ZipRecruiter

Log In

2

Entry Level Credit Analyst Jobs (NOW HIRING)

Provident Bank

$54 - $77/hr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

New

Western Alliance Bank

Senior Credit Analyst

Denver, CO · On-site

$36.74 - $45.38/hr

Senior Credit Analyst Location: Denver, CO What you'll do: As a Senior Credit Analyst you'll be ... Bachelor's degree or equivalent experience required. * Entry level to intermediate knowledge of ...

Alpine Banks of Colorado

Credit Analyst I

Rifle, CO · On-site

$26 - $28.84/hr

General Purpose The Credit Analyst I is an entry level position involved in underwriting loans with a focus on a specific sector of either commercial or consumer products while closely working with ...

Alpine Bank

Credit Analyst I

Grand Junction, CO · On-site

$26 - $28.84/hr

General Purpose The Credit Analyst I is an entry level position involved in underwriting loans with a focus on a specific sector of either commercial or consumer products while closely working with ...

Alpine Banks of Colorado

Credit Analyst I

Avon, CO · On-site

$26 - $28.84/hr

General Purpose The Credit Analyst I is an entry level position involved in underwriting loans with a focus on a specific sector of either commercial or consumer products while closely working with ...

Provident Bank

$53K - $76K/yr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

New

Provident Bank

Credit Analyst I

Oak Ridge, NJ · On-site

$53K - $76K/yr

The Credit Analyst I will participate in training sessions (both provided internally and externally ... This is an entry level position that will assist the various Commercial Credit Underwriting teams ...

New

Alpine Banks of Colorado

Credit Analyst I

Denver, CO · On-site

$26 - $28.84/hr

General Purpose The Credit Analyst I is an entry level position involved in underwriting loans with a focus on a specific sector of either commercial or consumer products while closely working with ...

TexasBank

Credit Analyst I

Fort Worth, TX · On-site

$3/hr

The Credit Analyst I position serves as an entry-level role focused on reviewing credit request information, conducting evaluations and analyses of that data, and preparing detailed credit memoranda ...

TexasBank

Credit Analyst I

Fort Worth, TX · On-site

$3/hr

The Credit Analyst I position serves as an entry-level role focused on reviewing credit request information, conducting evaluations and analyses of that data, and preparing detailed credit memoranda ...

previous pagenext page

Showing results 21-40

All JobsCredit Analyst JobsEntry Level Credit Analyst Jobs

Entry Level Credit Analyst information

See salary details

$15

$29

$49

How much do entry level credit analyst jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for entry level credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

More about Entry Level Credit Analyst jobs

What cities are hiring for Entry Level Credit Analyst jobs?

Cities with the most Entry Level Credit Analyst job openings:

What are the most commonly searched types of Credit Analyst jobs?

The most popular types of Credit Analyst jobs are:

What states have the most Entry Level Credit Analyst jobs?

States with the most job openings for Entry Level Credit Analyst jobs include:

What job categories do people searching Entry Level Credit Analyst jobs look for?

The top searched job categories for Entry Level Credit Analyst jobs are:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 83% Full Time, and 16% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Commercial Credit Analyst Associate

Capital Farm Credit

Round Rock, TX

Full-time

Posted 26 days ago

Job description

EDUCATION AND EXPERIENCE

  • Bachelor's degree in finance, Business Administration or a related field, or equivalent experience.
  • One (1) to three (3) years of experience in the banking or financial services industry.
  • Experience in the administration and analysis of credit and working with commercial and/or mortgage loans preferred.

JOB SUMMARY

  • Assist Relationship Managers, Special Assets Officers and Loan Administrators with data input, analysis, and risk determination.
  • Performs entry-level professional commercial credit analysis work on loans and leases that is basic in nature, works under moderate supervision.
  • In many cases is part of a deal team that processes a loan or lease request. 

ESSENTIAL FUNCTIONS

  • Assists parties noted above with data input, credit and financial analysis, and risk determination, on existing loans and leases in the portfolio.
  • Assists parties noted above with monitoring existing loans and leases in the portfolio.
  • Determines probability of default (PD) ratings on new loans and leases, and credit servicing requests.
  • Determines loss given default (LGD) ratings on new loans and leases, and credit servicing requests.
  • Determines creditworthiness of applicants on new and existing loan and leases packages and makes a recommendation to approve or deny the applications.
  • Interprets, communicates, and provides guidance to internal stakeholders regarding Association lending policies and procedures.
  • Works directly with other internal stakeholders in the development of appropriate credit decisions and prepares other reports as requested by management.
  • Complies with proper credit administration practices as outlined in the Association's policies and procedures.
  • May assist in the development and analysis of various queries facilitating risk management, Quality Control, reporting and monitoring of compliance with lending standards and loan pricing
  • Assists senior level credit analyst staff with loan and lease applications and credit servicing actions.
  • May perform collateral evaluations within delegated authority as necessary.
  • May perform credit and financial analysis, monitoring and due diligence review of various loan participation packages/opportunities with other lenders and Capital Markets.
  • Assists EVP, Chief Credit Officer or other leadership in completing coordinated projects as assigned.
  • Other duties as assigned.

REQUIRED SKILLS

  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles.
  • Skill in oral and written communication.
  • Basic skill level in Microsoft Office applications.
  • Ability to perform basic accounting/financial analyses under moderate supervision.

DISCLAIMER

We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.

Apply