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Factoring Jobs (NOW HIRING)

Southstar Capital LLC

Underwriter

Mount Pleasant, SC · On-site

Factoring Underwriter Location: Charleston, SC About the Role We are seeking an experienced Underwriter specializing in Factoring to join our growing team. This role is critical in evaluating ...

BasicBlock Inc.

Sales Manager

Lincoln, NE · On-site

Drive new factoring volume through carrier acquisition and activation * Manage and convert inbound and outbound leads from platform and partner channels * Build repeat usage and expansion within ...

BasicBlock Inc.

Sales Manager

Lincoln, NE · On-site

Role Overview We are hiring a Sales Manager to lead and scale our invoice factoring function. This is a senior, hands-on role responsible for owning revenue generation for factoring while helping ...

BasicBlock Inc.

Sales Manager

Lincoln, NE · On-site

Drive new factoring volume through carrier acquisition and activation * Manage and convert inbound and outbound leads from platform and partner channels * Build repeat usage and expansion within ...

G SQUARED FUNDING LLC

Be Seen First

Client Relations Manager

Sandy Springs, GA · On-site

$40K - $45K/yr

A fast growing Asset Based Lending (ABL)/Factoring company located in Atlanta specializing in the transportation industry is looking for a client relations manager to handle a portfolio of clients.

G SQUARED FUNDING LLC

Be Seen First

Client Relations Manager

Sandy Springs, GA · On-site

$40K - $45K/yr

A fast growing Asset Based Lending (ABL)/Factoring company located in Atlanta specializing in the transportation industry is looking for a client relations manager to handle a portfolio of clients.

G SQUARED FUNDING LLC

Be Seen First

Business Development Officer

Sandy Springs, GA · On-site

$36K - $150K/yr (+ commission)

A fast growing Asset Based Lending (ABL)/Factoring company located in Atlanta specializing in the transportation industry is looking for a Business Development Officer to join our growing team! Are ...

G SQUARED FUNDING LLC

Be Seen First

Business Development Officer

Sandy Springs, GA · On-site

$36K - $150K/yr (+ commission)

A fast growing Asset Based Lending (ABL)/Factoring company located in Atlanta specializing in the transportation industry is looking for a Business Development Officer to join our growing team! Are ...

TAB Bank

Inside Sales Specialist

Plano, TX · On-site

Responsible for the full sales cycle of factoring products to prospective transportation customers and other industries. * Independently conduct prospecting and initial due diligence on prospective

Quest Energy Group

Sales Manager

Scottsdale, AZ · On-site

SALES MANAGER Commercial Finance / Factoring | El Paso or Phoenix | Full-Time, Exempt Build the engine. Lead the team. Close meaningful business. This is a hands-on player-coach opportunity for a ...

TAB Bank

Inside Sales Specialist

Plano, TX · On-site

Responsible for the full sales cycle of factoring products to prospective transportation customers and other industries. * Independently conduct prospecting and initial due diligence on prospective

Quest Energy Group

Sales Manager

Scottsdale, AZ · On-site

SALES MANAGER Commercial Finance / Factoring | El Paso or Phoenix | Full-Time, Exempt Build the engine. Lead the team. Close meaningful business. This is a hands-on player-coach opportunity for a ...

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Factoring information

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$19K

$77.3K

$113K

How much do factoring jobs pay per year?

As of Sep 2, 2026, the average yearly pay for factoring in the United States is $77,308.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,500.00 and $83,500.00 per year, depending on experience, location, and employer.

What are factoring companies?

Factoring companies buy invoices and accounts receivable from other businesses and then undertake the collection process. They often pay only a fraction of the value of an invoice, as companies are often willing to sell at a loss to maintain cash flow and finance strategic business initiatives. Factoring companies are active in a variety of industries, and a corporation can benefit from factoring for several reasons. For example, staffing companies sometimes use factoring to remain solvent while awaiting payment from their clients, while tech companies may use it to generate funding while a project is in development.

What is factoring in finance?

Factoring is a financial transaction in which a business sells its accounts receivable (invoices) to a third party, called a factor, at a discount. This allows the business to quickly receive cash, rather than waiting for customers to pay their invoices. Factoring is commonly used by companies that need to improve cash flow or manage operations when customers have long payment terms. The factor assumes the responsibility of collecting payments from the business's customers. Factoring can be a useful tool for small and medium-sized businesses to meet short-term financial needs.

What are the key skills and qualifications needed to thrive as a factoring specialist, and why are they important?

To thrive as a Factoring Specialist, you need solid knowledge of finance, accounts receivable management, and risk assessment, typically backed by a degree in finance, accounting, or business. Familiarity with factoring software platforms, credit analysis tools, and financial reporting systems is often required. Strong analytical thinking, attention to detail, and effective client communication skills help you excel in client relations and fraud prevention. These skills ensure accurate evaluation of receivables, minimize risk, and support efficient cash flow solutions for clients.

