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Credit Union Jobs (NOW HIRING)

Credit Union Rep II

Cincinnati, OH ยท On-site

$18.16 - $22.25/hr

Accounts- Reconcile credit union checking accounts on a monthly basis. Perform wire transfers when necessary. Make daily general ledger entries. Initiate credit card and debit card disputes at ...

Credit Union Rep II

Burnet, TX ยท On-site

$18.16 - $22.25/hr

Accounts- Reconcile credit union checking accounts on a monthly basis. Perform wire transfers when necessary. Make daily general ledger entries. Initiate credit card and debit card disputes at ...

Credit Union Rep II

Cincinnati, OH ยท On-site

$18.16 - $22.25/hr

Accounts- Reconcile credit union checking accounts on a monthly basis. Perform wire transfers when necessary. Make daily general ledger entries. Initiate credit card and debit card disputes at ...

Credit Analyst

Duluth, MN ยท On-site

$25 - $35/hr

Performing initial credit analysis to determine alignment with credit union policies and guidelines * Assisting with or preparing clear, concise credit presentations for lending decisions

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How much do credit union jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for credit union in the United States is $32.60, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Union Member Service Representative, and why are they important?

To thrive as a Credit Union Member Service Representative, you need strong financial knowledge, attention to detail, and typically a background in banking or customer service. Familiarity with banking software, cash handling systems, and compliance regulations is often required. Exceptional communication, problem-solving, and interpersonal skills help you build trust and effectively serve members. These skills and qualities are vital to ensuring accurate transactions, regulatory compliance, and a positive member experience.

What is the difference between Credit Union vs Loan Officer?

AspectCredit UnionLoan Officer
CredentialsTypically requires high school diploma or equivalent; some roles may need financial certificationsRequires high school diploma; often needs mortgage or loan origination licenses
Work EnvironmentNon-profit financial cooperative, community-focusedBanking or lending institutions, sales-driven environment
Employer & IndustryCredit unions, financial servicesBanks, mortgage companies, lending firms
Common Search/ComparisonYesYes

While credit union employees focus on member services and financial products within a cooperative setting, loan officers primarily evaluate and approve loan applications for banks or lending companies. Both roles require financial knowledge, but their work environments and objectives differ, with credit unions emphasizing community and member relations, and loan officers concentrating on lending and sales.

Are credit unions good to work at?

Credit union jobs are often considered good due to their community-focused environment, competitive benefits, and opportunities for advancement. Employees typically value the collaborative culture and the chance to serve members directly, with roles often requiring customer service skills and financial knowledge. Overall, many find working at a credit union to be a stable and rewarding career choice.

What jobs pay 10,000 a month without a degree?

High-paying jobs that can reach $10,000 a month without a degree include roles such as commercial pilot, real estate broker, sales manager, or skilled trades like electricians and plumbers with experience. These positions often require specialized training, certifications, or extensive experience rather than formal college degrees.

How much do credit union employees make?

The average salary for credit union employees varies by role and experience, with tellers earning around $30,000 to $40,000 annually and managers earning $50,000 to $80,000 or more. Entry-level positions typically start at or slightly above minimum wage, while specialized roles or those with certifications can earn higher salaries. Compensation also depends on the size and location of the credit union and may include benefits such as health insurance and retirement plans.

What are some common challenges faced by employees working at a credit union, and how are they typically addressed?

Employees at credit unions often face challenges such as managing a high volume of member inquiries, staying updated with regulatory changes, and ensuring personalized service in a fast-paced environment. To address these, credit unions typically provide ongoing training, emphasize teamwork, and utilize up-to-date technology to streamline processes. Many credit unions also foster a collaborative culture, encouraging staff to share knowledge and support one another, which helps employees deliver excellent service while staying compliant with industry standards.

What qualifications do you need to work at a credit union?

To work at a credit union, candidates typically need a high school diploma or equivalent; some positions may require post-secondary education or relevant certifications. Customer service skills, financial knowledge, and proficiency with banking software are also important. Specific roles such as loan officers or financial advisors may require additional licenses or certifications.

What is a credit union?

