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Overnight Debt Collection Agency Jobs in Indiana

Experience working with regulatory agencies and compliance requirements. * Demonstrated success improving collection rates, reducing bad debt, and managing revenue recovery programs. * Strong ...

... collection agency, hospital or professional billing, or training at an educational institution that ... Patient Financial Services Day Shift M-F Hybrid Bad Debt/Charity/Medical Billing Equal Opportunity ...

Special Assets Officer

Carmel, IN · On-site

$103K - $134K/yr

Responsibilities include developing collection strategies, action plans, negotiating, and ... Regulatory agencies, third party loan review, and internal/external auditors * Legal/regulatory ...

Special Assets Officer

Carmel, IN · On-site

$103K - $134K/yr

Responsibilities include developing collection strategies, action plans, negotiating, and ... Regulatory agencies, third party loan review, and internal/external auditors * Legal/regulatory ...

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Overnight Debt Collection Agency information

What is an overnight debt collection agency?

Overnight debt collection agencies are specialized companies that work outside of typical business hours, often during the night, to recover outstanding debts on behalf of creditors. Their services may include contacting debtors, negotiating repayment plans, and using various communication methods to collect overdue payments. These agencies are particularly useful for reaching individuals who may be unavailable during standard work hours. By operating overnight, they can increase the chances of successful contact and recovery, especially for clients in different time zones or with unconventional schedules.

What are the key skills and qualifications needed to thrive as an overnight debt collection agent?

To thrive as an Overnight Debt Collection Agent, you need a strong understanding of debt collection laws, negotiation techniques, and basic financial principles, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, automated dialing systems, and payment processing tools is typically required. Excellent communication, resilience, and problem-solving skills help agents handle challenging conversations and maintain professionalism under pressure. These skills are crucial for efficiently recovering debts while upholding legal standards and preserving client relationships.

What are some typical challenges faced by an overnight debt collection agent, and how can they be managed?

Overnight debt collection agents often face challenges such as contacting debtors across different time zones, managing high call volumes, and maintaining motivation during non-standard hours. Additionally, working overnight can impact work-life balance and require strong self-discipline. Successful agents use clear communication, follow compliance protocols, and utilize support from their team and supervisors to handle these demands effectively. Team collaboration and regular check-ins help maintain morale and share strategies for overcoming common obstacles.

What is the difference between Overnight Debt Collection Agency vs Debt Collector?

AspectOvernight Debt Collection AgencyDebt Collector
CredentialsOften requires collection licenses, familiarity with debt lawsTypically no formal certification, but may need licensing depending on state
Work EnvironmentOperates mainly during overnight hours, often in call centers or remoteWorks during daytime or evening hours, in offices or field visits
Employer & IndustrySpecializes in debt recovery, often contracted by lenders or financial institutionsEmployers include collection agencies, banks, or credit companies

Overnight Debt Collection Agencies focus on recovering debts during overnight hours, often utilizing call centers and specialized legal knowledge. Debt Collectors work during regular hours, directly contacting debtors in various environments. Both roles require understanding debt laws, but the agency's overnight focus distinguishes their operational hours and setup.

What are the most commonly searched types of Debt Collection Agency jobs in Indiana?

The most popular types of Debt Collection Agency jobs in Indiana are:

What are popular job titles related to Overnight Debt Collection Agency jobs in Indiana?

For Overnight Debt Collection Agency jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Overnight Debt Collection Agency jobs in Indiana look for?

The top searched job categories for Overnight Debt Collection Agency jobs in Indiana are:

What cities in Indiana are hiring for Overnight Debt Collection Agency jobs?

Cities in Indiana with the most Overnight Debt Collection Agency job openings:

Infographic showing various Overnight Debt Collection Agency job openings in Indiana as of June 2026, with employment types broken down into 56% Full Time, 40% Part Time, 2% Temporary, and 2% Contract. Highlights an 91% Physical, and 9% Remote job distribution.

