and performance evaluations
  • Collaborate with colleagues to achieve team goals

Program Structure:

  • 6-12 month program duration
  • Dedicated mentorship and coaching
  • Regular progress evaluations and feedback
  • Ongoing training and professional development
Requirements
  • High school diploma or equivalent required; college degree preferred.
  • Must hold or be able to obtain a Minnesota Property Casualty and/or Life Health Insurance license.
  • Previous insurance or sales experience preferred but not required.
  • Excellent communication, interpersonal, and organizational skills.


  • Self-motivated, with a strong work ethic and a drive to succeed.


  • Comfortable with technology, CRM systems, and basic office software.


  • Must work on-site at our Rochester office.
Benefits
Hands on Training###Mon-Fri Schedule###Career Growth Opportunities###Evenings Off###Flexible Schedule###