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Freelance Life Insurance Agent Jobs (NOW HIRING)

Dorr Agency

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Life Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Des Moines, IA · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Lexington, KY · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Fort Wayne, IN · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Fort Wayne, IN · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Des Moines, IA · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Fort Wayne, IN · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Builders of True Wealth

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Life Insurance Agent

Carrollton, TX · On-site

$68K - $140K/yr

Overview Join our dynamic team as an Independent Insurance Agent and unleash your entrepreneurial ... Represent major Fortune 500 life insurance and financial firms Duties * Engage in outside sales ...

Apex Partners Financial

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Life Insurance Agent

Salt Lake City, UT · Remote

$10K - $1M/yr

Life Insurance Agent * We are seeking licensed life insurance agents only to join our growing team. * This is a commission-based opportunity with a strong support system designed to help you succeed ...

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses.

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses.

GIA Legacy Planning

Life Insurance Agent

Southlake, TX · On-site +1

Life Insurance Agent Location: Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing personalized insurance solutions to protect families and businesses.

Globe Life

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Life Insurance Agent

Alpharetta, GA · Remote

$4K - $8K/wk

Develop and present comprehensive life insurance solutions to prospective and existing clients * Conduct thorough needs assessments to recommend appropriate coverage options * Build and maintain ...

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Freelance Life Insurance Agent information

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$89K

$145K

How much do freelance life insurance agent jobs pay per year?

As of Jun 9, 2026, the average yearly pay for freelance life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a Freelance Life Insurance Agent job?

A Freelance Life Insurance Agent is an independent professional who sells life insurance policies without being tied to a single company. They work on a commission basis and have the flexibility to represent multiple insurers, allowing them to offer clients a variety of policy options. Their responsibilities include prospecting for clients, assessing their needs, recommending suitable coverage, and assisting with policy applications. Since they are self-employed, they manage their own schedules, marketing, and client relationships.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, inconsistent income, and the pressure to meet sales targets. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding for many agents.

What are some common challenges freelance life insurance agents face, and how can they overcome them?

Freelance life insurance agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing their own schedules without the support of a traditional agency. To overcome these challenges, successful agents actively network, leverage digital marketing tools, and participate in professional organizations to grow their contacts and referrals. Establishing a disciplined daily routine, setting clear sales goals, and staying up-to-date with industry changes can also help agents stay competitive. While the independent nature of the job offers significant flexibility, it requires proactive planning and resilience to succeed.

What are the key skills and qualifications needed to thrive in the Freelance Life Insurance Agent position, and why are they important?

To excel as a Freelance Life Insurance Agent, you need in-depth product knowledge, sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is essential for managing clients and meeting regulatory standards. Exceptional interpersonal communication, self-motivation, and strong organizational skills are crucial soft skills in this role. These competencies help agents effectively build client relationships, stay compliant, and consistently achieve sales targets in an independent work setting.

More about Freelance Life Insurance Agent jobs
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Freelance Life Insurance Agent jobs near you
Life Insurance Agent

Life Insurance Agent

Dorr Agency

Lexington, KY • Remote

$60K - $110K/yr

Other

Medical, Dental, Vision

Posted 3 days ago

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Job description

Licensed Life Insurance Agent (Remote) – Advanced Markets | High Paying | Forbes Ranked

We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced market training, direct mentorship, and clear pathways to leadership or agency ownership. If you're driven, coachable, and want a high-income career helping families protect and grow their wealth, this is a strong fit.

About the Role

As a Life Insurance Agent, you will help clients build personalized protection and wealth strategies using life insurance, annuities, and retirement solutions. You’ll act as a trusted advisor—diagnosing needs, offering recommendations, and helping families gain financial confidence.
This role is 100% remote with flexible scheduling.

Key Responsibilities

  • Conduct client needs analyses for life insurance, annuities, and retirement planning
  • Recommend products aligned with client goals, budgets, and timelines
  • Represent top-rated carriers and guide clients through underwriting
  • Provide excellent customer service and maintain long-term relationships
  • Grow your client base through referrals, networking, digital marketing, and warm leads
  • Maintain accurate CRM records and follow all compliance requirements
  • Participate in advanced market training including:
    • IULs & Indexed Annuities (tax-free retirement planning)
    • Debt-Free Life / Infinite Banking concepts
    • Legacy, estate & wealth-transfer planning
    • Business owner solutions: key-person, buy-sell, executive bonus

Qualifications

  • Active Life Insurance License in your resident state (required)
  • Financial services or sales experience preferred (not required)
  • FINRA licenses a plus but not required
  • Strong communication and relationship-building skills
  • Organized, self-driven, and growth-oriented
  • Comfortable with CRM and virtual meeting platforms

What We Offer

  • Forbes Ranked — #9 in the U.S. for High-Paying Positions
  • High Compensation: 100% Commission + Bonuses (1099)
  • Unlimited income potential (no caps)
  • Full training, mentorship & fast-start programs
  • Access to 60+ A-rated carriers across life and annuity markets
  • Turnkey systems, scripts & marketing support
  • Leadership and agency ownership pathways
  • Remote schedule with complete flexibility
  • Partnership track with the #1 FinTech-enabled life insurance platform in the U.S.

Why Agents Choose Us

  • Warm lead options + automated marketing funnels
  • Industry-leading training in IULs, annuities, and tax-free income planning
  • Real mentorship and hands-on leadership support
  • Ability to build a team and earn overrides if desired

Company Description

At Symmetry, you’ll gain access to advanced-market training rarely offered in the independent space, including tax-free retirement strategies, IULs, indexed annuities, and business-owner solutions. We pair this with hands-on coaching, carrier support, and transparent promotion guidelines so your growth is always in your control.
If you’re looking for a long-term home where you can produce, lead, and eventually build an agency, Symmetry offers both the structure and freedom to do exactly that.