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Fema Adjuster Jobs (NOW HIRING)

Port Houston

Risk Analyst

Seabrook, TX · On-site

Track FEMA grant reimbursements, and/or allocation of payments received * Assist with renewal and ... Texas All Lines Adjuster license * Associate in Risk Management (ARM) preferred Knowledge, Skills ...

Port Houston

Risk Analyst

Seabrook, TX · On-site

Track FEMA grant reimbursements, and/or allocation of payments received * Assist with renewal and ... Texas All Lines Adjuster license * Associate in Risk Management (ARM) preferred Knowledge, Skills ...

Tetra Tech

Insurance Subject Matter Expert

Albuquerque, NM · On-site +1

$55 - $65/hr

... FEMA or FHWA programs, including related statutes, regulations, policies and processes. Four years ... Required to have and maintain an active Insurance Adjuster License in the State of California.

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How much do fema adjuster jobs pay per year?

As of Jun 10, 2026, the average yearly pay for fema adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is a FEMA Adjuster job?

A FEMA Adjuster, also known as an independent flood claims adjuster, is responsible for assessing property damage after federally declared disasters, particularly floods. They evaluate insurance claims under the National Flood Insurance Program (NFIP), inspect damaged properties, estimate repair costs, and ensure compliance with FEMA guidelines. These adjusters work on a contract basis and must be certified by FEMA to handle claims. Their role is crucial in helping disaster victims receive financial assistance for repairs and recovery.

What are the key skills and qualifications needed to thrive in the Fema Adjuster position, and why are they important?

To thrive as a FEMA Adjuster, you need thorough knowledge of property and casualty insurance claims, strong analytical abilities, and an understanding of emergency response procedures, usually supported by relevant licensure or certification. Familiarity with claims management software (such as Xactimate), digital documentation tools, and FEMA-specific guidelines is crucial. Outstanding interpersonal skills, adaptability, and the ability to remain calm under pressure help adjusters succeed when working in disaster environments. These skills and qualities are essential to ensure accurate claim assessments, effective communication with disaster survivors, and timely delivery of relief services in challenging, often stressful situations.

What types of environments and situations do FEMA Adjusters typically work in?

FEMA Adjusters often work on-site in areas affected by natural disasters such as hurricanes, floods, or wildfires, which can mean operating in challenging and sometimes hazardous conditions. Their responsibilities usually require frequent travel, long hours, and collaborating closely with impacted individuals, emergency response teams, and other adjusters. Adjusters may work both independently and as part of a larger coordinated response effort, balancing on-the-ground assessments with electronic documentation. Flexibility and resilience are important as disaster situations can evolve rapidly, requiring adjusters to adapt to changing circumstances and priorities. This dynamic work environment offers a unique opportunity to directly assist communities in their recovery and develop specialized expertise in disaster response.

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What cities are hiring for Fema Adjuster jobs? Cities with the most Fema Adjuster job openings:
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Fema Adjuster jobs near you
Infographic showing various Fema Adjuster job openings in the United States as of June 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 100% In-person job distribution, with an average salary of $64,942 per year, or $31.2 per hour.

FLOOD ADJUSTER - 1099 INDEPENDENT CONTRACTOR

Administrative Strategies

Remote

Part-time, Contractor

Posted 24 days ago

Job description

Job Summary:
The Flood Adjuster's job is to assess damage from floods and determine the scope and cost of repairs, ultimately helping policyholders receive the appropriate compensation for their losses. This involves inspecting damaged property, gathering information, and working with various stakeholders to resolve claims. This position is a 1099 part time independent contractor role.
Responsibilities:
  • Evaluate property damage caused by floodwater, including taking measurements and photographs.
  • Investigates flood claims to determine if the loss is covered by the insurance policy and the appropriate amount to be paid.
  • Determine the scope of the damage, including both direct flood damage and non-flood-related damage, and verify that the claim is indeed caused by flood.
  • Prepare accurate estimates of the damage and the costs associated with repairs including specialized knowledge for manufactured homes and residential losses.
  • Work within the framework of the FEMA guidelines and regulations for flood insurance claims.
  • Coordinate with other professionals, such as contractors, and other adjusters, to efficiently handle claims.
  • Work independently and with others in a virtual team setting
  • Maintain accurate and thorough records of all claims and related activities.

QUALIFICATIONS:
  • High School Diploma or equivalent; College Degree a plus
  • Minimum 2 years of experience in the insurance industry, restoration, construction estimating or other related field.
  • Possess appropriate insurance company certifications
  • Licensed in your state of residence (if required) and/or other states
  • Strong analytical and problem-solving skills
  • Excellent oral and written communication skills
  • Ability to work independently and in a team environment
  • Strong computer, Microsoft Word and Excel, and estimating software, Xactimate or MSB, experience.
  • Knowledge of NFIP and related regulations
  • Ability to identify building products and replacement techniques for damaged materials.
  • Ability to handle high-stress situations
  • Valid driver's license.
  • Pass Background Check
  • Ability to travel on short notice (within 24-48 hours) and to remain at site as long as necessary. (Adjusters are responsible for their own transportation and living expenses while deployed).

Special Requirements:
  • Must have necessary tools and equipment: laptop computer with Microsoft word and Excel as well as approved estimated software (Xactimate), cell phone with text messaging, internet and email capabilities, digital camera, and tape measure.
  • Must have own transportation, proof of auto insurance with required limits of liability.

About AdStrat
Administrative Strategies is a claims servicing firm established in 2010, and we believe that Together we Make a Difference. Our teams and clients work together to make a difference and rebuild the lives of policyholders who have experienced a loss. We do this by making sure everyone on our team lives our core values:
  • We Are One Team: We work together to accomplish remarkable things.
  • We Do the Right Thing: We act with integrity and honesty in all interactions.
  • We Care: We care for each other, our partners, policyholders, our business, and our world.
  • We Deliver: Clients trust us to build things that work, and we take that seriously. With our "can do" spirit, our team will overcome obstacles, find solutions, and deliver exceptional results.
  • We Welcome Everyone: We actively foster an environment of inclusion, and respect for others.

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