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Crop Insurance Adjuster Jobs (NOW HIRING)

Zurich Insurance Company Ltd.

OH · On-site

$22.40 - $30.87/hr

RCIS offers insurance protection in all 50 states through a national network of about 3,600 ... Zurich/RCIS is currently looking for a Crop Adjuster to work out of the state of Ohio. This ...

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Crop Insurance Adjuster information

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$34K

$72.1K

$118.5K

How much do crop insurance adjuster jobs pay per year?

As of Jul 8, 2026, the average yearly pay for crop insurance adjuster in the United States is $72,103.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $89,000.00 per year, depending on experience, location, and employer.

What is the difference between Crop Insurance Adjuster vs Crop Insurance Claims Specialist?

AspectCrop Insurance AdjusterCrop Insurance Claims Specialist
Required CredentialsAdjuster license, crop insurance certificationClaims processing certification, insurance knowledge
Work EnvironmentField inspections, on-site assessmentsOffice and remote claims processing
Employer & Industry UsageInsurance companies, agricultural insurersInsurance companies, claims departments
Common Search & ComparisonYesYes

The main difference is that Crop Insurance Adjusters primarily conduct field inspections and assess crop damages directly in the field, while Crop Insurance Claims Specialists focus on processing claims, managing documentation, and supporting policyholders remotely or in offices. Both roles require insurance knowledge and certifications, but their daily tasks and work environments differ significantly.

How do I become a crop adjuster?

To become a crop insurance adjuster, you typically need a high school diploma or equivalent, relevant experience in agriculture or insurance, and often must obtain a state license or certification. Training programs are available through insurance companies or industry associations, and strong skills in communication, agriculture, and data analysis are beneficial.

What are the key skills and qualifications needed to thrive as a Crop Insurance Adjuster, and why are they important?

To thrive as a Crop Insurance Adjuster, you typically need knowledge of agriculture, insurance policies, and claims processes, often supported by a relevant degree or experience in agribusiness or insurance. Familiarity with claims management software, GPS mapping tools, and sometimes certification from organizations like the National Crop Insurance Services is important. Strong analytical thinking, effective communication, and attention to detail help adjusters accurately assess crop losses and interact with farmers. These skills are vital to ensure fair, timely, and accurate claims settlements that support both insurers and policyholders.

How does a Crop Insurance Adjuster typically collaborate with farmers and insurance agents during the claims process?

Crop Insurance Adjusters work closely with both farmers and insurance agents to accurately assess crop damage and ensure fair claim settlements. They visit farms to inspect damaged crops, gather relevant documentation, and discuss loss circumstances directly with farmers. Adjusters also coordinate with insurance agents to clarify policy coverage and requirements, helping streamline the claims process. Clear communication and problem-solving are essential, as adjusters often serve as a bridge between the insured and the insurance company, ensuring all parties understand the findings and next steps.

What do crop adjusters make?

Crop insurance adjusters typically earn between $40,000 and $70,000 annually, depending on experience, location, and employer. They assess crop damage, process claims, and may work full-time in the field or office, often requiring knowledge of agriculture and insurance policies.

How much commission do crop insurance agents make?

Crop insurance adjusters typically earn commissions based on the policies they sell or service, with commissions often ranging from 10% to 20% of the premium. Their income can also include base salaries or bonuses, depending on the employer and region, and strong knowledge of crop insurance policies and sales skills can impact earnings.

What does a Crop Insurance Adjuster do?

A Crop Insurance Adjuster is responsible for assessing crop damage on farms and determining the amount of loss covered by insurance. They visit fields, inspect crops, gather evidence such as photos and samples, and review farm records. After their investigation, they calculate compensation amounts based on policy terms and report their findings to the insurance company. Their work helps ensure that farmers receive fair settlements after experiencing losses from events like hail, drought, or pests.

What type of insurance adjuster makes the most money?

In the insurance adjusting field, catastrophe or claims adjusters who handle large-scale disaster claims tend to earn the highest salaries due to the complexity and volume of claims. Experienced property and casualty adjusters with specialized certifications and skills in high-value claims also typically earn more than general adjusters.
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Crop Insurance Adjuster jobs near you
Infographic showing various Crop Insurance Adjuster job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 73% In-person, 9% Hybrid, and 18% Remote job distribution, with an average salary of $72,103 per year, or $34.7 per hour.
RCIS Crop Claims Field Adjuster I (Ohio)

RCIS Crop Claims Field Adjuster I (Ohio)

Zurich Insurance Company Ltd.

Canton, OH • On-site

$22.40 - $30.87/hr

Full-time

Re-posted 11 days ago

Job description

Zurich is currently looking for a RCIS Crop Claims Field Adjuster I to join our Rural Community Insurance Services (RCIS) team. RCIS is one of the leading crop insurance providers in the U.S. RCIS offers insurance protection in all 50 states through a national network of about 3,600 licensed agents. RCIS offers a wide range of private product coverages, including a diverse selection of named-peril options, supplemental and stand-alone insurance products as well as federal crop insurance plans through the United States Department of Agriculture's Risk Management Agency. Together with RCIS agents, we protect America's farmers and ranchers. 

Zurich/RCIS is currently looking for a Crop Adjuster to work out of the state of Ohio. This incumbent will work from a home-based office. This position is scheduled to work 40 hours per week. Approximately 50% travel is expected to cover the territory. 

The ideal candidate will need to live and service within the following counties in Ohio:

  • Adams
  • Brown
  • Clermont 

  

RCIS provides insurance and superior services through leading agents to protect America’s farmers and ranchers. It’s been an innovator in crop insurance since the crop insurance business was privatized by the federal government in 1980. Today it’s one of the nation’s largest crop insurance providers, offering risk management protection in all 50 states through a national network of about 4,000 professionally trained and licensed agents.

This is a great opportunity to serve the agricultural community. 
 

As a Crop Adjuster, your primary responsibilities will include: 

  • With minimal supervision, completes field inspections and related responsibilities such as reading maps and aerial photos, measuring fields, storage bins, and discussing findings of crop loss with farmers on the most complex non-routine, problematic claims including controversial claims.

  • Ability to convey complex regulations and interpretations to claimants, agents, and industry people on claim situations.

  • Performs fact finding regarding crop damage, records information and transmits loss information to accurately determine potential indemnities.

  • Gather relevant facts, utilizing applicable law and establishing basic principles of negligence.

  • Complete claim reviews and audits on lower-level adjusters as assigned.

  • Ensure legal compliance by maintaining a strong working knowledge of regulatory and company policies and procedures.

  • Contribute to the team effort by accomplishing related results and participating on projects as needed.

Basic Qualifications:

  • High School Diploma or Equivalent and 6 or more months of experience in the agricultural area

  • Crop Adjuster Proficiency Program Certification (CAPP) must be obtained with 180 days of hire date

  • Reliable personal transportation and travel within territory

  • Valid Driver’s License

  • RCIS Crop Adjuster Physical Requirements: walk in agricultural fields up to 3 miles, climb agricultural storage bins up to 25 feet, lift 25 lbs. to 50 lbs., work outdoors in varying temperatures/weather conditions 

Preferred Qualifications:  

  • Excellent verbal, written and interpersonal communication skills

  • Strong organization and prioritization skills

  • Experience as a Crop Claims Field Adjuster

  • Intermediate Microsoft Office skills

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us.

The pay range shown is a national average and may vary by location. For this position, the salary is $22.40-$30.87, plus a short-term incentive bonus of 5%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): Ohio Virtual Office 
Remote Working: Yes
Schedule: Full Time 

Employment Sponsorship Offered: No  
Linkedin Recruiter Tag: #LI- 

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