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Overnight Debt Collection Agency Jobs (NOW HIRING)

Mbandw

Collection Representative I

Cleveland, OH · On-site

$15/hr

About the Organization McCarthy, Burgess and Wolff (MB&W) is one of the largest collection agencies ... Description Debt Collection agents earn $15/hour plus commission! GENEROUS COMMISSION STRUCTURE ...

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA

$100K - $125K/yr

Job Summary We are seeking an experienced Attorney to join our team and represent consumers in actions brought by original creditors, debt buyers, and collection agencies involving credit card ...

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA · On-site

$100K - $125K/yr

Job Summary We are seeking an experienced Attorney to join our team and represent consumers in actions brought by original creditors, debt buyers, and collection agencies involving credit card ...

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA · On-site

$100K - $125K/yr

Health insurance Job Summary We are seeking an experienced Attorney to join our team and represent consumers in actions brought by original creditors, debt buyers, and collection agencies involving ...

ProCollect

Bilingual Collection Specialist

Dallas, TX · On-site

$4.0K/wk

As one of the nation's premier debt collection agencies, our goal is to achieve the best possible collection returns for our clients while treating debtors with respect and understanding. Focused on ...

Community Investment Strategies

Collections Manager

NJ · On-site

Transfers bad debt cases to collection agency in accordance with policy and procedure * Maintains continual awareness of changes in the regulation and precedents in respect of rent collection and ...

Reliance Solutions Llc

Case Manager

Nashville, TN · On-site

$17.50/hr

We work to stop the fraudulent methods that many debt collection agencies use to intimate hard-working people. Qualifications: High School Diploma or equivalent. Proficient in typing. Professional ...

Reliance Solutions Llc

Case Manager

Nashville, TN

$17.50/hr

We work to stop the fraudulent methods that many debt collection agencies use to intimate hard-working people. Qualifications: High School Diploma or equivalent. Proficient in typing. Professional ...

Rumpke

Credit & Collections Manager

Cincinnati, OH · On-site

... including collection agency charges, legal fees, court filing and suit fees * Ensure the Collection team operates within the confines of the Federal Fair Debt Collection Practices Act (FDCPA)

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Overnight Debt Collection Agency information

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How much do overnight debt collection agency jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for overnight debt collection agency in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an overnight debt collection agent?

To thrive as an Overnight Debt Collection Agent, you need a strong understanding of debt collection laws, negotiation techniques, and basic financial principles, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, automated dialing systems, and payment processing tools is typically required. Excellent communication, resilience, and problem-solving skills help agents handle challenging conversations and maintain professionalism under pressure. These skills are crucial for efficiently recovering debts while upholding legal standards and preserving client relationships.

What is the difference between Overnight Debt Collection Agency vs Debt Collector?

AspectOvernight Debt Collection AgencyDebt Collector
CredentialsOften requires collection licenses, familiarity with debt lawsTypically no formal certification, but may need licensing depending on state
Work EnvironmentOperates mainly during overnight hours, often in call centers or remoteWorks during daytime or evening hours, in offices or field visits
Employer & IndustrySpecializes in debt recovery, often contracted by lenders or financial institutionsEmployers include collection agencies, banks, or credit companies

Overnight Debt Collection Agencies focus on recovering debts during overnight hours, often utilizing call centers and specialized legal knowledge. Debt Collectors work during regular hours, directly contacting debtors in various environments. Both roles require understanding debt laws, but the agency's overnight focus distinguishes their operational hours and setup.

What are some typical challenges faced by an overnight debt collection agent, and how can they be managed?

Overnight debt collection agents often face challenges such as contacting debtors across different time zones, managing high call volumes, and maintaining motivation during non-standard hours. Additionally, working overnight can impact work-life balance and require strong self-discipline. Successful agents use clear communication, follow compliance protocols, and utilize support from their team and supervisors to handle these demands effectively. Team collaboration and regular check-ins help maintain morale and share strategies for overcoming common obstacles.

What is an overnight debt collection agency?

Overnight debt collection agencies are specialized companies that work outside of typical business hours, often during the night, to recover outstanding debts on behalf of creditors. Their services may include contacting debtors, negotiating repayment plans, and using various communication methods to collect overdue payments. These agencies are particularly useful for reaching individuals who may be unavailable during standard work hours. By operating overnight, they can increase the chances of successful contact and recovery, especially for clients in different time zones or with unconventional schedules.
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Overnight Debt Collection Agency jobs near you
Infographic showing various Overnight Debt Collection Agency job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 73% Full Time, 9% Part Time, and 16% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $41,470 per year, or $19.9 per hour.

Collection Representative I

Mbandw

Cleveland, OH • On-site

$15/hr

Full-time

Re-posted 11 days ago

Job description

About the Organization
McCarthy, Burgess and Wolff (MB&W) is one of the largest collection agencies in the United States. We've created what we believe is a superior business model - combining advanced technological and analytic tools with quality employees, management, and ownership who genuinely care. We understand what motivates our employees - a dynamic and attractive work environment, loyalty, and unlimited earning potential. We offer an environment where the truly inspired (and highly skilled) individual can do extraordinary things. The end result is an exceptional workplace that gives our clients superior results.
Description
Debt Collection agents earn $15/hour plus commission!
GENEROUS COMMISSION STRUCTURE
Monday - Friday
NO WEEKENDS
ONSITE
NO EXPERIENCE NEEDED
PROFESSIONAL TRAINING PROVIDED
Objective
Do you have a strong desire for reaching and achieving goals? Do you love working in a collaborating culture with strong purpose and core values? Are you money-motivated and striving for a challenge? If so, McCarthy, Burgess & Wolff, Inc could possibly be the company for you!
This position is ideal if you have the following skills and attributes:
• Outgoing and personable
• Persuasive Speaking Skills
• Effective Listening
• Time - Management
• Ability to solve problems independently
• Experienced with using CRM or other customer service management programs.
• Strong work ethic.
Full-Time/Part-Time
Full-Time
Shift
-not applicable-
Location
Bedford Heights
EOE Statement
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.
This position is currently accepting applications.

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