ZipRecruiter

Log In

1

Overnight Debt Collection Agency Jobs (NOW HIRING)

Altamira.ai

Debt Collection Business Advisor

Responsibilities • Help define the most valuable AI voice-agent use cases for debt collection and recoveries. • Identify priority customer segments: collection agencies, banks, lenders, fintechs ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector - Metairie

Metairie, LA · On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector - Metairie, LA

Metairie, LA · On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

New

D & A Services, LLC

Collector - Metairie

Metairie, LA

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

United Accounts Inc.-Fargo

Collection Specialist

Fargo, ND

$18.25 - $24.50/hr

About United Accounts Inc.-Fargo United Accounts Inc.-Fargo is a leading debt collection agency in Fargo, ND, specializing in helping consumers resolve their financial issues. With a team of ...

NES1

Collector-Third Party

Solon, OH · On-site

$17/hr

Description National Enterprise Systems is an award-winning debt collection agency in Solon, OH. We are looking for collectors to work in our outbound call center. The ideal candidate is dependable ...

next page

Showing results 1-20

All JobsDebt Collection Agency JobsOvernight Debt Collection Agency Jobs

Overnight Debt Collection Agency information

See salary details

$13

$19

$30

How much do overnight debt collection agency jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for overnight debt collection agency in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

How to get a job at a collection agency?

To get a job at a collection agency, candidates typically need a high school diploma or equivalent and should demonstrate strong communication and negotiation skills. Relevant experience in customer service or sales can be beneficial, and some agencies may require background checks or certifications in debt collection practices. Applying through company websites or job boards and preparing for interviews focused on compliance and interpersonal skills are common steps.

What are the key skills and qualifications needed to thrive as an Overnight Debt Collection Agent, and why are they important?

To thrive as an Overnight Debt Collection Agent, you need a strong understanding of debt collection laws, negotiation techniques, and basic financial principles, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, automated dialing systems, and payment processing tools is typically required. Excellent communication, resilience, and problem-solving skills help agents handle challenging conversations and maintain professionalism under pressure. These skills are crucial for efficiently recovering debts while upholding legal standards and preserving client relationships.

What is the difference between Overnight Debt Collection Agency vs Debt Collector?

AspectOvernight Debt Collection AgencyDebt Collector
CredentialsOften requires collection licenses, familiarity with debt lawsTypically no formal certification, but may need licensing depending on state
Work EnvironmentOperates mainly during overnight hours, often in call centers or remoteWorks during daytime or evening hours, in offices or field visits
Employer & IndustrySpecializes in debt recovery, often contracted by lenders or financial institutionsEmployers include collection agencies, banks, or credit companies

Overnight Debt Collection Agencies focus on recovering debts during overnight hours, often utilizing call centers and specialized legal knowledge. Debt Collectors work during regular hours, directly contacting debtors in various environments. Both roles require understanding debt laws, but the agency's overnight focus distinguishes their operational hours and setup.

How much does a debt collection agency make?

A debt collection agency's earnings depend on commissions and fees collected from recovered debts, often ranging from 20% to 50% of the amount recovered. The agency's revenue can vary widely based on the volume of accounts handled, the size of debts, and the agency's efficiency and scale.

What are some typical challenges faced by an overnight debt collection agent, and how can they be managed?

Overnight debt collection agents often face challenges such as contacting debtors across different time zones, managing high call volumes, and maintaining motivation during non-standard hours. Additionally, working overnight can impact work-life balance and require strong self-discipline. Successful agents use clear communication, follow compliance protocols, and utilize support from their team and supervisors to handle these demands effectively. Team collaboration and regular check-ins help maintain morale and share strategies for overcoming common obstacles.

What are Overnight Debt Collection Agencies?

Overnight debt collection agencies are specialized companies that work outside of typical business hours, often during the night, to recover outstanding debts on behalf of creditors. Their services may include contacting debtors, negotiating repayment plans, and using various communication methods to collect overdue payments. These agencies are particularly useful for reaching individuals who may be unavailable during standard work hours. By operating overnight, they can increase the chances of successful contact and recovery, especially for clients in different time zones or with unconventional schedules.

What qualifications do I need to be a debt collector?

To work as a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may prefer prior experience in collections or customer service. Some states also require licensing or registration, which may involve background checks and training courses.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to contact the debtor no more than seven times over seven days and wait at least seven days between contact attempts. This rule helps ensure respectful communication and compliance with regulations like the Fair Debt Collection Practices Act (FDCPA). For debt collectors, understanding and following such guidelines is important to maintain ethical standards and avoid legal issues.
More about Overnight Debt Collection Agency jobs
What cities are hiring for Overnight Debt Collection Agency jobs? Cities with the most Overnight Debt Collection Agency job openings:
What are the most commonly searched types of Debt Collection Agency jobs? The most popular types of Debt Collection Agency jobs are:
What states have the most Overnight Debt Collection Agency jobs? States with the most job openings for Overnight Debt Collection Agency jobs include:
What job categories do people searching Overnight Debt Collection Agency jobs look for? The top searched job categories for Overnight Debt Collection Agency jobs are:
Overnight Debt Collection Agency jobs near you
Infographic showing various Overnight Debt Collection Agency job openings in the United States as of June 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $41,470 per year, or $19.9 per hour.

Debt Collection Attorney

MED-1 Solutions, LLC

Greenwood, IN • On-site

Other

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Description

About Us: MED-1 Solutions, LLC is a leading medical debt collection agency dedicated to providing effective and ethical debt recovery solutions. We are seeking a skilled and motivated Debt Collection Attorney to join our team. If you are passionate about the legal aspects of debt collection and are committed to achieving successful outcomes for our clients, we want to hear from you.


Description: We are seeking a dedicated Debt Collection Attorney licensed in Indiana (licenses in additional states is a plus) to join our team. The ideal candidate will be responsible for filing lawsuits in various courts throughout Indiana, attending hearings and contested trials, and obtaining judgments. They will rigorously pursue legal avenues to secure judgments and effectively follow up to collect on these judgments. This role requires an understanding of debt collection laws, excellent courtroom presence, and a strong commitment to achieving successful outcomes for our clients.


Responsibilities:

  • Review Accounts for Suit: Analyze delinquent  accounts to determine suitability for legal action.
  • File Suits in Court: Prepare and file legal documents and lawsuits against debtors in various courts.
  • Attend Hearings and Trials: Represent the agency in court hearings throughout Indiana and trials in various counties, presenting evidence and arguments to secure judgments.
  • Obtain Judgments and Garnishments: Pursue legal avenues to obtain judgments and enforce collection through garnishments and other approved means.
  • Case Management: Maintain detailed and organized case files, track case  progress, and ensure timely and efficient resolution of cases.
  • Collaboration: Work closely with the collection and legal department managers to report all activity and results. 

Requirements

Qualifications:

  • Juris Doctor (JD) degree from an accredited law school.
  • Active license to practice law in Indiana, Kentucky, or Illinois.
  • Preference is given to applicants licensed to practice law in multiple jurisdictions. 
  • Proven experience in collection or civil law litigation. 
  • Strong knowledge of debt collection laws, regulations, and legal procedures.
  • Excellent negotiation, communication, and interpersonal skills.
  • Ability to manage a high volume of cases and work effectively under pressure.
  • Strong organizational skills and attention to detail.


Apply