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Freelance Life Insurance Agent Jobs (NOW HIRING)

AO Globe Life

Life Insurance Agent

San Clemente, CA · Remote

$80K - $120K/yr

  • Life

  • Retirement

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Omega Staffing Group LLC

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Life Insurance Agent

Greenville, SC · On-site

$70K - $200K/yr

MUST BE LOCATED IN NORTH CAROLINA As an Insurance Agent, you'll play a crucial role in assisting individual customers and a mixed client base in selecting appropriate life insurance products. This ...

King Legacy & Life LLC

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

  • Medical

Licensed Life Insurance Agent Location: 100% Remote / Work From Home Benefits * Health insurance * Work from home * Opportunities for advancement * Flexible schedule * Full training Full About the ...

Sisler Agency

Life Insurance Agent

Tyler, TX · Remote

Life Insurance Agent Have you been looking for a career change? Are you passionate about helping others? Are you tired of working hard for someone else? If you're ready to build a career where your ...

Dorr Agency

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Life Insurance Agent

Columbus, OH · Remote

$60K - $110K/yr

  • Medical

  • Dental

  • Vision

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Charlotte, NC · Remote

$60K - $110K/yr

  • Medical

  • Dental

  • Vision

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Indianapolis, IN · Remote

$60K - $110K/yr

  • Medical

  • Dental

  • Vision

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

  • Medical

  • Life

  • PTO

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

C&G Consulting Group

Life Insurance Agent

Our insurance agency is expanding and needs the help of a life insurance agent to grow our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally ...

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Freelance Life Insurance Agent information

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How much do freelance life insurance agent jobs pay per year?

As of Aug 15, 2026, the average yearly pay for freelance life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a freelance life insurance agent?

A Freelance Life Insurance Agent is an independent professional who sells life insurance policies without being tied to a single company. They work on a commission basis and have the flexibility to represent multiple insurers, allowing them to offer clients a variety of policy options. Their responsibilities include prospecting for clients, assessing their needs, recommending suitable coverage, and assisting with policy applications. Since they are self-employed, they manage their own schedules, marketing, and client relationships.

How much do freelance life insurance agents make?

Freelance life insurance agents typically earn between $30,000 and $80,000 annually, with top performers making over $100,000. Income depends on sales volume, commissions, experience, and client base, and agents often work on a commission-only basis or with a combination of salary and bonuses.

Can being a freelance life insurance agent be a side hustle?

Yes, a freelance life insurance agent can work as a side hustle, as the role often offers flexible hours and the ability to operate independently. Many agents balance this work with other jobs by managing client appointments and sales on a part-time basis, often requiring relevant licenses and sales skills.

How to become a freelance life insurance agent?

To become a freelance life insurance agent, you typically need to obtain a state license by completing pre-licensing education and passing a licensing exam. Once licensed, you can work independently, often selling policies through insurance companies or as an independent broker, and may need to develop sales skills and knowledge of insurance products.

What are some common challenges freelance life insurance agents face, and how can they overcome them?

Freelance life insurance agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing their own schedules without the support of a traditional agency. To overcome these challenges, successful agents actively network, leverage digital marketing tools, and participate in professional organizations to grow their contacts and referrals. Establishing a disciplined daily routine, setting clear sales goals, and staying up-to-date with industry changes can also help agents stay competitive. While the independent nature of the job offers significant flexibility, it requires proactive planning and resilience to succeed.

What are the key skills and qualifications needed to thrive as a freelance life insurance agent?

To excel as a Freelance Life Insurance Agent, you need in-depth product knowledge, sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is essential for managing clients and meeting regulatory standards. Exceptional interpersonal communication, self-motivation, and strong organizational skills are crucial soft skills in this role. These competencies help agents effectively build client relationships, stay compliant, and consistently achieve sales targets in an independent work setting.

More about Freelance Life Insurance Agent jobs

What cities are hiring for Freelance Life Insurance Agent jobs?

Cities with the most Freelance Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most Freelance Life Insurance Agent jobs?

States with the most job openings for Freelance Life Insurance Agent jobs include:

What job categories do people searching Freelance Life Insurance Agent jobs look for?

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Freelance Life Insurance Agent jobs near you
Infographic showing various Freelance Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Alchemy Financial Group

Johnson City, TN

$75K - $105K/yr

Full-time

Re-posted 3 days ago

Job description

About the Insurance Agent Position

We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.

Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.

Insurance Agent Responsibilities
  • Identify opportunities to sell life, health, or car insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health, and car insurance
  • Strong organizational and time-management skills
  • Proficient software skills, including Microsoft Office Suite
Employment Type: FULL_TIME

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