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Fire Claims Adjuster Jobs (NOW HIRING)

Go McPherson

Property Claims Adjuster

Mcpherson, KS · On-site

POSITION TITLE Property Claims Adjuster SUMMARY Experienced claims adjuster to adjust complex first ... To include but not limited to wind/hail, fire, water, property damages, cattle, and crop liability ...

Go McPherson

Property Claims Adjuster

Mcpherson, KS

POSITION TITLE Property Claims Adjuster SUMMARY Experienced claims adjuster to adjust complex first ... To include but not limited to wind/hail, fire, water, property damages, cattle, and crop liability ...

Emergicon LLC

Fire Claims Billing Specialist

Terrell, TX · On-site

$20/hr

The Fire Claims Billing Specialist is responsible forend-to-end management of fire incident claims ... adjusters, insured drivers, and businesses to clarify information and facilitate claim processing ...

Kin Insurance, Inc.

Sr. Complex Claims Adjuster

$80K - $100K/yr

As a Senior Complex Claims Adjuster, you can expect to handle structure, dwelling, and contents ... fire departments inspecting property damage, and reviewing documentation * Writing clear, concise ...

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Fire Claims Adjuster information

See salary details

$30.5K

$64.6K

$90K

How much do fire claims adjuster jobs pay per year?

As of Jul 14, 2026, the average yearly pay for fire claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

Is claim adjusting a dying field?

Fire claims adjusters play a vital role in assessing and settling fire damage claims for insurance companies. While automation and digital tools are increasing, the need for skilled adjusters remains steady due to the complexity of fire claims and the requirement for on-site inspections and expert judgment.

What is the difference between Fire Claims Adjuster vs Property Claims Adjuster?

AspectFire Claims AdjusterProperty Claims Adjuster
CredentialsInsurance licenses, certifications in fire or property claimsInsurance licenses, certifications in property or general claims
Work EnvironmentAdjusting fire damage claims, inspecting fire-affected propertiesHandling various property damage claims, inspecting homes and businesses
Employer & IndustryInsurance companies, fire damage specialistsInsurance companies, property damage specialists
Search & Comparison IntentFire damage claims, fire insurance adjuster rolesProperty damage claims, property insurance adjuster roles

Fire Claims Adjusters focus specifically on fire-related damages, inspecting and settling fire insurance claims. Property Claims Adjusters handle a broader range of property damages, including fire, water, and other incidents. While both roles require insurance licenses and involve inspecting damaged properties, Fire Claims Adjusters specialize in fire incidents, making their work more targeted within the property insurance industry.

What are Fire Claims Adjusters?

Fire Claims Adjusters are insurance professionals who investigate and evaluate claims related to fire damage. They assess the extent of property loss, determine coverage based on policy details, and help policyholders through the claims process. Their job includes inspecting damaged property, interviewing claimants and witnesses, and negotiating settlements. Fire Claims Adjusters play a crucial role in ensuring fair compensation and resolving claims efficiently.

Is it worth becoming a claims adjuster?

A fire claims adjuster evaluates insurance claims related to fire damage, requiring strong attention to detail, communication skills, and knowledge of insurance policies. The role offers steady employment, with opportunities for advancement and certification, but can involve stressful situations and irregular hours. Overall, it can be a worthwhile career for those interested in insurance and damage assessment.

What are some common challenges faced by Fire Claims Adjusters during the claims process?

Fire Claims Adjusters often encounter challenges such as accurately assessing the extent of fire and smoke damage, managing emotionally distressed policyholders, and verifying the cause of loss. Working under tight deadlines to process claims quickly while ensuring thorough investigations can be demanding. Additionally, coordinating with contractors, fire departments, and insurance professionals requires strong communication and organization skills. Adapting to rapidly changing circumstances and maintaining objectivity are key to success in this role.

What claims adjuster makes the most money?

Senior claims adjusters, especially those handling complex or high-value claims such as commercial or large-loss claims, tend to earn the highest salaries in the field. Adjusters with specialized certifications, extensive experience, or who work for large insurance companies often have higher earning potential.

What are the key skills and qualifications needed to thrive as a Fire Claims Adjuster, and why are they important?

To thrive as a Fire Claims Adjuster, you need a solid understanding of property insurance policies, fire damage assessment, and strong analytical skills, often supported by a bachelor's degree or relevant experience. Familiarity with claims management software, estimating tools like Xactimate, and relevant certifications such as Associate in Claims (AIC) are typically required. Exceptional communication, negotiation, and customer service skills help in managing claimants’ expectations and resolving disputes effectively. These skills and qualifications are essential for accurately assessing losses, ensuring fair settlements, and maintaining client trust during stressful situations.

What is a fire adjuster?

