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Freelance Life Insurance Agent Jobs (NOW HIRING)

AO Globe Life

Life Insurance Agent

San Clemente, CA · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Dorr Agency

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Life Insurance Agent

Pittsburgh, PA · Remote

$60K - $110K/yr (+ commission)

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

Dorr Agency

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Life Insurance Agent

Miami, FL · Remote

$60K - $110K/yr (+ commission)

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

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Dorr Agency

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Life Insurance Agent

Norfolk, VA · Remote

$60K - $110K/yr (+ commission)

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are hiring licensed life insurance agents to join our fast-growing remote team. This role includes advanced ...

New

Security National Life Insurance Company

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Life Insurance Agent

Lafayette, LA · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

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Freelance Life Insurance Agent information

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How much do freelance life insurance agent jobs pay per year?

As of Sep 5, 2026, the average yearly pay for freelance life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a freelance life insurance agent?

A Freelance Life Insurance Agent is an independent professional who sells life insurance policies without being tied to a single company. They work on a commission basis and have the flexibility to represent multiple insurers, allowing them to offer clients a variety of policy options. Their responsibilities include prospecting for clients, assessing their needs, recommending suitable coverage, and assisting with policy applications. Since they are self-employed, they manage their own schedules, marketing, and client relationships.

What are the key skills and qualifications needed to thrive as a freelance life insurance agent?

To excel as a Freelance Life Insurance Agent, you need in-depth product knowledge, sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is essential for managing clients and meeting regulatory standards. Exceptional interpersonal communication, self-motivation, and strong organizational skills are crucial soft skills in this role. These competencies help agents effectively build client relationships, stay compliant, and consistently achieve sales targets in an independent work setting.

What are some common challenges freelance life insurance agents face, and how can they overcome them?

Freelance life insurance agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing their own schedules without the support of a traditional agency. To overcome these challenges, successful agents actively network, leverage digital marketing tools, and participate in professional organizations to grow their contacts and referrals. Establishing a disciplined daily routine, setting clear sales goals, and staying up-to-date with industry changes can also help agents stay competitive. While the independent nature of the job offers significant flexibility, it requires proactive planning and resilience to succeed.

Can being a freelance life insurance agent be a side hustle?

Yes, a freelance life insurance agent can work as a side hustle, as the role often offers flexible hours and the ability to operate independently. Many agents balance this work with other jobs by managing client appointments and sales on a part-time basis, often requiring relevant licenses and sales skills.

How to become a freelance life insurance agent?

To become a freelance life insurance agent, you typically need to obtain a state license by completing pre-licensing education and passing a licensing exam. Once licensed, you can work independently, often building your client base through networking and marketing, and may need to partner with insurance carriers or agencies. Strong sales skills and knowledge of insurance products are essential for success in this role.
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What cities are hiring for Freelance Life Insurance Agent jobs?

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What are the most commonly searched types of Life Insurance Agent jobs?

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What states have the most Freelance Life Insurance Agent jobs?

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Freelance Life Insurance Agent jobs near you
Infographic showing various Freelance Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Alchemy Financial Group

Johnson City, TN • On-site

$75K - $105K/yr

Full-time

Re-posted 23 days ago

Job description

About the Insurance Agent Position
We're seeking a motivated and competitive worker to join our team as an Insurance Agent. As an Insurance Agent with Alchemy Financial, you'll be responsible for selling policies to clients, handling claims, and keeping track of policy renewals.
Our ideal candidate will have excellent customer service skills for working with a variety of clients. If you think you'd excel as an Insurance Agent, we'd love to hear from you.
Insurance Agent Responsibilities
  • Identify opportunities to sell life, health, or car insurance to a variety of clients, working with them to find the policy that best suits their needs
  • Go through policies with clients so that they have an understanding of the insurance costs and benefits
  • Work alongside marketing team members to further client outreach
  • Work alongside insurance adjusters
  • Maintain all client records
  • Provide continual service by processing insurance renewals and working to retain clients
  • Track insurance claims to ensure the satisfaction of all parties
  • Distribute policy funds after a claim has been settled
  • Answer client and potential client insurance-related queries as needed
Insurance Agent Requirements
  • [2+] years experience as an Insurance Agent
  • BA/BS in business, economics, or related field preferred
  • Appropriate insurance licensing where required by law
  • Excellent customer service skills
  • Superb communication and negotiation skills
  • In-depth knowledge of different types of insurance, including life, health, and car insurance
  • Strong organizational and time-management skills
  • Proficient software skills, including Microsoft Office Suite

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