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Senior Credit Risk Manager Jobs in Cincinnati, OH

Fifth Third

Credit Risk Officer II

Cincinnati, OH

GENERAL FUNCTION: Pursuant to the Bancorp Risk Framework, executes credit risk management ... Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit ...

Keybank

Senior Credit Officer, Payments

Cincinnati, OH · Hybrid

$96K - $181K/yr

Location: 66 South Pearl Street, Albany New York The Senior Credit Officer for Payments Products is a key member of the risk management team, responsible for adjudicating credit requests for Payments ...

MyUSA Credit Union

Credit Risk Analyst

Middletown, OH · Hybrid

The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct ...

Medpace

Credit and Risk Manager

Cincinnati, OH · On-site

$85 - $120/hr

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

Medpace, Inc.

Credit and Risk Manager

Cincinnati, OH · On-site +1

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

Medpace, Inc.

Credit and Risk Manager

Cincinnati, OH · On-site

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

Medpace, Inc.

Risk Manager

Cincinnati, OH · On-site +1

... Risk Manager to join our Commercial Operations team. This role is responsible for monitoring the ... Reviews credit information and makes decisions related to credit limits and credit holds for ...

Medpace, Inc.

Risk Manager

Cincinnati, OH · On-site

... Risk Manager to join our Commercial Operations team. This role is responsible for monitoring the ... Reviews credit information and makes decisions related to credit limits and credit holds for ...

US Bank

Credit Risk Analyst

Cincinnati, OH · Hybrid

The organization's risk management structure is designed to promote effective governance and risk ... Its goal is to assess and/or manage risks that may impact the company, including credit, financial ...

Deloitte

Financial Risk Manager

Cincinnati, OH

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

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Senior Credit Risk Manager information

See Cincinnati, OH salary details

$21.6K

$113.6K

$201.7K

How much do senior credit risk manager jobs pay per year?

As of Sep 4, 2026, the average yearly pay for senior credit risk manager in Cincinnati, OH is $113,556.00, according to ZipRecruiter salary data. Most workers in this role earn between $81,100.00 and $139,200.00 per year, depending on experience, location, and employer.

What are some typical challenges a senior credit risk manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What are the key skills and qualifications needed to thrive as a senior credit risk manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They use financial analysis, credit scoring models, and risk mitigation techniques, often working with data analysis tools and regulatory compliance standards. Their role involves making high-level decisions to ensure the organization's credit portfolio remains healthy and within risk appetite.

What are popular job titles related to Senior Credit Risk Manager jobs in Cincinnati, OH?

For Senior Credit Risk Manager jobs in Cincinnati, OH, the most frequently searched job titles are:

What job categories do people searching Senior Credit Risk Manager jobs in Cincinnati, OH look for?

The top searched job categories for Senior Credit Risk Manager jobs in Cincinnati, OH are:

What cities near Cincinnati, OH are hiring for Senior Credit Risk Manager jobs?

Cities near Cincinnati, OH with the most Senior Credit Risk Manager job openings:

Senior Credit Risk Manager jobs near you
Infographic showing various Senior Credit Risk Manager job openings in Cincinnati, OH as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $113,466 per year, or $54.6 per hour.

Credit Risk Officer II

Fifth Third Bank

Cincinnati, OH • On-site

Full-time

Re-posted 18 days ago

Fifth Third Bank rating

7.6

Company rating: 7.6 out of 10

Based on 114 frontline employees who took The Breakroom Quiz

98th of 174 rated banks

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk recommendations, credit risk portfolio management and monitoring, approves credit exposure, providing feedback on proper structuring and pricing. Monitors ongoing credit administration and attends LOB pipeline meetings to ensure credit standards are followed across assigned business segment. Participant in customer calls as needed. Monitors credit quality through forward looking analysis as well as reviewing system-generated reports.
Responsible and accountable for credit risk management and constructive, credible challenge by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
  • Approve or reject most complex loans within delegated authority and approved risk limits including where difficult questions of policy or credit risk may be involved.
  • With Line of Business (LOB) input, ensures that policies, including enterprise level policies, appropriately reflect the Bank's credit risk appetite and are approved and reviewed in an appropriate and timely manner.
  • Advise credit and loan personnel on the company's overall policy, noting significant forward looking trends and recommending policy changes if necessary.
  • Provide necessary forward looking review for ongoing maintenance of credit exposure as applicable.
  • Review and challenge credit approval packages for loans approved within the LOB's lending policies, limits, appetite, and delegated authorities.
  • In event of a limit breach, collaborates with the LOB to develop and execute action plans to return the relevant credit exposure to a level within credit risk appetite.
  • Responsible for providing effective, credible challenge on client selection, risk identification/mitigation, and adherence to risk appetite, policies, and underwriting standards.
  • Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities.
  • Review periodic Bancorp credit quality reports to assess assigned LOB's adherence to the Bank's credit risk appetite and business objectives.
  • Attend and provide effective, credible challenge to the LOB in various meetings including administrative loan meetings, portfolio review meetings, etc.
  • Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit Officer.
  • Represent Bancorp in high-level customer interaction as well as community affairs.
  • Adjudicate requests to change regulatory classifications both for upgrades and downgrades.
  • Responsible for oversight and challenge to the LOB regarding the timeliness of transfers to the Special Assets Group.
  • Accountable for the following as it relates to a portfolio review:
    • Using both internal and external data to identify portfolio trends such as increasing concentration risks, increasing industry risks, increasing material underwriting exceptions and emerging risks.
    • Determining a Direction of Risk (DOR) and Level of Risk (LOR) for the portfolio, together with actions that should be taken to reduce risk or strengthen risk management ensuring that, amongst other things, lessons learned are identified and operationalized where appropriate.

SUPERVISORY RESPONSIBILITIES: May supervise others. Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED:
  • Bachelor's Degree in Finance, Business Administration, or Accounting. Master's Degree preferred.
  • Ten+ years of related credit experience.
  • Financial and credit analysis including portfolio management.
  • Knowledge of the banking industry, relevant banking regulation, commercial banking, capital markets, and treasury management products and the associated risks.
  • Proficient in basic spreadsheet applications such as Excel, Word, etc.
  • Demonstrated ability to learn and understand various computer systems.
  • Excellent communications and organizational skills.
  • Excellent people/relationship building skills.

#LI-GM1
WORKING CONDITIONS:
  • Normal office environment with little exposure to dust, noise, temperature and the like.
  • Extended time at desk, viewing computer screens.
Credit Risk Officer II
Total Base Pay Range 121,900.00 - 262,100.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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