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Debt Collector Jobs in Indiana (NOW HIRING)

Public Service Credit Union

Collector

Fort Wayne, IN · On-site

$20.16 - $33.08/hr

Collector Public Service Credit Union - Fort Wayne, Indiana About Public Service Credit Union - Public Service Credit Union (PSCU) is Fort Wayne's oldest credit union, proudly serving our community ...

Powers Health

Collector

Munster, IN · On-site

$19.23 - $29.05/hr

The Patient Financial Services Self-Pay Collector resolves all discharged self-pay account ... Maximizes the Hospitals' cash flow and minimizes the Hospitals' bad debt expenses. Contacts ...

Powers Health

Collector

Munster, IN

$18.50 - $24.50/hr

The Patient Financial Services Self-Pay Collector resolves all discharged self-pay account ... Maximizes the Hospitals' cash flow and minimizes the Hospitals' bad debt expenses. Contacts ...

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Heritage Federal Credit Union

Collector

Evansville, IN · On-site

$14.75 - $19.75/hr

The Collector is responsible for performing collection activities on past-due member accounts, primarily for loans (auto/vehicle, mortgage and home equity, credit cards, and other consumer products)

Powers Health

Collector - Self Pay Accounts

Munster, IN · On-site

$19.23 - $29.05/hr

The Patient Financial Services Self-Pay Collector resolves all discharged self-pay account ... Maximizes the Hospitals' cash flow and minimizes the Hospitals' bad debt expenses. Contacts ...

Powers Health

Collector - Self Pay Accounts

Munster, IN

$18.50 - $24.50/hr

The Patient Financial Services Self-Pay Collector resolves all discharged self-pay account ... Maximizes the Hospitals' cash flow and minimizes the Hospitals' bad debt expenses. Contacts ...

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All JobsDebt Collector JobsDebt Collector Jobs in Indiana

Debt Collector information

See Indiana salary details

$7

$17

$25

How much do debt collector jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for debt collector in Indiana is $17.50, according to ZipRecruiter salary data. Most workers in this role earn between $14.62 and $18.99 per hour, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Debt collectors can earn around $4,000 per week through commissions and bonuses, especially in high-volume or specialized collections roles. Success in this field often depends on experience, negotiation skills, and the volume of accounts managed, with some positions offering performance-based pay that exceeds traditional salaries without requiring a degree.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some experience in customer service or collections, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Licensing or registration may be required depending on the state or country.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves managing stressful situations and adhering to legal regulations, which can add to its difficulty.

How much do debt collectors get paid?

Debt collectors' salaries vary depending on experience, location, and employer, but the average annual pay ranges from $30,000 to $50,000. Many debt collectors earn commissions or bonuses based on recovery performance, and the role often requires strong communication skills and knowledge of debt collection laws.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Indiana? The most popular types of Debt Collector jobs in Indiana are:
What are popular job titles related to Debt Collector jobs in Indiana? For Debt Collector jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Indiana look for? The top searched job categories for Debt Collector jobs in Indiana are:
What cities in Indiana are hiring for Debt Collector jobs? Cities in Indiana with the most Debt Collector job openings:
What are popular job titles related to Debt Collector jobs in IN? For Debt Collector jobs in IN, the most frequently searched job titles are:
Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Indiana as of June 2026, with employment types broken down into 59% Full Time, 38% Part Time, and 3% Contract. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $36,396 per year, or $17.5 per hour.

Collector

Public Service Credit Union

Fort Wayne, IN • On-site

$20.16 - $33.08/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 2 days ago

Job description

Collector

Public Service Credit Union - Fort Wayne, Indiana

About Public Service Credit Union - https://www.mypscu.com/apply-now/

Public Service Credit Union (PSCU) is Fort Wayne's oldest credit union, proudly serving our community with integrity, compassion, and commitment for nearly a century. We believe that banking should be people-focused, service-driven, and built on genuine relationships, because when our members succeed, we succeed. If you're passionate about helping people and want to grow your career in a supportive environment, PSCU is an awesome place to work!

Pay Range: $20.16-$33.08 per hour

Note: Compensation is based on skills and experience. The upper end of the range is intended for candidates with 10+ years of relevant experience in comparable roles.

Key Responsibilities

  • Monitor payments for late and/or delinquency status. Follow up on delinquent, high balance,and overdue credit balance accounts by phone and/or letter. Ensure professional interactions with members.
  • Respond to telephone calls regarding payment notices and delinquent accounts.
  • Contact high balance and/or delinquent members by telephone and mail to identify thereasons for balance or delinquency, and assist them in developing plans to bring accounts to a currentstatus. Develop workout plans and collect overdue accounts wherever possible.
  • Contact co-signers and references regarding status of delinquent accounts.
  • Maintain a detailed written record of all communications made regarding delinquency.
  • Update files and system accounts via the credit union's delinquent loan recovery system.
  • Secure credit bureau reports. Skip trace on loan accounts. Maintain accurate data forrepossession log, bankruptcy files, charge-off list, etc.
  • Research payroll deductions, stops, starts, and changes as they may affect the status of a loan repayment.
  • Assist members with delinquent real-estate loans to resolve delinquency.
  • Determine when to compromise and settle balances and when to initiate foreclosure or repossession proceedings.
  • Determine when loan collateral should be repossessed, and serve as liaison with attorneys oragencies in handling repossession of collateral.
  • File all claims, attend hearings, and coordinate with trustees for all bankruptcy filings. Follow all procedures in relation to bankrupt accounts.
  • Investigate and correct discrepancies in loan applications.
  • Prepare information needed or required by collection agency, and post receipts from collection agency. Correspond with attorneys regarding accounts that have been sent out for legal.
  • Complete all necessary reports.
  • Recommend loans and share for charge-off and charge-off according to CU policy.
  • Track property taxes due on mortgages and contact members to ensure property taxes are paid current.

Education, Knowledge and Experience Requirements

  • High School Diploma or equivalent required
  • 1-2 years of collections experience, required
  • Comfort using technology and digital tools, required
  • Experience with cash handling or basic financial transactions, required
  • Experience in financial services industry, preferred

Employee Benefits

  • Medical, Dental, and Vision insurance
  • Group life insurance
  • 401(k) with employer match
  • Paid time off + paid holidays
  • Staff celebrations, rewards, and incentives
  • Career development, training programs, and advancement opportunities
  • A positive, mission-driven workplace culture

Why Join PSCU?

We think Public Service Credit Union is an awesome place to work! As Fort Wayne's oldest credit union, we have a long history and love for serving the Fort Wayne community!


Apply