The Credit Specialist is responsible for managing the company's credit risk and collection ... Associate's or bachelor's degree in accounting, Finance, Business Administration, or a related ...
New
The Credit Specialist is responsible for managing the company's credit risk and collection ... Associate's or bachelor's degree in accounting, Finance, Business Administration, or a related ...
New
... credit associates for ongoing growth and development. * Well-versed on bank's credit policy. * Current on applicable banking laws, regulatory requirements and credit/risk management practices.
Quick apply
... credit associates for ongoing growth and development. * Well-versed on bank's credit policy. * Current on applicable banking laws, regulatory requirements and credit/risk management practices.
PATIENT ACCTS ASSOC
Troy, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Troy, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site +1
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site +1
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Troy, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Troy, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Moraine, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Troy, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Troy, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
... Credit Union initiatives. 1) Manages the day-to-day activities of Computer Technicians engaged in ... Specialized or Technical Knowledge and Skills : 1) Two-year Associates Degree required; Bachelor ...
... Credit Union initiatives. 1) Manages the day-to-day activities of Computer Technicians engaged in ... Specialized or Technical Knowledge and Skills : 1) Two-year Associates Degree required; Bachelor ...
... Credit Union initiatives. 1) Manages the day-to-day activities of Computer Technicians engaged in ... Specialized or Technical Knowledge and Skills : 1) Two-year Associates Degree required; Bachelor ...
... Credit Union initiatives. 1) Manages the day-to-day activities of Computer Technicians engaged in ... Specialized or Technical Knowledge and Skills : 1) Two-year Associates Degree required; Bachelor ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
PATIENT ACCTS ASSOC
Dayton, OH · On-site
Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...
Credit Risk Associate information
See Dayton, OH salary details
$48.5K - $60.3K
16% of jobs
$60.3K - $72K
8% of jobs
$72.8K is the 25th percentile. Wages below this are outliers.
$72K - $83.8K
13% of jobs
$83.8K - $95.5K
7% of jobs
The median wage is $101.4K / yr.
$95.5K - $107.2K
12% of jobs
$107.2K - $119K
15% of jobs
$125.2K is the 75th percentile. Wages above this are outliers.
$119K - $130.7K
8% of jobs
$130.7K - $142.5K
11% of jobs
$142.5K - $154.2K
3% of jobs
$154.2K - $165.9K
3% of jobs
$165.9K - $177.7K
4% of jobs
$48.5K
$106.1K
$177.7K
How much do credit risk associate jobs pay per year?
As of Jul 29, 2026, the average yearly pay for credit risk associate in Dayton, OH is $106,135.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,800.00 and $137,900.00 per year, depending on experience, location, and employer.
What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?
To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.
What does a Credit Risk Associate do?
A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.
What is the difference between Credit Risk Associate vs Credit Analyst?
| Aspect | Credit Risk Associate | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, relevant certifications often preferred | Bachelor's degree, certifications like CFA or credit-specific courses beneficial |
| Work Environment | Financial institutions, banks, credit agencies | Banks, investment firms, credit rating agencies |
| Employer & Industry Usage | Commonly used in risk management teams | Used in credit assessment and lending decisions |
| Comparison Search Intent | Understanding risk roles in credit | Analyzing creditworthiness of clients |
Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.
How does a Credit Risk Associate typically collaborate with other teams within a financial institution?
Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Dayton, OH? The most popular types of Credit Risk jobs in Dayton, OH are:
What are popular job titles related to Credit Risk Associate jobs in Dayton, OH? For Credit Risk Associate jobs in Dayton, OH, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Dayton, OH look for? The top searched job categories for Credit Risk Associate jobs in Dayton, OH are:
What cities near Dayton, OH are hiring for Credit Risk Associate jobs? Cities near Dayton, OH with the most Credit Risk Associate job openings:
Job description
Summary:
The Credit Specialist is responsible for managing the company's credit risk and collection activities while protecting Makino's financial interests and supporting profitable customer relationships. This position evaluates customer creditworthiness, analyzes and recommends credit limits and payment terms, develops collection strategies, and partners with internal and external stakeholders to resolve complex account issues and escalates highly complex matters as appropriate.
The Credit Specialist serves as a liaison between customers, Sales, Service, Finance, and executive leadership regarding credit and collection matters. Success in this role requires sound business judgment, analytical thinking, negotiation skills, and the ability to influence outcomes while maintaining positive customer relationships. This position plays a critical role in improving cash flow, minimizing financial risk, reducing delinquent accounts, and supporting the organization's overall financial objectives.
Essential Duties and Responsibilities
- Maintain and update the customer master data in the system, ensuring it is complete, accurate, and consistent.
- Evaluate customer creditworthiness through credit reporting services, payment history, and other available financial information.
- Analyze and recommend credit limits and payment terms for approval.
- Develop and execute collection strategies for machine, parts, service, spindle, distributor, and consumable receivables.
- Investigate and resolve complex collection issues while maintaining positive customer relationships and escalating highly complex matters to management.
- Negotiate payment arrangements and other mutually acceptable resolutions with customers within established authority levels.
- Identify high-risk accounts and recommend appropriate actions to management to minimize financial exposure and potential bad debt.
- Partner with the internal finance team to identify financing opportunities, including leases, equipment financing, and other credit solutions that support customer purchases while protecting company cash flow.
- Review customer aging reports and prioritize collection efforts based on risk, exposure, and delinquency trends.
- Coordinate with Sales, Service, Parts, Accounting, Legal, and executive leadership to resolve customer disputes impacting payment.
- Participate in cross-functional meetings to address machine issues, service concerns, warranty matters, and other situations affecting collections.
- Monitor customer accounts for changes in financial condition and proactively identify emerging credit risks.
- Maintain accurate account documentation and collection records in accordance with company policies.
- Ensure compliance with company credit policies, financial controls, and applicable regulations.
- Prepare and maintain recurring credit and collection reports and retrieve, compile and analyze customer account information from SAP for reporting and other business needs.
Qualifications:
- Strong analytical and financial problem-solving skills.
- Excellent negotiation, conflict resolution, and customer relationship management skills.
- Strong organizational skills with the ability to manage multiple priorities independently.
- Sound judgment and the ability to make independent credit recommendations.
- Excellent written and verbal communication skills, including the ability to communicate effectively with executive leadership and external customers.
- Proficiency in Microsoft Excel, Word, Outlook, and financial reporting tools.
- Experience working within ERP systems, preferably SAP.
- Ability to collaborate with cross-functional teams and support timely resolution of complex account issues.
- High degree of professionalism, confidentiality, and attention to detail.
- Working knowledge of Microsoft Excel with the ability to learn and use SAP transactions, reporting tools and additional Excel functions as needed.
Education and/or Experience:
- Associate's or bachelor's degree in accounting, Finance, Business Administration, or a related field preferred.
- Minimum of three to five years of commercial credit, collections, financial analysis, or accounts receivable experience in a manufacturing or industrial environment.
- Equivalent combination of education and experience will be considered.
About Makino
Sourced by ZipRecruiter
Industry
Machinery manufacturing
Company size
501 - 1,000 Employees
Headquarters location
Mason, OH, US
Year founded
1981