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Credit Risk Associate Jobs in Dayton, OH (NOW HIRING)

Fifth Third

Personal Banker Associate II

Middletown, OH · On-site

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ... of credit and financial information. * Ability to professionally represent Fifth Third Bank in ...

RIECK SERVICES LLC

Accounts Receivable

Dayton, OH

$19.75 - $26/hr

Monitor aging reports and prioritize collection strategies based on risk and account status ... Manage ACH, wire, credit card, and check transactions. * Prepare and distribute customer statements.

Rieck Services LLC

Accounts Receivable

Dayton, OH · On-site

$19.75 - $26/hr

Monitor aging reports and prioritize collection strategies based on risk and account status ... Manage ACH, wire, credit card, and check transactions. * Prepare and distribute customer statements.

Rieck Services

Accounts Receivable

Dayton, OH · On-site

$19.75 - $26/hr

Monitor aging reports and prioritize collection strategies based on risk and account status ... Manage ACH, wire, credit card, and check transactions. * Prepare and distribute customer statements.

TJX Companies

Human Resources Supervisor

Vandalia, OH

$61K - $78K/yr

Develops, counsels, motivates associates and resolves associate relations issues. Conducts ... credit union; referral bonuses. All benefits are subject to applicable plan or program terms ...

TJX Companies

Payroll Supervisor

Vandalia, OH · On-site

$61K - $78K/yr

Develops, counsels, motivates associates and resolves associate relations issues. Conducts ... credit union; referral bonuses. All benefits are subject to applicable plan or program terms ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Dayton, OH

Credit Risk Associate information

See Dayton, OH salary details

$48.5K

$106.1K

$177.7K

How much do credit risk associate jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit risk associate in Dayton, OH is $106,135.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,800.00 and $137,900.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are popular job titles related to Credit Risk Associate jobs in Dayton, OH?

For Credit Risk Associate jobs in Dayton, OH, the most frequently searched job titles are:

What cities near Dayton, OH are hiring for Credit Risk Associate jobs?

Cities near Dayton, OH with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Dayton, OH as of July 2026, with employment types broken down into 72% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $106,249 per year, or $51.1 per hour.

Accounts Receivable Specialist

Trotwood, OH • On-site

WESTRAFO AMERICA LLC
See more jobs at WESTRAFO AMERICA LLCexternal

$19.75 - $26/hr

Full-time

Posted 22 days ago

Job description

Description

Purpose:

The Accounts Receivable Specialist is responsible for managing the full accounts receivable cycle, including customer invoicing, cash application, collections, account reconciliations, and maintenance of accurate customer records. This position requires hands-on experience with SAP and the ability to work closely with Sales, Customer Service, Operations, and Finance to resolve account issues, improve collections, and support accurate financial reporting.


Essential Duties and Responsibilities:

  • Prepare, review, and distribute customer invoices accurately and on schedule.
  • Apply customer payments, including ACH, wire transfers, credit cards, and checks, to the appropriate accounts in SAP.
  • Monitor the accounts receivable aging and follow up promptly on past-due balances.
  • Contact customers regarding outstanding invoices, payment status, short pays, deductions, and disputed charges.
  • Research and resolve billing discrepancies in partnership with Sales, Customer Service, Shipping, and other departments.
  • Reconcile customer accounts and maintain clear documentation of collection activity and open issues.
  • Prepare AR aging reports, collection forecasts, cash receipt reports, and account status updates for management.
  • Process approved credit memos, debit memos, account adjustments, refunds, and write-offs.
  • Maintain accurate customer master data, billing terms, tax information, credit limits, and contact information in SAP.
  • Assist with month-end and year-end close activities, including account reconciliations and supporting schedules.
  • Provide documentation and explanations for internal and external audits.
  • Follow company policies, internal controls, and established accounting procedures.
  • Identify and recommend opportunities to improve invoicing, cash application, collections, and reporting processes.

SAP and Systems Responsibilities: 

  • Enter, review, and maintain accounts receivable transactions in SAP.
  • Use SAP reports to monitor customer balances, open invoices, payment activity, and aging trends.
  • Research transactions through SAP document flow and supporting customer records.
  • Maintain accurate customer master records and payment terms in accordance with approval procedures.
  • Support data accuracy between SAP, banking platforms, customer portals, and reporting tools.
  • Use Microsoft Excel to analyze account activity and prepare reconciliations and management reports.

Requirements

  • Associate's degree in Accounting, Finance, Business Administration, or a related field; equivalent relevant experience may be considered.
  • Three to five years of accounts receivable, billing, cash application, or collections experience.
  • Practical experience using SAP ERP, preferably SAP Business One, SAP ECC, or SAP S/4HANA.
  • Working knowledge of accounts receivable processes, account reconciliations, and general accounting principles.
  • Experience communicating with customers regarding collections and disputed balances.
  • Proficiency in Microsoft Excel, including sorting, filtering, PivotTables, and VLOOKUP or XLOOKUP.
  • Strong attention to detail, organizational ability, and follow-through.
  • Professional written and verbal communication skills.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

Preferred Qualifications:

  • Bachelor's degree in Accounting, Finance, Business Administration, or a related discipline.
  • Accounts receivable experience in a manufacturing, distribution, or industrial environment.
  • Knowledge of inventory, shipping, purchase orders, customer returns, and how operational transactions affect invoicing and receivables.
  • Knowledge of U.S. GAAP and internal control practices.
  • Experience using customer portals, electronic invoicing systems, and online banking platforms.
  • Experience with credit management, customer risk review, or international customers and payments.
  • SAP training.

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