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Debt Counselor Jobs (NOW HIRING)

Direct Counsel is seeking a Debt Finance Associate with 3-6 years of experience to join a premier finance practice representing private equity sponsors, corporate borrowers, lenders, and other market ...

Debt Finance Associate

Los Angeles, CA ยท On-site

$235K - $390K/yr

Direct Counsel is seeking a Debt Finance Associate with 2-6 years of experience to join a premier finance practice representing private equity sponsors, portfolio companies, and corporate borrowers ...

Debt Finance Associate Attorney

Chicago, IL ยท On-site

$260K - $390K/yr

Direct Counsel is seeking a Debt Finance Associate Attorney to join a highly respected Am Law firm. Location Boston, MA; Chicago, IL; Dallas, TX; Houston, TX; Milwaukee, WI; New York, NY; or Salt ...

Debt Finance Associate Attorney

New York, NY ยท On-site

$260K - $390K/yr

Direct Counsel is seeking a Debt Finance Associate Attorney to join a highly respected Am Law firm. Location Boston, MA; Chicago, IL; Dallas, TX; Houston, TX; Milwaukee, WI; New York, NY; or Salt ...

Debt Finance Associate Attorney

Houston, TX ยท On-site

$260K - $390K/yr

Direct Counsel is seeking a Debt Finance Associate Attorney to join a highly respected Am Law firm. Location Boston, MA; Chicago, IL; Dallas, TX; Houston, TX; Milwaukee, WI; New York, NY; or Salt ...

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Debt Counselor information

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How much do debt counselor jobs pay per hour?

As of Jun 14, 2026, the average hourly pay for debt counselor in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What Is a Debt Counselor?

A debt counselor is responsible for working with people that have taken on too much consumer debt. As a certified financial professional, you specialize in helping people resolve difficult debt issues and work toward financial recovery. You can work as part of a financial organization or own your own freelance debt consulting business. Your job duties include reviewing credit reports to identify debt issues, working with consumer credit agencies to find solutions, and coaching clients through the financial recovery process.

What is the difference between Debt Counselor vs Credit Counselor?

AspectDebt CounselorCredit Counselor
CredentialsOften requires certification such as Certified Debt SpecialistTypically requires certification like Certified Credit Counselor
Work EnvironmentWorks with clients facing debt issues, often in non-profit or financial institutionsProvides financial education and debt management advice, usually in non-profit agencies
Employer & IndustryFinancial services, non-profits, credit counseling agenciesNon-profit credit counseling agencies, financial education organizations

Debt Counselors and Credit Counselors both assist individuals with financial challenges, often requiring similar certifications. While Debt Counselors focus more on debt management plans, Credit Counselors emphasize financial education and budgeting. Both roles are vital in helping clients improve their financial health, often working in similar environments and industries.

What is the highest paid type of counselor?

Among counseling professions, clinical, psychiatric, and substance abuse counselors tend to have higher salaries, especially those with advanced degrees and certifications. However, salaries can vary based on experience, location, and work setting, with specialized roles often earning more than general counseling positions.

What do you need to be a debt counsellor?

To become a debt counsellor, you typically need relevant education such as a diploma or degree in finance, counseling, or a related field. Certification or licensing may be required depending on the region, and strong communication, problem-solving skills, and knowledge of debt management are essential for the role.

What are some common challenges debt counselors face when helping clients, and how do they address them?

Debt counselors often encounter clients who are overwhelmed or anxious about their financial situation, which can make initial conversations challenging. Additionally, clients may be reluctant to share all relevant information or may have unrealistic expectations about how quickly debt can be resolved. To address these challenges, debt counselors use strong communication and empathy skills to build trust, provide clear explanations of available options, and set realistic goals. They also stay updated on regulations and resources to offer clients the most effective solutions.

What are the key skills and qualifications needed to thrive as a Debt Counselor, and why are they important?

To thrive as a Debt Counselor, you need strong knowledge of personal finance, debt management principles, and typically a relevant certification such as Certified Credit Counselor or Accredited Financial Counselor. Familiarity with budgeting software, credit reporting systems, and debt management platforms is important for analyzing client situations and creating effective plans. Excellent interpersonal skills, active listening, and the ability to communicate complex information clearly help build trust and motivate clients. These skills and qualities are crucial for guiding clients toward financial stability and ensuring successful debt resolution.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Many employers require knowledge of debt collection laws and may prefer candidates with customer service skills; some states also require licensing or certification. On-the-job training is common, and familiarity with collection software can be beneficial.

What does a debt counselor do?

A debt counselor helps individuals manage and reduce their debt by analyzing their financial situation, creating repayment plans, and providing financial education. They often work with clients to negotiate with creditors and may hold certifications such as Certified Credit Counselor. The role typically requires strong communication skills and knowledge of debt management programs.
What cities are hiring for Debt Counselor jobs? Cities with the most Debt Counselor job openings:
What are the most commonly searched types of Debt Counselor jobs? The most popular types of Debt Counselor jobs are:
What states have the most Debt Counselor jobs? States with the most job openings for Debt Counselor jobs include:
Infographic showing various Debt Counselor job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $41,470 per year, or $19.9 per hour.
Bilingual Spanish Call Center Rep/Debt Counselor

Bilingual Spanish Call Center Rep/Debt Counselor

ConServe

Cheektowaga, NY โ€ข Remote

Other

Posted 24 days ago


Job description

**Please note, we are set up to hire employees in these states: Alabama, Florida, Georgia, Missouri, North Carolina, South Carolina, North Dakota, Tennessee, Texas, Virginia, Upstate NY, Finger Lakes/Southern Tier, NY and Rochester & Buffalo, NY areas. This is a remote work opportunity.** For 40 years, ConServe has been a leading provider of accounts receivable management and collection services specializing in customized solutions for colleges and universities, guaranty agencies, private lenders, credit unions and government contracts.

