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Licensed Insurance Adjuster Jobs (NOW HIRING)

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Licensed Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do licensed insurance adjuster jobs pay per year?

As of Jun 12, 2026, the average yearly pay for licensed insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Licensed Insurance Adjuster vs Claims Examiner?

AspectLicensed Insurance AdjusterClaims Examiner
Required CredentialsState license, insurance adjuster certificationUsually no license, may require certification
Work EnvironmentField and office, inspecting damages, interviewing claimantsPrimarily office-based, reviewing claims and documentation
Employer & IndustryInsurance companies, public adjusting firmsInsurance companies, third-party administrators
Common Search IntentAssess damages, settle claimsReview and approve claims, verify coverage

Licensed Insurance Adjusters primarily inspect damages and settle claims, often working in the field. Claims Examiners review claims and verify coverage, mostly working in an office setting. While both roles involve handling insurance claims, their responsibilities and work environments differ significantly.

What are the key skills and qualifications needed to thrive as a Licensed Insurance Adjuster, and why are they important?

To thrive as a Licensed Insurance Adjuster, you need strong analytical skills, attention to detail, and a state-issued adjuster license or certification. Familiarity with claims management software, industry regulations, and estimating tools like Xactimate is typically required. Excellent communication, negotiation, and customer service skills help you effectively interact with clients and resolve disputes. These competencies are vital for accurately assessing claims, ensuring regulatory compliance, and maintaining client trust throughout the claims process.

What are some common challenges Licensed Insurance Adjusters face when handling multiple claims simultaneously?

Licensed Insurance Adjusters often manage several claims at once, which requires strong organizational and time management skills. Balancing the needs of policyholders, strict deadlines, and thorough documentation can be challenging, especially after large-scale events like natural disasters. Adjusters must prioritize urgent cases, communicate effectively with claimants and colleagues, and stay up to date on policy changes to ensure fair and timely resolutions. Developing efficient workflows and leveraging technology tools can help manage these competing demands.

What is a Licensed Insurance Adjuster?

A Licensed Insurance Adjuster is a professional who evaluates insurance claims to determine the extent of the insuring company's liability. They investigate claims by interviewing claimants and witnesses, reviewing police reports, and inspecting property damage. Insurance adjusters can work for insurance companies, third-party administrators, or as independent contractors. To operate legally, they must obtain a license in the state(s) where they work, which typically requires passing an exam and meeting other requirements.
More about Licensed Insurance Adjuster jobs
What cities are hiring for Licensed Insurance Adjuster jobs? Cities with the most Licensed Insurance Adjuster job openings:
What states have the most Licensed Insurance Adjuster jobs? States with the most job openings for Licensed Insurance Adjuster jobs include:

Full-time

Posted 22 days ago


Job description

Requirements:

  • Completed bachelor's degree and two (2) years of experience as an insurance adjuster or associate degree from an Accredited University and a minimum of four (4) years of experience performing similar tasks.

  • Ability to handle high volumes of work and meet established deadlines.

  • Knowledge in the management of computer systems and keyboarding.

  • Experience handling claims and verifying policies.

  • Experience in customer service.

  • Knowledge in the preparation of reports and claims.

  • Valid Insurance Adjuster License issued by the Insurance Commissioner of Puerto Rico.

  • Mastery of oral, written and spoken Spanish and basic knowledge of English.

Equal Employment Opportunity Employer