Credit Risk Associate Jobs in Ohio (NOW HIRING)

A Place Where People Matter - Growing our People to Grow Our Business

We're thrilled that you are exploring career opportunities where you can continue to make a positive difference every day to keep our communities healthy, fed, clean and safe. 

Primary Purpose:

As a Senior Credit Analyst for Univar Solutions, you will be responsible for assessing the creditworthiness of new and existing customers, making credit decisions within your delegated authority, and providing recommendations on higher exposures. This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth.

What you will do:

• Analyze financial statements, credit reports, bank & trade references and other relevant information to assess credit risk and establish credit limits.
• Review and approve commercial credit applications within assigned authority levels.
• Monitor customer accounts and identify emerging credit risks.
• Escalate significant credit concerns and recommend appropriate risk mitigation strategies.
• Manage customer credit exposure and recommend changes to credit limits, terms, and risk classifications.
• Partner with Sales and Collections to support business growth while protecting the company from material bad debts.
• Prepare clear, concise credit analyses and recommendations.
• Make timely and sound credit decisions in a fast-paced environment.
• Present credit recommendations and risk assessments to management as required.
• Perform other duties and responsibilities as assigned.

What you will need:

• 5+ years of commercial B2B credit analysis experience.
• Degree or diploma in Finance, Accounting, Business, or a related field.
• Professional designation in credit, finance, or risk management considered an asset, such as Certified Credit & Risk Analyst (CCRA) , Credit Business Associate (CBA) or a similar professional credential.
• Strong financial statement analysis, credit risk assessment, and investigative research skills.
• Experience using commercial credit bureaus and risk monitoring tools (D&B, CreditRiskMonitor, Experian, etc.).
• Ability to evaluate credit reports, risk ratings, payment trends, and public filings.
• Knowledge of bankruptcy, insolvency, and commercial collections processes.
• Strong proficiency in Microsoft Excel and working knowledge of AI to enhance productivity and decision-making.
• Experience with SAP and SAP Credit Management modules.
• Strong customer service, judgment, and decision-making skills.
• Excellent written and verbal communication skills, with the ability to clearly present credit recommendations and risk assessments to management and business stakeholders.

It takes people like you and a global network of more than 9,500 employees to build a company where the best people want to work. 

As a valued Univar Solutions employee, you understand that we are more than a distribution company. From delivering vital ingredients for food and nutrition, to helping keep drinking water safe, our company is dedicated to improving quality of life with our customers, suppliers and partners as we serve the world's most essential industries.

We are committed to a diverse workforce and a culture of inclusion. Together, we are building a culture that acknowledges the unique experiences, perspectives and expertise of individuals and provides the development and growth opportunities to empower us to redefine our industry. 

Univar Solutions is an equal opportunity employer. All qualified applicants will receive consideration for employment and will not be discriminated against based on their race, gender, sexual orientation, gender identity, religion, national origin, age, disability, veteran status, or other protected classification. We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you require a reasonable accommodation due to a disability during the hiring process, please contact us at careers@univarsolutions.com.