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Credit Risk Manager Jobs in Cincinnati, OH (NOW HIRING)

Fifth Third Bank

Credit Risk Officer II

Cincinnati, OH · On-site

Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk ...

Fifth Third

Credit Risk Officer II

Cincinnati, OH · On-site

Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk ...

MyUSA Credit Union

Credit Risk Analyst

Middletown, OH · On-site

The Credit Risk Analyst assists the Lending Manager in developing strategies to increase lending activity at MyUSA. They perform credit and risk analysis to assess opportunities for increasing direct ...

Medpace, Inc.

Credit and Risk Manager

Cincinnati, OH · On-site +1

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

Medpace, Inc.

Credit and Risk Manager

Cincinnati, OH · On-site

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

Medpace, Inc.

Risk Manager

Cincinnati, OH · On-site +1

... Risk Manager to join our Commercial Operations team. This role is responsible for monitoring the ... Reviews credit information and makes decisions related to credit limits and credit holds for ...

Medpace, Inc.

Risk Manager

Cincinnati, OH · On-site

... Risk Manager to join our Commercial Operations team. This role is responsible for monitoring the ... Reviews credit information and makes decisions related to credit limits and credit holds for ...

US Bank

Credit Risk Analyst

Cincinnati, OH · Hybrid

The organization's risk management structure is designed to promote effective governance and risk ... Its goal is to assess and/or manage risks that may impact the company, including credit, financial ...

US Bank

Impact Finance Officer

Cincinnati, OH · On-site

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of ...

Deloitte

Financial Risk Manager

Cincinnati, OH

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

KeyCorp

Senior Credit Officer, Payments

Cincinnati, OH · On-site

$96K - $181K/yr

Collaborate with product, relationship management, and risk teams to ensure credit decisions support business growth while maintaining prudent risk standards. * Monitor approved credit exposures ...

Keybank

Senior Credit Officer, Payments

Cincinnati, OH · Hybrid

$96K - $181K/yr

Location: 66 South Pearl Street, Albany New York The Senior Credit Officer for Payments Products is a key member of the risk management team, responsible for adjudicating credit requests for Payments ...

Key Bank

Senior Credit Officer, Payments

Cincinnati, OH · On-site

$96K - $181K/yr

Location: 66 South Pearl Street, Albany New York The Senior Credit Officer for Payments Products is a key member of the risk management team, responsible for adjudicating credit requests for Payments ...

Key Bank

Senior Credit Officer, Payments

Saint Bernard, OH · On-site

$96K - $181K/yr

Collaborate with product, relationship management, and risk teams to ensure credit decisions support business growth while maintaining prudent risk standards. * Monitor approved credit exposures ...

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Credit Risk Manager information

See Cincinnati, OH salary details

$83.1K

$152K

$230K

How much do credit risk manager jobs pay per year?

As of Sep 1, 2026, the average yearly pay for credit risk manager in Cincinnati, OH is $152,017.00, according to ZipRecruiter salary data. Most workers in this role earn between $128,200.00 and $170,400.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
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For Credit Risk Manager jobs in Cincinnati, OH, the most frequently searched job titles are:

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Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Cincinnati, OH as of August 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $152,017 per year, or $73.1 per hour.

Credit Risk Officer II

Cincinnati, OH • On-site

Fifth Third Bank

7.5

Company rating: 7.5 out of 10

Based on 113 frontline employees who took The Breakroom Quiz

106th of 174 rated banks

Good employer

Recommended by students

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Learn more about Fifth Third Bankexternal

Full-time

Re-posted 15 days ago

Job description

Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk recommendations, credit risk portfolio management and monitoring, approves credit exposure, providing feedback on proper structuring and pricing. Monitors ongoing credit administration and attends LOB pipeline meetings to ensure credit standards are followed across assigned business segment. Participant in customer calls as needed. Monitors credit quality through forward looking analysis as well as reviewing system-generated reports.
Responsible and accountable for credit risk management and constructive, credible challenge by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES & RESPONSIBILITIES:
  • Approve or reject most complex loans within delegated authority and approved risk limits including where difficult questions of policy or credit risk may be involved.
  • With Line of Business (LOB) input, ensures that policies, including enterprise level policies, appropriately reflect the Bank's credit risk appetite and are approved and reviewed in an appropriate and timely manner.
  • Advise credit and loan personnel on the company's overall policy, noting significant forward looking trends and recommending policy changes if necessary.
  • Provide necessary forward looking review for ongoing maintenance of credit exposure as applicable.
  • Review and challenge credit approval packages for loans approved within the LOB's lending policies, limits, appetite, and delegated authorities.
  • In event of a limit breach, collaborates with the LOB to develop and execute action plans to return the relevant credit exposure to a level within credit risk appetite.
  • Responsible for providing effective, credible challenge on client selection, risk identification/mitigation, and adherence to risk appetite, policies, and underwriting standards.
  • Credit Risk Officers may participate in LOB deal screens to ensure engagement and provide early constructive feedback on opportunities.
  • Review periodic Bancorp credit quality reports to assess assigned LOB's adherence to the Bank's credit risk appetite and business objectives.
  • Attend and provide effective, credible challenge to the LOB in various meetings including administrative loan meetings, portfolio review meetings, etc.
  • Provide information, analysis, and credit risk and portfolio recommendations to the Senior Credit Officer.
  • Represent Bancorp in high-level customer interaction as well as community affairs.
  • Adjudicate requests to change regulatory classifications both for upgrades and downgrades.
  • Responsible for oversight and challenge to the LOB regarding the timeliness of transfers to the Special Assets Group.
  • Accountable for the following as it relates to a portfolio review:
    • Using both internal and external data to identify portfolio trends such as increasing concentration risks, increasing industry risks, increasing material underwriting exceptions and emerging risks.
    • Determining a Direction of Risk (DOR) and Level of Risk (LOR) for the portfolio, together with actions that should be taken to reduce risk or strengthen risk management ensuring that, amongst other things, lessons learned are identified and operationalized where appropriate.

SUPERVISORY RESPONSIBILITIES: May supervise others. Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED:
  • Bachelor's Degree in Finance, Business Administration, or Accounting. Master's Degree preferred.
  • Ten+ years of related credit experience.
  • Financial and credit analysis including portfolio management.
  • Knowledge of the banking industry, relevant banking regulation, commercial banking, capital markets, and treasury management products and the associated risks.
  • Proficient in basic spreadsheet applications such as Excel, Word, etc.
  • Demonstrated ability to learn and understand various computer systems.
  • Excellent communications and organizational skills.
  • Excellent people/relationship building skills.

#LI-GM1
WORKING CONDITIONS:
  • Normal office environment with little exposure to dust, noise, temperature and the like.
  • Extended time at desk, viewing computer screens.
Credit Risk Officer II
Total Base Pay Range 121,900.00 - 262,100.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45202
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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