Director Revenue Recovery

Jobtailor

Merrillville, IN • On-site

$140 - $210/hr

Other

Posted 16 days ago


Job description

JOB PROFILE SUMMARY - Director Revenue Recovery

The Director of Revenue Recovery is responsible for developing and executing the utility's strategy to identify, recover, and prevent revenue losses associated with unpaid customer accounts, billing inaccuracies, energy theft, metering discrepancies, and process inefficiencies. This role leads cross-functional initiatives across Customer Service, Field Operations, Metering, Finance, Regulatory Affairs, Legal, and Technology teams to optimize revenue collection while maintaining regulatory compliance and delivering a positive customer experience.

As a leader in the Customer Operations organization, the Director will establish policies, governance, analytics, and operational processes that maximize recovery of lost revenue, reduce bad debt expense, improve collection effectiveness, and ensure equitable treatment of customer.

Principle Duties & Responsibilities - Essential Functions
  • Develop and execute a comprehensive revenue recovery strategy aligned with corporate financial objectives, including annual goals, performance metrics, recovery targets, long-term collection improvement plans, and strategies to reduce write-offs. As a leader in the Customer Operations organization , the Director will establish policies, governance, analytics, and operational processes that maximize recovery of lost revenue, reduce bad debt expense, improve collection effectiveness, and ensure equitable treatment of customer.
  • Lead initiatives to reduce revenue leakage caused by billing errors, metering inaccuracies, energy diversion, theft, delinquent accounts, process inefficiencies, and other revenue loss drivers.
  • Direct collections strategy across residential, commercial, and industrial customer segments, including delinquency management, payment arrangements, disconnections, reconnections, bad debt recovery, arrearage response, and jurisdiction-specific write-off and bankruptcy processes.
  • Manage budget and payment plan strategies across six states to ensure compliance with business, regulatory, and jurisdictional requirements, while monitoring budget variance, contracts, issue tracking, and resolution.
  • Evaluate and optimize collection agency performance, vendor relationships, internal and field collection activities, and external partner effectiveness to improve revenue recovery outcomes.
  • Develop early intervention programs and customer-friendly payment solutions to improve customer payment outcomes, reduce arrearages, support affordability, and help eligible customers avoid service disconnections.
  • Lead revenue assurance and loss prevention efforts, including investigations and recovery related to unauthorized energy usage, meter tampering, theft, fraud, billing anomalies, metering issues, and revenue integrity risks.
  • Partner with Metering, Field Operations, Analytics, Customer Experience, Finance, IT, Digital, Legal, Regulatory, and other cross-functional teams to identify revenue leakage opportunities, improve forecasting, enhance technology, support recovery actions, and resolve customer or stakeholder inquiries.
  • Use advanced and predictive analytics to identify recovery opportunities, revenue risks, high-risk accounts, billing and metering anomalies, and process improvement opportunities across jurisdictions and operating companies.
  • Establish and monitor dashboards, KPIs, business metrics, and customer metrics related to collection effectiveness, recovery rates, write-offs, aging balances, customer arrearage, revenue leakage, and overall performance management.
  • Ensure compliance with state utility regulations, commission requirements, consumer protection laws, federal requirements, company policies, regulatory filings, audits, rate cases, and legal requirements while balancing revenue recovery with customer equity, satisfaction, and affordability.
  • Build, lead, and develop a high-performing revenue recovery organization by establishing accountability, ensuring consistency across functional areas and operating companies, applying industry best practices and emerging technologies, fostering integrity and innovation, and managing staffing, resources, and continuous improvement efforts.
Required Qualifications
  • Bachelor's degree in business administration, Finance, Accounting, Economics, Engineering, Operations Management, or a related field required
  • 5+ years leading managers and operational teams in a process-driven, customer-focused organization
  • Experience working with regulatory agencies and compliance requirements.
  • Demonstrated success improving collection rates, reducing bad debt, and managing revenue recovery programs.
  • Strong understanding of utility billing, metering, collections, credit policies, and customer operations.
  • Knowledge of revenue assurance, fraud detection, and energy theft investigation practices.
  • Advanced analytical and financial management skills.
  • Expertise in operational performance improvement methodologies
  • Strong executive communication
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