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Credit Risk Associate Jobs in Cincinnati, OH (NOW HIRING)

The Cargo Risk team has the opportunity and responsibility to make decisions in the best interest of TQL when it comes to evaluating high risk scenarios/commodities. As a member you will be ...

... and credit risk across the portfolio. Responsibilities include reviewing property operations ... The Associate plays a key role in analyzing investment health, preparing internal assessments, and ...

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Credit Risk Associate information

See Cincinnati, OH salary details

$48.8K

$106.7K

$178.6K

How much do credit risk associate jobs pay per year?

As of Jul 13, 2026, the average yearly pay for credit risk associate in Cincinnati, OH is $106,669.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,200.00 and $138,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Cincinnati, OH? The most popular types of Credit Risk jobs in Cincinnati, OH are:
What are popular job titles related to Credit Risk Associate jobs in Cincinnati, OH? For Credit Risk Associate jobs in Cincinnati, OH, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Cincinnati, OH look for? The top searched job categories for Credit Risk Associate jobs in Cincinnati, OH are:
What cities near Cincinnati, OH are hiring for Credit Risk Associate jobs? Cities near Cincinnati, OH with the most Credit Risk Associate job openings:
Cargo Risk Associate

Cargo Risk Associate

TQL

Cincinnati, OH

$17/hr

Full-time

Medical, Dental, Vision, Retirement

Posted 8 days ago


Total Quality Logistics rating

6.0

Company rating: 6.0 out of 10

Based on 115 frontline employees who took The Breakroom Quiz

313th of 355 rated logistics


Job description

About the Role:The Cargo Risk team has the opportunity and responsibility to make decisions in the best interest of TQL when it comes to evaluating high risk scenarios/commodities. As a member you will be responsible for supporting the sales floor by providing issue resolution, risk management, and excellent customer service. If you excel at problem solving and critical thinking, apply today!What’s in it for you:* Compensation starting at $17.00/hour * Advancement opportunities with structured career paths and mentoring sessions* Paid training to set you up for success* Comprehensive benefits package* Health, dental and vision coverage* 401(k) with company match* Perks including employee discounts, financial wellness planning, tuition reimbursement and more* Certified Great Place to Work with 900+ lifetime workplace award winsWhat you’ll be doing:* Analyze current risks and identifying potential risks that impact freight transport* Explaining risk to relevant audiences. (Educating sales teams about the most significant risks to their customer’s freight; ensuring they understand the risks; ensuring individuals understand their own accountability)* Purchase insurance* Conduct policy and compliance audits* Create policy plans to limit risks based on audit findings. * Building risk awareness amongst staff by providing support and training within the companyWhat you need:* At least 2 years of related professional experience* Strong analytical, problem solving and critical thinking skills* Planning and organizational skills* Ability to understand broader business issues* Excellent verbal and written communication skillsWhere you’ll be: 4289 Ivy Pointe Boulevard, Cincinnati, Ohio 45245Employment visa sponsorship is unavailable for this position. Applicants requiring employment visa sponsorship now or in the future (e.g., F-1 STEM OPT, H-1B, TN, J1 etc.) will not be considered.

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