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Freelance Life Insurance Agent Jobs (NOW HIRING)

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

Globe Life

Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

Develop and present comprehensive life insurance solutions to prospective and existing clients * Conduct thorough needs assessments to recommend appropriate coverage options * Build and maintain ...

Duchin Agency

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Life Insurance Agent

Mesa, AZ · Remote

$50K - $120K/yr

The Duchin Agency is hiring motivated individuals ready to build income in a commission-based life ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Kansas City, MO · Remote

$50K - $120K/yr

The Duchin Agency is hiring motivated individuals ready to build income in a commission-based life ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

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How much do freelance life insurance agent jobs pay per year?

As of Aug 16, 2026, the average yearly pay for freelance life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a freelance life insurance agent?

A Freelance Life Insurance Agent is an independent professional who sells life insurance policies without being tied to a single company. They work on a commission basis and have the flexibility to represent multiple insurers, allowing them to offer clients a variety of policy options. Their responsibilities include prospecting for clients, assessing their needs, recommending suitable coverage, and assisting with policy applications. Since they are self-employed, they manage their own schedules, marketing, and client relationships.

How much do freelance life insurance agents make?

Freelance life insurance agents typically earn between $30,000 and $80,000 annually, with top performers making over $100,000. Income depends on sales volume, commissions, experience, and client base, and agents often work on a commission-only basis or with a combination of salary and bonuses.

Can being a freelance life insurance agent be a side hustle?

Yes, a freelance life insurance agent can work as a side hustle, as the role often offers flexible hours and the ability to operate independently. Many agents balance this work with other jobs by managing client appointments and sales on a part-time basis, often requiring relevant licenses and sales skills.

How to become a freelance life insurance agent?

To become a freelance life insurance agent, you typically need to obtain a state license by completing pre-licensing education and passing a licensing exam. Once licensed, you can work independently, often selling policies through insurance companies or as an independent broker, and may need to develop sales skills and knowledge of insurance products.

What are some common challenges freelance life insurance agents face, and how can they overcome them?

Freelance life insurance agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing their own schedules without the support of a traditional agency. To overcome these challenges, successful agents actively network, leverage digital marketing tools, and participate in professional organizations to grow their contacts and referrals. Establishing a disciplined daily routine, setting clear sales goals, and staying up-to-date with industry changes can also help agents stay competitive. While the independent nature of the job offers significant flexibility, it requires proactive planning and resilience to succeed.

What are the key skills and qualifications needed to thrive as a freelance life insurance agent?

To excel as a Freelance Life Insurance Agent, you need in-depth product knowledge, sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is essential for managing clients and meeting regulatory standards. Exceptional interpersonal communication, self-motivation, and strong organizational skills are crucial soft skills in this role. These competencies help agents effectively build client relationships, stay compliant, and consistently achieve sales targets in an independent work setting.

More about Freelance Life Insurance Agent jobs

What cities are hiring for Freelance Life Insurance Agent jobs?

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What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Freelance Life Insurance Agent jobs?

States with the most job openings for Freelance Life Insurance Agent jobs include:

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Freelance Life Insurance Agent jobs near you
Infographic showing various Freelance Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

New York Life Insurance Company

Waco, TX

Full-time

Re-posted 6 days ago

Job description

Company Description

New York Life is among the strongest and most respected financial companies in America today. For 59 consecutive years, we have led the Million Dollar Round Table, with more members than any other financial institution in the world. New York Life has the highest possible ratings currently awarded from any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Standard & Poor's (AA+), Moody's Investors Service (Aaa), and Fitch (AAA), as of February 13, 2014. New York Life has been recognized as one of the "Top 50 Companies for Diversity" for 2014 by DiversityInc and as one of "World's Most Admired Companies" for 2014 by Fortune Magazine.

Job Description
  • Financial Advisors help clients identify and achieve their financial goals. We offer a comprehensive array of financial products and services to help clients develop a sound, long-term investment strategy.
  • New York Life and its affiliates are dedicated to prudent financial management, high quality products, and impeccable service through a professionally delivered sales process.
    Career path includes sales, management, and corporate.
Qualifications
  • We require highly motivated, entrepreneurial individuals who are willing to invest their time and energy into creating profitable and rewarding careers in finance.
  • The candidate we seek must possess uncompromising integrity, and the ability to communicate ideas related to finance.
Additional Information

Our mission is to provide financial security and peace of mind through our insurance, annuity and financial products and services. By continuing to be a mutual company, we are uniquely aligned with our customers. By maintaining superior financial strength, we protect their future. By acting with integrity and humanity, we earn their trust and loyalty. Every decision we make, every action we take has one overriding purpose: To be here when our customers need us. That's why we call ourselves The Company You Keep .

Please consider the following questions and provide the answers in your cover letter.

1. If considered for this opportunity, NYL will be investing a great deal of time and money into you. Please tell us why, you believe you would be successful?

2. What do you consider high income?

3. Do you have an interest in sales and why?

4. When are you available to begin the program if selected?

Apply