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Licensed Insurance Adjuster Jobs (NOW HIRING)

Crop Insurance Adjuster Location: Remote-Kansas Reports To: Area Claims Supervisor Employment Type ... licenses required by State agencies preferred. What We Offer: * Competitive salary and ...

Crop Insurance Adjuster Location: Remote - Texas (Panhandle) Reports To: Regional Claims Manager ... licenses required by State agencies preferred. What We Offer * Competitive salary and comprehensive ...

Crop Insurance Adjuster Location: Remote - Minnesota Reports To: Area Claims Supervisor Employment ... licenses required by State agencies preferred. What We Offer: * Competitive salary and ...

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Licensed Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do licensed insurance adjuster jobs pay per year?

As of Aug 16, 2026, the average yearly pay for licensed insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between Licensed Insurance Adjuster vs Claims Examiner?

AspectLicensed Insurance AdjusterClaims Examiner
Required CredentialsState license, insurance adjuster certificationUsually no license, may require certification
Work EnvironmentField and office, inspecting damages, interviewing claimantsPrimarily office-based, reviewing claims and documentation
Employer & IndustryInsurance companies, public adjusting firmsInsurance companies, third-party administrators
Common Search IntentAssess damages, settle claimsReview and approve claims, verify coverage

Licensed Insurance Adjusters primarily inspect damages and settle claims, often working in the field. Claims Examiners review claims and verify coverage, mostly working in an office setting. While both roles involve handling insurance claims, their responsibilities and work environments differ significantly.

What are the key skills and qualifications needed to thrive as a licensed insurance adjuster, and why are they important?

To thrive as a Licensed Insurance Adjuster, you need strong analytical skills, attention to detail, and a state-issued adjuster license or certification. Familiarity with claims management software, industry regulations, and estimating tools like Xactimate is typically required. Excellent communication, negotiation, and customer service skills help you effectively interact with clients and resolve disputes. These competencies are vital for accurately assessing claims, ensuring regulatory compliance, and maintaining client trust throughout the claims process.

What are some common challenges licensed insurance adjusters face when handling multiple claims simultaneously?

Licensed Insurance Adjusters often manage several claims at once, which requires strong organizational and time management skills. Balancing the needs of policyholders, strict deadlines, and thorough documentation can be challenging, especially after large-scale events like natural disasters. Adjusters must prioritize urgent cases, communicate effectively with claimants and colleagues, and stay up to date on policy changes to ensure fair and timely resolutions. Developing efficient workflows and leveraging technology tools can help manage these competing demands.

What is a licensed insurance adjuster?

A Licensed Insurance Adjuster is a professional who evaluates insurance claims to determine the extent of the insuring company's liability. They investigate claims by interviewing claimants and witnesses, reviewing police reports, and inspecting property damage. Insurance adjusters can work for insurance companies, third-party administrators, or as independent contractors. To operate legally, they must obtain a license in the state(s) where they work, which typically requires passing an exam and meeting other requirements.
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What cities are hiring for Licensed Insurance Adjuster jobs?

Cities with the most Licensed Insurance Adjuster job openings:

What states have the most Licensed Insurance Adjuster jobs?

States with the most job openings for Licensed Insurance Adjuster jobs include:

Infographic showing various Licensed Insurance Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

Role Details

Job Title: Crop Insurance Adjuster

Location: Remote-Kansas

Reports To: Area Claims Supervisor

Employment Type: Full time

Job Requisition ID: 2026-817

Requisition Begin Date: 8/12/2026

Requisition End Date: 9/12/2026 (Posting may close earlier if filled or business needs change.)

Role Overview:

ProAg has an exciting opportunity for a Crop Adjuster to join our team in Western Kansas. Imagine joining a team that's part of an organization that shares your passion for American Agriculture. A team that understands the challenges ag producers face and the disproportionate financial risks they shoulder. How do you know this team has that passion and understanding? Because many of us at ProAg still farm and ranch ourselves or were raised on the farm or ranch. It's in our blood.

As a ProAg Crop Adjuster, you will make first contact with our policy holder on the farm or ranch that has just experienced a loss. You will work with our customer to complete field inspections, read maps and aerial photos, measure fields and storage bins, collecting production records of farm commodities, all the while assessing damage or loss. You'll stick with each claim for each grower until the work is done and the claim is settled.

Reporting to the Area Claims Supervisor, you will work regularly in the field on the farms, climbing grain bins, walking over rough terrain for long distances, etc. You will apply your good judgment, common sense and understanding of ProAg's adjusting guidelines and policy provisions for a variety of Multi-Peril Crop Insurance, Crop Hail, and Named Peril policies.

In this position, you will work from home and cover a territory in the state of Kansas. This position will require travel of up to 75%, occasionally even beyond your assigned territory.

In this Exciting Opportunity, You Will:

  • Perform fact-finding to determine cause(s) and percentage of loss, exercising your best independent judgment in the handling of claims. Escalate any issues or problems that you can't resolve to the Area Claims Supervisor.
  • Convey regulations and interpretation of procedure to claimants, agents, and industry people on claim situations.
  • Effectively communicate our position on developing industry topics such as new specialty crops or expanding coverage programs.
  • Continuously expand your knowledge of RMA rules and regulations and ProAg procedures for applying all MPCI, Crop Hail, and Federal Crop Insurance regulations.

What You Bring:

  • High school diploma
  • Crop insurance experience in claims or compliance or any ag-related experience and background
  • Analytical skills and attention to detail
  • Basic computer and internet applications
  • Communication, negotiation, and conflict resolution skills
  • Reliable means of transportation and the willingness to travel
  • Completion of your Claim Adjuster Proficiency Program (CAPP) certification and/or any applicable licenses required by State agencies preferred.

What We Offer:

  • Competitive salary and comprehensive benefit package
  • Strong learning culture with ongoing development opportunities
  • Opportunities for growth and career advancement
  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
  • Basic life and disability insurance
  • 401(k) plan with 6% company match
  • 20 days of PTO, three floating holidays, approximately 10 paid holidays, and volunteer time off
  • Paid parental leave
  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
  • Student loan matching program
  • Employee discount program
  • An opportunity to do meaningful work and love what you do

What We Represent:

A career with purpose. Our crop insurance professionals work each day to bring peace of mind and protection to American farmers and ranchers. Join a team who truly cares.

  • Part of something bigger:We offer a career with purpose as you support the farmers and ranchers who create food, fuel, and fiber for the world.
  • Personal connections:We are built on strong relationships and appreciation of your individuality.
  • A team who cares:We look out for each other personally and professionally because we care about each other.
  • Innovators by trade:We're committed to a brighter tomorrow for our team members and agriculture.
  • The best of both worlds:We combine personal connections with powerful resources, thanks to our culture and the backing of Tokio Marine HCC.

The Company:

ProAg, a member of the Tokio Marine HCC group of companies, is positioned as a financially strong and well-capitalized insurer with an AM Best rating of A++. With 100 years of service to our agents & insureds, we stand committed to continuing the principles that ProAg was founded on: Integrity, Loyalty, and Customer Service.

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don't even know exist. Every policy we write is special, enabling our clients to do amazing things.

Equal Opportunity Employer:

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.