Freelance Life Insurance Agent Jobs in Colorado (NOW HIRING)

Authorization to work in the U.S. required. No work visa sponsorship available at this time.

Help families. Build your income. Work on your terms.

We’re growing and looking for motivated people who want more flexibility, stronger income potential, and the chance to make a real difference for families.

In this role, you’ll help clients find life insurance solutions that protect what matters most — from mortgage protection and final expense coverage to retirement-focused products. You do not need prior insurance or sales experience to get started. We provide training, mentorship, and a proven system designed to help you succeed.

This is a great fit for someone who is coachable, driven, and excited by the opportunity to build a business with support — not cold calling.

• Work remotely with a flexible schedule
• No cold calling — we use a lead-driven system
• Comprehensive training and mentorship provided
• Access to 20+ A and A-rated insurance carriers
• Strong earning potential in a performance-based role
• Opportunity to grow your income as you develop

• Connect with families who have requested information or need help exploring coverage options
• Understand each client’s needs and recommend appropriate insurance solutions
• Educate clients on products such as mortgage protection, final expense, term, whole life, disability, retirement protection, annuities, and more
• Build trust-based relationships through strong communication and follow-through
• Participate in training and ongoing coaching
• Keep accurate records of client conversations and applications

You may be a fit if you are:

• Motivated, confident, and goal-oriented
• Coachable and open to feedback
• Strong in communication and relationship-building
• Comfortable working independently in a remote environment
• Organized and reasonably comfortable with technology
• Interested in helping families while building long-term income

• Must be authorized to work in the U.S.
• Must be willing to obtain a life insurance license if not already licensed
• Must be willing to attend online training and team meetings
• Prior sales or insurance experience is helpful, but not required

This is a 1099, commission-only position.

This is a 1099 independent contractor opportunity where you will have the opportunity to build your business and grow your team.

• Average commission is approximately $500 per application
• Full-time agents often write 4–10 applications per week
• Part-time agents following the system may earn $30,000–$40,000+ in their first year
• Full-time agents following the system may earn $75,000–$100,000+ in their first year with top performers potentially earning over $150,000.
• Qualifying agents may become eligible for commission increases over time

Individual results vary and are not guaranteed. Earnings depend on factors such as effort, consistency, ability to follow training, engagement with the lead system, and client demand in your market.