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Overnight Debt Collection Agency Jobs (NOW HIRING)

D & A Services, LLC

Bilingual Collectors

Houston, TX · On-site

$17 - $23/hr

Houston, TX$17 ‒ $23 Hourly100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established ...

D & A Services, LLC

Bilingual Collectors

Houston, TX

$17 - $23/hr

Houston, TX $17 $23 Hourly 100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in ...

ProCollect

Collection Specialist

Dallas, TX · On-site

$2.0K/wk

As one of the nation's premier debt collection agencies, our goal is to achieve the best possible collection returns for our clients while treating debtors with respect and understanding. Focused on ...

Mbandw

Collection Representative I

Middleburg Heights, OH · On-site

$15/hr

About the Organization McCarthy, Burgess and Wolff (MB&W) is one of the largest collection agencies ... Description Debt Collection agents earn $15/hour plus commission! GENEROUS COMMISSION STRUCTURE ...

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Overnight Debt Collection Agency information

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How much do overnight debt collection agency jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for overnight debt collection agency in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an overnight debt collection agent?

To thrive as an Overnight Debt Collection Agent, you need a strong understanding of debt collection laws, negotiation techniques, and basic financial principles, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, automated dialing systems, and payment processing tools is typically required. Excellent communication, resilience, and problem-solving skills help agents handle challenging conversations and maintain professionalism under pressure. These skills are crucial for efficiently recovering debts while upholding legal standards and preserving client relationships.

What is the difference between Overnight Debt Collection Agency vs Debt Collector?

AspectOvernight Debt Collection AgencyDebt Collector
CredentialsOften requires collection licenses, familiarity with debt lawsTypically no formal certification, but may need licensing depending on state
Work EnvironmentOperates mainly during overnight hours, often in call centers or remoteWorks during daytime or evening hours, in offices or field visits
Employer & IndustrySpecializes in debt recovery, often contracted by lenders or financial institutionsEmployers include collection agencies, banks, or credit companies

Overnight Debt Collection Agencies focus on recovering debts during overnight hours, often utilizing call centers and specialized legal knowledge. Debt Collectors work during regular hours, directly contacting debtors in various environments. Both roles require understanding debt laws, but the agency's overnight focus distinguishes their operational hours and setup.

What are some typical challenges faced by an overnight debt collection agent, and how can they be managed?

Overnight debt collection agents often face challenges such as contacting debtors across different time zones, managing high call volumes, and maintaining motivation during non-standard hours. Additionally, working overnight can impact work-life balance and require strong self-discipline. Successful agents use clear communication, follow compliance protocols, and utilize support from their team and supervisors to handle these demands effectively. Team collaboration and regular check-ins help maintain morale and share strategies for overcoming common obstacles.

What is an overnight debt collection agency?

Overnight debt collection agencies are specialized companies that work outside of typical business hours, often during the night, to recover outstanding debts on behalf of creditors. Their services may include contacting debtors, negotiating repayment plans, and using various communication methods to collect overdue payments. These agencies are particularly useful for reaching individuals who may be unavailable during standard work hours. By operating overnight, they can increase the chances of successful contact and recovery, especially for clients in different time zones or with unconventional schedules.
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Overnight Debt Collection Agency jobs near you
Infographic showing various Overnight Debt Collection Agency job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 74% Full Time, 10% Part Time, and 14% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $41,470 per year, or $19.9 per hour.

Bilingual Collectors

D & A Services, LLC

Houston, TX • On-site

$17 - $23/hr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 16 days ago

Job description

Houston, TX$17 ‒ $23 Hourly100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ourselves in delivering great service to our clients and customers.D & A Services offers a base pay between $17.00 and $23.00 per hour, along with a benefits package that includes a 401(k) plan, BC/BS medical, dental, vision, CASUAL DRESS CODE and more! We have an uncapped bonus structure which rewards Debt Collectors for generating revenue. Top producers earn large bonus checks.We are seeking a bilingual Debt Collector fluent in Spanish to join our team. As a Debt Collector, you will be responsible for contacting individuals and businesses to collect outstanding debts and payment arrangements. You will need to be able to effectively communicate with Spanish-speaking clients to negotiate repayment plans and resolve any disputes. Responsibilities: Contacting debtors via phone, email, and mail to collect overdue payments Negotiating repayment plans and settlements with clients Updating account information and documenting all interactions Following company policies and procedures to ensure compliance with Fair Debt Collection Practices Act (FDCPA) Providing excellent customer service to assist clients in resolving their debts Requirements: Fluency in both English and Spanish Proven experience as a Debt Collector or in a similar roleMinimum of one year, recent experience, three years of recent third party credit card collections, preferred.Strong negotiation and communication skills Ability to work in a fast-paced environment and meet targets Knowledge of FDCPA regulations Basic computer skills If you are a motivated individual with strong communication skills and a passion for helping clients resolve their debts, we want to hear from you. Join our team as a Debt Collector - Bilingual (Spanish Speaking) and help us achieve our goal of financial recovery for our clients. D & A Services is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or genetic information.