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Freelance Life Insurance Agent Jobs in Colorado (NOW HIRING)

Life Insurance Agent

Boulder, CO ยท Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Licensed Life Insurance Agent Company: GIA Legacy Planning Location: Work from Home Job Type: Full-Time | Part-Time |Uncapped Commission-Based About Us: Here, we're more than just an insurance agency ...

Licensed Life Insurance Agent Company: GIA Legacy Planning Location: Work from Home Job Type: Full-Time | Part-Time |Uncapped Commission-Based About Us: Here, we're more than just an insurance agency ...

... Life Insurance Agent Locations Littleton, CO Remote status Fully Remote

... Life Insurance Agent Locations Castle Rock, CO Remote status Fully Remote

... Life Insurance Agent Locations Denver CO Remote status Fully Remote

... Life Insurance Agent Locations Littleton, CO Remote status Fully Remote

... Life Insurance Agent Locations Aurora, CO Remote status Fully Remote

Department Licensed Life Insurance Agent Locations Denver CO Remote status Fully Remote

Department Licensed Life Insurance Agent Locations Aurora, CO Remote status Fully Remote

Department Licensed Life Insurance Agent Locations Boulder Remote status Fully Remote

Department Licensed Life Insurance Agent Locations Aurora, CO Remote status Fully Remote

Department Licensed Life Insurance Agent Locations Denver CO Remote status Fully Remote

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Freelance Life Insurance Agent information

See Colorado salary details

$18.9K

$93.6K

$152.5K

How much do freelance life insurance agent jobs pay per year?

As of Aug 17, 2026, the average yearly pay for freelance life insurance agent in Colorado is $93,552.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $128,300.00 per year, depending on experience, location, and employer.

What is a freelance life insurance agent?

A Freelance Life Insurance Agent is an independent professional who sells life insurance policies without being tied to a single company. They work on a commission basis and have the flexibility to represent multiple insurers, allowing them to offer clients a variety of policy options. Their responsibilities include prospecting for clients, assessing their needs, recommending suitable coverage, and assisting with policy applications. Since they are self-employed, they manage their own schedules, marketing, and client relationships.

What are the key skills and qualifications needed to thrive as a freelance life insurance agent?

To excel as a Freelance Life Insurance Agent, you need in-depth product knowledge, sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is essential for managing clients and meeting regulatory standards. Exceptional interpersonal communication, self-motivation, and strong organizational skills are crucial soft skills in this role. These competencies help agents effectively build client relationships, stay compliant, and consistently achieve sales targets in an independent work setting.

What are some common challenges freelance life insurance agents face, and how can they overcome them?

Freelance life insurance agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing their own schedules without the support of a traditional agency. To overcome these challenges, successful agents actively network, leverage digital marketing tools, and participate in professional organizations to grow their contacts and referrals. Establishing a disciplined daily routine, setting clear sales goals, and staying up-to-date with industry changes can also help agents stay competitive. While the independent nature of the job offers significant flexibility, it requires proactive planning and resilience to succeed.

Can being a freelance life insurance agent be a side hustle?

Yes, a freelance life insurance agent can work as a side hustle, as the role often offers flexible hours and the ability to operate independently. Many agents balance this work with other jobs by managing client appointments and sales on a part-time basis, often requiring relevant licenses and sales skills.

How much do freelance life insurance agents make?

Freelance life insurance agents typically earn between $30,000 and $80,000 annually, with top performers making over $100,000. Income depends on sales volume, commissions, experience, and client base, and agents often work on a commission-only basis or with a combination of salary and bonuses.

How to become a freelance life insurance agent?

To become a freelance life insurance agent, you typically need to obtain a state license by completing pre-licensing education and passing a licensing exam. Once licensed, you can work independently, often selling policies through insurance companies or as an independent broker, and may need to develop sales skills and knowledge of insurance products.

What are the most commonly searched types of Life Insurance Agent jobs in Colorado?

The most popular types of Life Insurance Agent jobs in Colorado are:

What are popular job titles related to Freelance Life Insurance Agent jobs in Colorado?

For Freelance Life Insurance Agent jobs in Colorado, the most frequently searched job titles are:

What cities in Colorado are hiring for Freelance Life Insurance Agent jobs?

Cities in Colorado with the most Freelance Life Insurance Agent job openings:

Infographic showing various Freelance Life Insurance Agent job openings in Colorado as of July 2026, with employment types broken down into 1% Locum Tenens, 90% Full Time, 6% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $93,552 per year, or $45 per hour.