What are the main challenges faced by professionals working in factoring operations, and how can they prepare for them?

Professionals in factoring often face challenges such as evaluating client creditworthiness, managing cash flow risks, and maintaining strong client relationships. The role requires careful attention to detail and the ability to quickly assess financial documents. To excel, candidates should develop strong analytical skills, stay current with regulatory changes, and be proactive in communication with both clients and internal teams. Building expertise in risk management and negotiation also helps in overcoming day-to-day obstacles.

What is the difference between Factoring vs Accounts Receivable Specialist?

AspectFactoringAccounts Receivable Specialist
Primary RolePurchasing receivables from businesses to provide immediate cashManaging and collecting outstanding customer invoices
CredentialsNo specific certifications required, but financial knowledge helpsAccounting or finance certifications often preferred
Work EnvironmentFinancial institutions, factoring companiesCorporate finance, accounting departments
Industry UsageFinance, lending, factoring servicesBusiness, finance, accounting sectors

Factoring involves purchasing receivables to improve cash flow, while Accounts Receivable Specialists focus on managing and collecting invoices. Both roles are essential in financial operations but serve different functions within the cash flow management process.

More about Factoring jobs

What cities are hiring for Factoring jobs?

Cities with the most Factoring job openings:

What are the most commonly searched types of Factoring jobs?

The most popular types of Factoring jobs are:

What states have the most Factoring jobs?

States with the most job openings for Factoring jobs include:

What job categories do people searching Factoring jobs look for?

The top searched job categories for Factoring jobs are:

Factoring jobs near you
Infographic showing various Factoring job openings in the United States as of August 2026, with employment types broken down into 75% Full Time, and 25% Part Time. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $77,308 per year, or $37.2 per hour.

Underwriter

Southstar Capital LLC

Mount Pleasant, SC • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago

Job description

Factoring Underwriter 

Location: Charleston, SC 

About the Role

We are seeking an experienced Underwriter specializing in Factoring to join our growing team. This role is critical in evaluating, structuring, and approving credit facilities for small to mid-sized businesses. The ideal candidate will bring deep a knowledge of Factoring/Commercial Finance with the ability to balance credit risk with business growth objectives.

Key Responsibilities

  • Transaction Underwriting & Credit Analysis
    • Conduct in-depth analysis of client and account debtor financials, cash flow trends, debt levels, and liquidity.
    • Champion the underwriting process for credit facilities, from initial assessment through final approval
    • Evaluate collateral quality, with an emphasis on accounts receivable verification, debtor concentrations, and invoice aging reports.
  • Risk Assessment & Structuring
    • Identify potential risks, including credit, operational, legal, and fraud-related risks, and recommend appropriate mitigants.
    • Structure facilities in alignment with company credit policies, capital requirements, and regulatory guidelines.
    • Recommend advance rates, reserves, and concentration limits based on client profile and collateral quality.
  • Credit Memo Preparation & Presentation
    • Prepare comprehensive credit memoranda that clearly outline client strengths, weaknesses, and risk factors.
    • Present and defend underwriting recommendations to the Credit Committee, senior management, and executive leadership.
  • Cross-Functional Collaboration
    • Work with sales teams to structure competitive yet risk-appropriate proposals.
    • Work closely with legal counsel and senior management to ensure loan documents, factoring agreements, and collateral filings are accurate and enforceable.
    • Support operations and account management teams during onboarding to ensure smooth client transitions.  
  • Portfolio Management & Monitoring
    • Provide ongoing oversight of approved facilities, monitoring credit performance against projections and covenants.
    • Analyze trends in client AR quality, debtor payment performance, and borrowing base compliance.
    • Recommend facility modifications, risk rating changes, or exit strategies as needed.
  • Market & Industry Insight
    • Stay informed on economic conditions, industry trends, and competitive practices impacting factoring.
    • Leverage industry knowledge to anticipate risks and identify new underwriting opportunities.

Qualifications

  • Bachelor’s degree in accounting, business, or related field
  • 3+ years of underwriting experience in factoring/commercial finance
  • Strong analytical and financial modeling skills.
  • In-depth knowledge of UCC filings, lien searches, and collateral documentation.
  • Proven ability to assess risk and structure transactions within policy and compliance frameworks.
  • Excellent communication skills, both written and verbal, with the ability to present findings to executives and committees.
  • Detail-oriented, organized, and able to handle multiple transactions simultaneously.
  • Understanding of the underwriting process by asset class.

What We Offer

  • Competitive compensation and performance-based incentives
  • Comprehensive benefits package (medical, dental, vision, 401k and matching, life, short-term disability, paid time off)
  • A collaborative and growth-oriented company culture
  • Profit sharing per company handbook guidelines