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Credit Risk Associate Jobs in West Chester, OH (NOW HIRING)

Winsupply

Area Credit Manager

Moraine, OH · On-site

Work to use alternative methods to sell to marginal customers on risk mitigating terms * Ensure the ... Associate's Degree in Business or related field and/or technical experience in lieu of degree ...

Winsupply

Area Credit Manager

Moraine, OH · On-site

Work to use alternative methods to sell to marginal customers on risk mitigating terms * Ensure the ... Associate's Degree in Business or related field and/or technical experience in lieu of degree ...

Winsupply

Area Credit Manager

Moraine, OH · On-site

Work to use alternative methods to sell to marginal customers on risk mitigating terms * Ensure the ... Associate's Degree in Business or related field and/or technical experience in lieu of degree ...

Winsupply

Area Credit Manager

Moraine, OH · On-site

Work to use alternative methods to sell to marginal customers on risk mitigating terms * Ensure the ... Associate's Degree in Business or related field and/or technical experience in lieu of degree ...

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Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in West Chester, OH

Credit Risk Associate information

See West Chester, OH salary details

$47.2K

$103.1K

$172.6K

How much do credit risk associate jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit risk associate in West Chester, OH is $103,117.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,700.00 and $134,000.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What cities near West Chester, OH are hiring for Credit Risk Associate jobs?

Cities near West Chester, OH with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in West Chester, OH as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $103,117 per year, or $49.6 per hour.

Area Credit Manager

Winsupply

Moraine, OH • On-site

Full-time

Re-posted 12 days ago

Winsupply rating

6.7

Company rating: 6.7 out of 10

Based on 91 frontline employees who took The Breakroom Quiz

12th of 13 rated diy builders merchants

Job description

Company Description

Winsupply is in the business of creating and enabling entrepreneurs to achieve their dreams through wholesale distribution. Winsupply is a group of over 670 locally-owned companies that operate across a variety of industries, including HVAC, Plumbing, Electrical and more. The purpose of the support services campus is to eliminate obstacles and provide support to help our entrepreneurs succeed. Support service employees assist entrepreneurs in achieving their dreams through finance, accounting, IT, and other back-office operations.

Job Description

Position Summary

The Area Credit Manager's primary responsibility is to extend and administer credit and collections for each assigned Winsupply company location as delegated by the Regional Credit Manager or Director, Credit Services. The Area Credit Manager is responsible to partner with the local company’s operational personnel to ensure optimum customer service and to minimize bad debt losses.

Accountabilities/Responsibilities

  • Work closely with WCMS management, company presidents, and branch managers to ensure all aspects relating to accounts receivable are promptly and accurately handled.
  • Assess the creditworthiness of new and existing customers
  • Provide solutions to each local company within your portfolio, to balance the goal of maximizing sales while minimizing credit risk
  • Work to use alternative methods to sell to marginal customers on risk mitigating terms
  • Ensure the local companies are within Winsupply, Inc policies and procedures.
  • Work monthly to ensure past due receivables are collected in a timely fashion
  • Complete and review monthly aging reports for each company, providing collection strategy, progress and results.
  • Ensure all lien and bond rights do not expire pertaining to each state law
  • Cooperate with company leadership to support sales and profit goals with minimizing their bad debt losses.
  • Monitor the activities of accounts placed with collection attorneys and other third-party outsourcing agencies
  • Any other duties assigned by the Regional Credit Manager and/or Director, Credit Services.

Competencies for Success

  • Builds Customer Experience
  • Effective Communication
  • Strong organizational skills
  • Decision Making / Problem Solving abilities
Qualifications

Qualifications/Experience

  • Basic understanding of credit management techniques and procedures; ability and willingness to develop in-depth knowledge and understanding of Winsupply’s credit policies and procedures
  • Strong PC skills including Windows 10, MS Office, internet search engines
  • Experience in wholesale or industrial industries
  • Working knowledge of Mechanics lien and bond rights, notice requirements.
  • Associate’s Degree in Business or related field and/or technical experience in lieu of degree

Additional Information

Physical Demands

The physical demands here are representative of those that must be met to successfully perform the essential job functions with or without reasonable accommodations:

  • Sitting for extended periods of time
  • Dexterity of hands and fingers to operate a computer keyboard, mouse, and other computer components

We are committed to inclusion, diversity, and equal employment opportunity, regardless of race, color, ancestry, religion, sex, gender, national origin, sexual orientation, age, citizenship, marital status, disability, veteran status, or any other factor protected by applicable federal, state, or local laws.

What Winsupply employees say

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