A fire claims adjuster is a professional who evaluates property damage caused by fires to determine insurance claim payouts. They inspect the damage, review policy coverage, and work with policyholders and contractors to settle claims efficiently. Strong analytical skills and knowledge of insurance policies are essential for this role.
More about Fire Claims Adjuster jobs
What cities are hiring for Fire Claims Adjuster jobs? Cities with the most Fire Claims Adjuster job openings:
What states have the most Fire Claims Adjuster jobs? States with the most job openings for Fire Claims Adjuster jobs include:
What job categories do people searching Fire Claims Adjuster jobs look for? The top searched job categories for Fire Claims Adjuster jobs are:
Fire Claims Adjuster jobs near you
Infographic showing various Fire Claims Adjuster job openings in the United States as of July 2026, with employment types broken down into 1% Internship, 94% Full Time, 2% Part Time, and 3% Contract. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.
Property Claims Adjuster

Property Claims Adjuster

Network Adjusters, Inc.

Farmingdale, NY • On-site

$70K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

Network Adjusters is seeking experienced Claims Adjusters to handle Property losses at our offices located in Farmingdale, NY and Denver, CO. This role supports the investigation, evaluation, negotiation, and resolution of first-party commercial property insurance claims while delivering consistent, high-quality claims management in alignment with industry best practices.


This position offers the opportunity to work within a trusted organization committed to integrity, reliability, and professional development through ongoing training and growth opportunities.


About the Role


Property Claims Adjusters are responsible for managing first and third-party commercial property claims from inception through closure. Claims may include fire, water, theft, or other property damage exposures of varying complexity and severity. In this role, you will investigate losses, analyze policy language, evaluate damages, determine coverage, negotiate settlements, and handle litigated matters as needed while maintaining strict adherence to state regulations and claims handling expectations, and clear, timely, and professional communication with all involved parties.


Adjusters routinely address damaged property, gather statements from claimants and witnesses, coordinate with contractors and external experts, and ensure all claim activity complies with state-specific regulations and Network Adjusters’ Best Claims Practices. This is a desk-based role.


Responsibilities


  • Deliver superior customer service to insureds, claimants, carrier clients, and internal stakeholders while meeting all client-specific reporting and analysis requirements
  • Review and analyze coverage using policy conditions, provisions, exclusions, and endorsements, including jurisdictional considerations such as negligence laws, financial responsibility limits, and immunity
  • Investigate claims to establish negligence, determine liability, and identify potential sources of recovery through fact-finding and interviews
  • Manage property damage and other first-party losses requiring specialized investigation and coordination with external experts in compliance with applicable laws
  • Establish, maintain, and adjust claim and expense reserves in a timely manner
  • Develop, document, and execute plans of action for claim resolution, including effective diary management and follow-up
  • Document all claim activities in accordance with established procedures and Best Practices
  • Draft and issue denial letters, reservation of rights, tenders, and other routine or complex correspondence
  • Collaborate with senior technical claim personnel to ensure proper file handling and strategic guidance
  • Determine settlement values using independent judgment, applicable limits, and deductibles, and negotiate settlements within assigned authority
  • Identify and pursue subrogation opportunities when applicable
  • Ensure compliance with all state-specific regulatory requirements and quality standards
  • Manage multiple competing priorities to ensure timely payments, follow-up, and resolution


Qualifications


  • Minimum 2 years of experience handling first-party property claims (commercial experience preferred)
  • College or technical degree, or equivalent relevant business experience
  • Ability to obtain and maintain required adjuster licenses, including completion of continuing education
  • Strong verbal and written communication skills with a customer-focused, empathetic approach
  • Proficiency in MS Word, Outlook, Excel, and general business software
  • Strong analytical, investigative, and decision-making skills, with high attention to detail and accuracy
  • Excellent negotiation and conflict management abilities
  • Strong organizational and time management skills, with the ability to multitask in a fast-paced environment
  • Ability to maintain confidentiality and exercise sound judgment
  • Bilingual proficiency preferred but not required


Compensation & Benefits


  • Salary: Starting from $70,000+ annually (negotiable based on licensure, certifications, and experience)
  • Training, development, and career growth opportunities
  • 401(k) with company match and retirement planning
  • Paid time off and company-paid holidays
  • Comprehensive medical, dental, and vision insurance
  • Flexible Spending Account (FSA)
  • Company-paid life insurance and long-term disability
  • Supplemental life insurance and optional short-term disability
  • Strong work/family and employee assistance programs
  • Employee referral program


Locations


đź“Ť Farmingdale, NY and Denver, CO

This role is on-site only; remote or hybrid arrangements are not available.


About Network Adjusters


Founded in 1958, Network Adjusters has built a reputation as a leading provider of insurance claims administration and independent adjusting services. Serving the insurance industry for nearly seven decades, Network Adjusters, Inc. brings together the best elements of third-party claims administration and independent adjusting services. From our primary offices in New York and Denver, to our national network of experts, our superior experience and ongoing training are the keys to successfully managing our clients claims and handling specialized insurance needs. All our Claim Directors have extensive backgrounds working with major insurance carriers, giving us a thorough understanding of factors critical claims handling. It all adds up to measurable results—the proof is in our extensive track record of settled claims and unmatched recovery abilities.

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