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Credit Risk Associate Jobs in Middletown, OH (NOW HIRING)

Premier Health

PATIENT ACCTS ASSOC

Moraine, OH · On-site

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Premier Health

PATIENT ACCTS ASSOC

Moraine, OH · On-site

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Middletown, OH

Credit Risk Associate information

See Middletown, OH salary details

$47.5K

$103.8K

$173.8K

How much do credit risk associate jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk associate in Middletown, OH is $103,820.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,200.00 and $134,900.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What cities near Middletown, OH are hiring for Credit Risk Associate jobs?

Cities near Middletown, OH with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you

Risk Associate- Commercial Credit

Huntington

Cincinnati, OH • On-site

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Description

Summary:

The Segment Risk Specialist works with the Segment Operational Risk Manager in the administration of the corporate risk management program and the business segment(s) to identify key risks and controls and develop and conduct testing of those controls.

Duties & Responsibilities:

  • Responsible for Policy/Controls and Process Documentation.
  • Perform the risk and control self-assessments.
  • Develop, maintain and continually enhance a proactive operational and regulatory risk management program and related initiatives.
  • Identify, assess, communicate and implement regulatory issuances.
  • Ensure the timely completion of all testing requirements in accordance with guidelines.
  • Assist the business segment in the timely remediation of issues.
  • Help foster a risk awareness culture in the business segment.
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor's degree
  • Minimum of 3 years of experience in Audit, Compliance, Risk Management or Operational Risk.
  • In lieu of a Bachelor's degree 4 additional years of segment-specific or risk related experience may be considered

Preferred Qualifications:

  • Knowledge of risk management principles and regulatory compliance requirements.
  • Strong organizational, analytical, critical thinking and problem-solving skills.
  • Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely.
  • Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses.
  • Ability to deal with ambiguity, multi-task and work in a fast-paced environment.
  • Proficiency in MS Office suite.
#LI-DS23#LI-onsite


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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