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Charge Off Collector Jobs in Indiana (NOW HIRING)

Collections Specialist

Evansville, IN · On-site

$17.75 - $23.75/hr

The Collector position will contact delinquent, charged-off customers to arrange for repayment or ... Initiate contact with customers via telephone regarding charge off accounts while arranging ...

Collections Specialist

Evansville, IN · On-site

$17.75 - $23.75/hr

The Collector position will contact delinquent, charged-off customers to arrange for repayment or ... Initiate contact with customers via telephone regarding charge off accounts while arranging ...

Charge Off Collector information

What is a charge off collector?

Charge Off Collectors are professionals who work on recovering debts that have been written off as unlikely to be paid by the original lender. These collectors typically contact individuals or businesses whose debts have been charged off, negotiate payment arrangements, and try to collect as much of the outstanding balance as possible. Their work often involves working with delinquent accounts, understanding financial regulations, and using effective communication and negotiation skills to resolve debts. Charge Off Collectors may work for collection agencies, banks, or other financial institutions.

What are the key skills and qualifications needed to thrive as a charge off collector, and why are they important?

To thrive as a Charge Off Collector, you need strong knowledge of collections processes, account management, and relevant regulations such as the Fair Debt Collection Practices Act, often supported by a high school diploma or equivalent. Familiarity with collections software, CRM systems, and payment processing tools is typically required. Excellent negotiation, active listening, and problem-solving skills help build rapport with debtors and achieve favorable outcomes. These skills and qualities are crucial for maximizing recoveries while maintaining compliance and customer relationships.

What are some common challenges faced by charge off collectors, and how can they overcome them?

Charge Off Collectors often encounter challenges such as dealing with unresponsive or distressed customers and meeting recovery targets within strict timelines. To overcome these obstacles, it’s important to develop strong communication and negotiation skills, remain patient and empathetic, and stay organized with detailed records. Collaborating closely with team members and supervisors can also provide support and strategies for handling difficult cases. Ongoing training and adapting to regulatory changes are key to success in this role.

What are popular job titles related to Charge Off Collector jobs in Indiana?

For Charge Off Collector jobs in Indiana, the most frequently searched job titles are:

What cities in Indiana are hiring for Charge Off Collector jobs?

Cities in Indiana with the most Charge Off Collector job openings:

Infographic showing various Charge Off Collector job openings in Indiana as of August 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 92% In-person, 2% Hybrid, and 6% Remote job distribution.

Collections Specialist

Evansville, IN • On-site


OneMain Financial
Finance and Insurance • 5 - 10K employees

7.5

Company rating: 7.5 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

114th of 152 rated financial services

Good employer

Recommended by parents

Respectful managers


$17.75 - $23.75/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago


Job description

The Collector position will contact delinquent, charged-off customers to arrange for repayment or settlement of account balances. Primary responsibility is collecting on various loan types.

In the Role

  • Initiate contact with customers via telephone regarding charge off accounts while arranging repayment and/or settlement of accounts in accordance with all applicable laws, policies, and procedures
  • Negotiate with customers to resolve accounts.
  • Maintain and notate all appropriate information and documentation regarding customer and account status on computer system and provide same to others involved with collections of accounts
  • Meet departmental call and QA standards
  • Work in a goal-oriented environment to meet production indicators.
  • Maintain compliance with FDCPA (Fair Debt Collection Practices Act) and state regulations

Requirements

  • Education - High School diploma or GED
  • An in-depth understanding of collections and negotiation skills
  • Strong negotiation skills to resolve escalated calls
  • A high degree of self-management to successfully prioritize workday
  • Excellent communication, persuasion and problem-solving skills
  • Ability to maintain confidentiality and sensitive information

Preferred

  • Collections / Call Center experience strongly preferred
  • Sales experience is desirable

Location: Evansville, IN - In Office

Business hours are Monday through Thursday 7A-7PM. Friday 7AM-5PM, and Saturdays (closed first Saturday of the month) 8AM-12PM.

Schedule requirements are 1 night a week until 7PM, 1 Friday a month until 5PM, 1 Saturday a month 8-12, and a flexible schedule thereafter

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days' vacation per year, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance (prorated based on start date)
  • 11 Paid holidays (4 floating holidays, prorated based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.



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