A credit union is a member-owned financial cooperative that provides banking services like savings accounts, loans, and credit cards. Unlike banks, credit unions are nonprofit organizations, and any profits are returned to members through lower fees and better interest rates. Membership is typically based on a common bond, such as where you work, live, or your association with a particular group. Credit unions are regulated and insured, making them a safe place for your money. They often focus on personalized service and community involvement.
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What states have the most Credit Union jobs? States with the most job openings for Credit Union jobs include:
Commercial Credit Analyst II

Commercial Credit Analyst II

COASTAL1 CREDIT UNION

Pawtucket, RI โ€ข On-site

$60K - $103K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Posted yesterday


Job description

Coastal1 is looking to hire an experienced Commercial Credit Analyst II in our Commercial Lending Department!

The Commercial Credit Analyst II, under the direction of the VP Commercial Banking Operating Officer, will analyze credit history and financial stability of existing and prospective members requesting credit extensions. Determine credit worthiness and recommend acceptance or rejection of application. Assist in all aspects of commercial lending, member service, and credit and loan administration.

This role requires ON SITE availability in Pawtucket, Rhode Island.

Education and Experience Requirements

  • Bachelorโ€™s degree from a four-year college or university in a business-related field required. SBA knowledge a plus.
  • At least 3 to 5 years demonstrated successful commercial analysis experience.
  • Working knowledge of accounting, credit analysis, and familiarity with loan and mortgage documentation.
  • Proficient in MS Office, credit union software and internet research. Working knowledge of word processing and spreadsheet applications.
  • Strong organization skills that reflect ability to perform and prioritize a high volume of multiple tasks seamlessly with excellent attention to context, substances, and detail while meeting goals and strict deadlines.
  • Strong analytical and quantitative skills. Proven ability to gather and analyze data and information, draw logical conclusions, and make appropriate recommendations. Proven problem-solving ability.
  • Excellent communication skills, both written and verbal. Effective interviewing and presentation skills.
  • Demonstrated ability to manage multiple priorities simultaneously in a fast-paced environment with time management/organizational/multi-tasking skills.
  • Ability to maintain a positive and upbeat Credit Union image.
  • Demonstrated ability to handle confidential information securely.
  • Established ability to work collaboratively across all levels and functions of the credit union to coordinate solutions.
  • Ability to work independently, and impartially and as a team member.
  • Bi-lingual helpful.

Founded in 1928 and based in Pawtucket, Coastal1 Credit Union is a growing, member-focused organization serving over 130,000 members. Today, Coastal1 has 19 branches throughout RI and MA, including Bristol, Cranston (2), Cumberland, East Greenwich, East Providence (2), Johnston, North Kingstown, North Providence, Pawtucket (3), Providence, Smithfield, Wakefield, Warwick (2), and North Attleboro.

We are committed to helping members achieve their financial goals. Coastal1 Credit Union is committed to providing the best in products, services, rates and changes in technology for our members convenience and security providing "The smarter way to bank." We are focused on simply being the best overall community financial institution in the markets we serve.

Coastal1 offers competitive pay and great benefits including medical, dental and vision for you and your dependents. In addition, we offer paid time off to promote work/life balance, on-site fitness center, 401(k) with a company match, employee homebuyer assistance, plus much more!

Job Responsibilities

  1. Prepare analysis on new and/or existing commercial real estate, C&I, and construction/development credit. Spread and make interpretative analysis of financial statements, pro-forma, budgets, or other data as applicable, review loan requests for compliance to the Credit Unionโ€™s lending policy and prepare memorandum for use in loan decision-making.
  2. Review compliance with loan agreements of existing members and report exceptions to SVP Commercial Lending.
  3. Research and integrate the impact of external factors such as management, market, strategy, industry, and economic climate into the analysis of risk.
  4. Analyze annual financial statements and reports on changes in financial condition for existing relationships.
  5. Assist in the preparation and distribution of a variety of recurring reports for use in the administration of the commercial and commercial construction loan portfolio.
  6. Audit files after closing insuring that all loans are closed in compliance with the approved terms and conditions and that all appropriate documentation has been received to perfect the Credit Unionโ€™s lien on any related collateral.
  7. Assist in portfolio management by working with members to satisfy documentation requirements in the approval/review processes.
  8. Respond to a variety of inquiries and confirmations on commercial members.
  9. Ensure compliance with Coastal1's Bank Secrecy Act/Anti-Money Laundering Policy and related procedures, Member Identification Program and Office of Foreign Assets Control screening and record keeping requirements.
  10. Perform all duties in accordance with prescribed regulatory compliance guidelines.
  11. Perform other duties as required.

Equal Opportunity Employer