Life Insurance Agent

Kimbrell Agency

Boulder, CO โ€ข Remote

$50K - $100K/yr

Full-time, Part-time

Medical, Life, Retirement

Re-posted 17 days ago


Job description

Kimbrell Agency

Remote

Employment Type: Contractor

Compensation $50,000 to $100,000 per year (plus commission)

If you're reading this and thinking, "Insurance? Really?" I get it. I've thought that too—and I still do. The truth is, I'm not passionate about insurance. I'm passionate about people. We don’t just build careers; we build people who, in turn, build businesses. The result? Success and fulfillment.

We look forward to discovering what success means to you and, if we find that this is the right fit, we are fully committed to providing you with the tools, training, and support to make it happen.

The Problem with Most Insurance Jobs:

Let’s be real—most agencies are desperate to hire anyone with a pulse, offer minimal support, and if you're lucky, they might invest in you six months down the line. We think that's unacceptable.

At The Kimbrell Agency, we do things differently. We invest heavily from the start to ensure you're the right fit for this career. That means we pour everything into your long-term success. No leader can give everything it takes to help an agent succeed when they’re bringing on anyone who applies. Unfortunately, most agencies make empty promises: "Be in business for yourself, but not by yourself," or "We offer hands-on support and training."

Here, we actually mean it. And we have a proven track record of success to back it up.


What We Offer:

A Proven Lead System: Say goodbye to cold calling. Our streamlined lead generation system puts you in front of qualified buyers who have requested coverage. You’ll call these clients, set appointments, and meet virtually to help them find the best insurance plan for their needs and budget. Some agents even start part-time and transition to full-time.

A Real Opportunity for Growth: This role is perfect for self-disciplined sales professionals who are ready to put in the work. If you need someone looking over your shoulder or a time clock to punch, this isn't the right fit. But if you're driven, gritty and ready to build something meaningful, we want to hear from you.


Key Responsibilities:

Present and sell insurance products to new and existing customers.

Reach out to potential clients who have requested coverage.

Handle customer inquiries and resolve complaints.

Participate in regular Zoom training sessions.


Who We're Looking For:

Previous experience in sales, customer service, or a related field is a plus.

Familiarity with CRM platforms is helpful.

You know how to build rapport and trust with clients.

You’re deadline-driven, detail-oriented, and dedicated to delivering results.

Integrity and a strong work ethic are a must.

We’re seeking individuals who are ambitious, coachable, passionate about helping others, and driven to achieve greatness. If you’re ready to take control of your future and create a career you can be proud of, we’d love to connect.


Why Choose Us?

True Agency Ownership: Here, you’ll have the chance to own your business—contractually protect what you build.

Game-Changing Lead Program: We provide the industry’s best leads, generated in-house and heavily subsidized to help you succeed.

Comprehensive Training & Support: From day one, we offer hands-on training, including daily coaching calls, weekly one-on-ones, and group sessions. You’ll have a system to follow at every step of the way.

Industry-Leading Compensation: Our compensation plan is designed to deliver real profit, with vested rights from day one.

Dedicated Conservation Team: Our team ensures your business stays protected from chargebacks, giving you one of the highest persistency rates in the industry.

World-Class Travel & Incentives: Have the ability to earn 3-4 fully-paid trips per year, all expenses covered.

Unlimited Earning Potential: This is a commission and bonus-based position, with no cap on how much you can earn. Your income potential is truly unlimited.


A Few More Details:

This role does require a Life and Health Insurance License, but don’t worry—we’ll help you obtain it through a streamlined online course that takes just 7-10 days.

Please note: Success in this role varies. Your level of success will depend on several factors, including the effort you put in, your ability to follow and implement our proven system, and the specific insurance needs in your geographic area. Not all agents achieve the same results, and earnings are based on individual performance.

Ready to Build Your Future with Us?

If you're ready to make a difference—not just in your own life, but in the lives of others—apply today. We can’t wait to see how you define success.


About Kimbrell Agency:

Kyle & Lisa Kimbrell are financial service industry veterans with over 50 years experience combined in sales, marketing and leadership. Since founding their Symmetry Financial Group business in July of 2016 their national agency has sold over 55,000 life, health, annuity, disability and retirement policies with over $85 million in sales. The Kimbrells attained Equity Partnership in only 24 months, which is the fastest in SFG history.


Company website: https://www.kimbrellagency.com/