We are based on the simple principle that helping people fulfill their obligations, in ways that preserve their dignity, enhances self-confidence and empowers them with a sense of control. At ConServe, we call it Fostering Financial Freedom. We take great pride in being a team of the right people, doing the right thing, at the right time, the right way.

Why join us?

* Performance-based bonuses

* Award-winning benefits packages

* Flexible schedules

* Growth opportunities

* Repeatedly named one of the Best Places to Work in Collections

* Two-time recipient of the Better Business Bureau's Torch Award for Ethics

O*NET: 43-3011.00, 13-2071.00, 43-4051.00, 41-3031.02

Position Summary:

Our Bilingual Representatives use a consultative approach to manage and collect on delinquent accounts. Our consultative approach helps consumers identify the most suitable way to resolve a balance in the best interest of all parties. Since client satisfaction is a top priority, it is imperative that ConServe locates professional individuals who are customer-focused, detail-oriented and able to work in a fast-paced environment. If you're a motivated, positive, team player and problem solver, then you would be a good fit for the ConServe team.

Essential Duties & Responsibilities:

  • Obtain information from Consumers in order to determine current financial situation and determine solutions
  • Provide solutions to Consumers to enable them to resolve their obligation administratively or voluntarily
  • Gather proper documentation from Consumers and maintain appropriate follow-up
  • Meet daily, weekly and monthly goals as set by management at ConServe
  • Daily Productivity - all Debt Counselors will make between 125-200 phone calls per day and work in a call center environment or remote work environment.
  • Monthly Recoveries - must achieve ConServe's monthly targeted performance objectives for collections.
  • Record Maintenance - proper management & updating of system to maximize contacts
  • Skip-Tracing - to assist in locating & contacting consumers or businesses
  • Adherence to ConServe's Professional Practices Management System (PPMS), Code of Conduct, and Compliance Program

Education Requirement:

  • High School Diploma or GED
  • Associates or Bachelor's Degree preferred

Skills/ Requirements:

  • The ability to work 8 hour shifts consisting of three (3) days starting between 8am and 9:30am EST and ending between 5pm and 6:30pm EST (start and end time are flexible but the shift must be 8 hours) and two (2) evenings 12pm - 9pm EST
  • Willingness to work an occasional Saturday morning shift (optional)
  • Ability to speak and converse in Spanish and English fluently
  • Ability to proficiently read and write in English
  • Ability to proficiently read and write in Spanish is preferred
  • Strong verbal communication skills with the ability to listen, persuade, negotiate and obtain resolution
  • Intermediate Computer skills to document calls and navigate software packages, databases and the internet.
  • Strong organizational and time management skills
  • Attention to detail
  • Ability to act independently to resolve problems
  • Motivation to learn
  • Ability to work in a positive, collaborative manner with coworkers
  • Ability and history of maintaining confidentiality and high level of trustworthiness.
  • Ability and history of interacting well with team members and customers in a professional manner while maintaining a safe work environment.
  • Ability to obtain and maintain Government Security Clearance (Please be advised that upon hire, you may go through a State and/or Federal Clearance process. Our team will be available to assist you as you move through this process).
  • Ability to obtain and maintain State Collections Licensure
  • Legally eligible to work in the United States
  • No conflicts of interest with ConServe or our Clients.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job except for periodic breaks pursuant to applicable law.

  • Occasionally lift and/or move up to 25 pounds.
  • Ability to sit or remain sedentary for your entire work shift (8, 9, or 10 hour shift)
  • Ability to talk and listen on a phone for your entire work shift (8, 9, or 10 hour shift)
  • Ability to type on a computer for your entire work shift (8, 9, or 10 hour shift)

Reasonable accommodations may be made to the extent required under applicable law to enable individuals with disabilities to perform the essential functions of this position.

MISSION STATEMENT:

ConServe is dedicated to satisfying the needs of our Clients in a manner consistent with improving the human condition, and that will foster the development of long term mutually beneficial relationships with our Clients, our Employees, our Suppliers and Business Partners and the Community as a whole.

Disclaimer: The above job description is not a contractual or binding document; it is provided as a guide to the types of duties required to be undertaken. Duties may vary from time to time and this description is subject to review. Modifications will be made as needed to support changes in the business climate and requirements.

Continental Service Group, LLC, d/b/a ConServe endeavors to make www.conserve-arm.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact our Recruiting Department at: 585-421-1000, option 7 or by emailing: jobs@conserve-arm.com.

Qualified applicants will receive consideration for employment regardless of age, race, color, religion, national origin, sex, sexual orientation, gender, gender identity/expression, genetic disposition, genetic markers/carrier status, disability, creed, veteran status, military status, status as a victim of domestic violence, marital status, familial status, pregnancy, childbirth and related medical conditions, and disability, conviction (limited) or other legally protected status.

ConServe is a Drug Free Workplace