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Credit Risk Manager Jobs in Cincinnati, OH (NOW HIRING)

Credit Risk Manager

Cincinnati, OH · On-site

$133K - $156K/yr

Provides credit risk analytics support for the Wholesale Commercial portfolios, including the ... management to quickly understand and make informed, data-driven decisions. The role offers the ...

Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk ...

Pursuant to the Bancorp Risk Framework, executes credit risk management strategies and policies, exercising independent judgement and providing constructive and credible challenge to credit risk ...

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

Demonstrate technical expertise in the area of credit risk. * Provide direct support within the Account Management group in the evaluation and analysis of all customer credit risk. * Reviews credit ...

... Risk Manager to join our Commercial Operations team. This role is responsible for monitoring the ... Reviews credit information and makes decisions related to credit limits and credit holds for ...

... Risk Manager to join our Commercial Operations team. This role is responsible for monitoring the ... Reviews credit information and makes decisions related to credit limits and credit holds for ...

As a Credit Analyst you will be responsible for offering credit services to our customers. This ... Ability to manage multiple tasks, meet deadlines, handle pressure and work independently in an ...

We are seeking a strong risk leader to head our Credit Policy team, which is part of our Credit ... About the Role The Credit Policy Manager leads a team of professionals responsible for the ...

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of ...

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ... Managing containerized applications with Kubernetes, Docker, and Helm * Shell scripting * Git / Git ...

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Credit Risk Manager information

See Cincinnati, OH salary details

$83.1K

$152K

$230K

How much do credit risk manager jobs pay per year?

As of Jul 29, 2026, the average yearly pay for credit risk manager in Cincinnati, OH is $152,017.00, according to ZipRecruiter salary data. Most workers in this role earn between $128,200.00 and $170,400.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are the most commonly searched types of Credit Risk jobs in Cincinnati, OH? The most popular types of Credit Risk jobs in Cincinnati, OH are:
What are popular job titles related to Credit Risk Manager jobs in Cincinnati, OH? For Credit Risk Manager jobs in Cincinnati, OH, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Cincinnati, OH look for? The top searched job categories for Credit Risk Manager jobs in Cincinnati, OH are:
What cities near Cincinnati, OH are hiring for Credit Risk Manager jobs? Cities near Cincinnati, OH with the most Credit Risk Manager job openings:
Infographic showing various Credit Risk Manager job openings in Cincinnati, OH as of July 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $152,017 per year, or $73.1 per hour.

Credit Risk Manager

US Bank

Cincinnati, OH • On-site

$133K - $156K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago


U.S. Bank rating

8.2

Company rating: 8.2 out of 10

Based on 359 frontline employees who took The Breakroom Quiz

51st of 170 rated banks


Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Provides credit risk analytics support for the Wholesale Commercial portfolios, including the development and monitoring of credit risk rating assignment methods. Develops and delivers analytics to support key Credit Strategy initiatives, leveraging credit risk and enterprise datasets to identify emerging risks, trends, and opportunities. Translates data into actionable insights and strategic recommendations that inform and drive risk-based decision making across the organization.

Effectively communicates analytical findings in a clear, concise, and impactful manner, enabling senior management to quickly understand and make informed, data-driven decisions. The role offers the opportunity to develop analytical solutions that support high impact strategic initiatives across the department.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than 10 years of applicable experience

Preferred Skills/Experience

  • Computer programming experience in SQL, SAS or Python experience strongly preferred, intermediate or advanced Microsoft Excel skills

  • Proven ability to work with and interpret large, complex datasets

  • Ability to translate business problems into analytical solutions and actionable insights

  • Experience with data visualization tools (e.g., Tableau, Power BI) preferred

  • Strong verbal, written and presentation communication skills

  • Demonstrated ability to synthesize analytical results into clear, concise summaries for senior stakeholders

  • Foundational knowledge of credit risk, financial and statistical analysis

  • Knowledge of, or exposure to Commercial Lending preferred but not required

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.


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About U.S. Bank

Sourced by ZipRecruiter

U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US

Year founded

1863

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