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Insurance Adjuster Estimator Jobs (NOW HIRING)

... Commercial Insurance Adjuster to independently investigate, evaluate, and resolve complex ... Symbility estimating software * Ability to travel for site inspections as needed * Clean E&O ...

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Construction estimating or project management experience * Restoration industry experience (water, fire, mold, or reconstruction) * Roofing, contractor, or property damage sales experience What We ...

Be Seen First

Construction estimating or project management experience * Restoration industry experience (water, fire, mold, or reconstruction) * Roofing, contractor, or property damage sales experience What We ...

... Commercial Insurance Adjuster to independently investigate, evaluate, and resolve complex ... Symbility estimating software * Ability to travel for site inspections as needed * Clean E&O ...

... Commercial Insurance Adjuster to independently investigate, evaluate, and resolve complex ... Symbility estimating software * Ability to travel for site inspections as needed * Clean E&O ...

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Insurance Adjuster Estimator information

See salary details

$19.5K

$74.7K

$110.5K

How much do insurance adjuster estimator jobs pay per year?

As of Sep 1, 2026, the average yearly pay for insurance adjuster estimator in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is an insurance adjuster estimator?

Insurance Adjuster Estimators are professionals who assess damage or loss claims on behalf of insurance companies. They inspect properties, vehicles, or items involved in insurance claims to determine the extent of damage and estimate the cost of repairs or replacement. Based on their findings, they help decide how much the insurance company should pay to the policyholder. Their work involves a mix of onsite inspections, report writing, and communication with policyholders, contractors, and insurers. They play a crucial role in ensuring fair settlements for all parties.

What are the key skills and qualifications needed to thrive as an insurance adjuster estimator?

To thrive as an Insurance Adjuster Estimator, you need a solid understanding of insurance policies, claims processes, and property or auto damage assessment, often supported by relevant certifications or a background in construction or insurance. Familiarity with estimating software such as Xactimate, claims management systems, and digital documentation tools is typically required. Strong analytical thinking, attention to detail, and effective communication skills help in negotiating settlements and interacting with clients. These skills ensure accurate claim evaluations, fair settlements, and customer satisfaction in a highly regulated and detail-oriented field.

How does an insurance adjuster estimator typically collaborate with contractors and policyholders during the claims process?

Insurance Adjuster Estimators work closely with both contractors and policyholders to assess property damage, gather documentation, and develop accurate repair estimates. They often conduct on-site inspections, communicate repair standards, and negotiate settlement amounts to ensure fair outcomes for all parties. Effective collaboration and clear communication are key to resolving claims efficiently and maintaining positive relationships with clients and service providers.

What is the difference between Insurance Adjuster Estimator vs Insurance Claims Examiner?

AspectInsurance Adjuster EstimatorInsurance Claims Examiner
CredentialsAdjuster license, estimating certificationsClaims examination certifications, adjuster license
Work EnvironmentField and office, inspecting damages and estimating costsOffice-based, reviewing claims and documentation
Employer & IndustryInsurance companies, independent adjusting firmsInsurance companies, third-party administrators

Insurance Adjuster Estimators primarily inspect damages and prepare cost estimates, often working in the field. Insurance Claims Examiners review and process claims in an office setting. While both roles require licensing and knowledge of insurance policies, their daily tasks and work environments differ significantly.

More about Insurance Adjuster Estimator jobs

What cities are hiring for Insurance Adjuster Estimator jobs?

Cities with the most Insurance Adjuster Estimator job openings:

What states have the most Insurance Adjuster Estimator jobs?

States with the most job openings for Insurance Adjuster Estimator jobs include:

Infographic showing various Insurance Adjuster Estimator job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Commercial Insurance Adjuster

Allcat Claims Service

San Antonio, TX • On-site

Full-time

Re-posted 14 days ago


Allcat Claims Service rating

5.6

Company rating: 5.6 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

299th of 315 rated insurance


Job description

This position is for our subsidiary:
Allcat Claims Service, LLC
To know more, visit us at http://www.allcatclaims.com
About the Role
We are seeking a highly skilled Commercial Insurance Adjuster to independently investigate, evaluate, and resolve complex commercial property, liability, and casualty claims taking personal ownership and accountability for the claims assigned to you from first notice of loss through final settlement.
This role suits a seasoned and highly skilled adjuster who thrives on complex, high-exposure commercial claims and wants to operate with a high degree of autonomy and authority.
Key Responsibilities
  • Independently manage a caseload of complex commercial claims, including but not limited to: property, general liability, professional liability, and business interruption losses
  • Conduct thorough investigations: interview claimants, witnesses, and policyholders; inspect loss sites; and coordinate with engineers, contractors, public adjusters, and forensic accountants as needed
  • Interpret commercial policy language to determine coverage, exclusions, and applicable limits
  • Set accurate and timely reserves based on exposure analysis
  • Negotiate settlements directly with policyholders, claimants, attorneys, and public adjusters within assigned settlement authority
  • Prepare detailed, well-documented claim file notes, coverage position letters, and reserve justifications
  • Identify and escalate potential fraud indicators or subrogation opportunities
  • Ensure compliance with state regulatory requirements, statutory deadlines, and unfair claims practices statutes
Required Qualifications
  • Active adjuster license(s) in good standing (resident state required; multi-state/all-lines license strongly preferred)
  • Minimum 7+ years of commercial claims adjusting experience, with a demonstrated track record on complex, high-value losses
  • Deep working knowledge of commercial property (ISO/AAIS forms), CGL, and business owner's policies
  • Strong analytical and negotiation skills, with experience handling claims involving legal counsel and public adjusters
  • Excellent written and verbal communication skills, including formal coverage correspondence
  • Proficiency with claims management systems (e.g., FileTrac or similar) and Xactimate/Symbility estimating software
  • Ability to travel for site inspections as needed
  • Clean E&O/bonding record required for named designation if applicable

Claim Assist Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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