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Credit Risk Associate Jobs in West Chester, OH (NOW HIRING)

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Basic knowledge of accounting principles, including debits and credits required. * Ability to ... risk and uncertainty. * Interpersonal Savvy (31): relates well to all kinds of people, up, down ...

Showing results 21-40

Credit Risk Associate information

See West Chester, OH salary details

$47.2K

$103.1K

$172.6K

How much do credit risk associate jobs pay per year?

As of Aug 9, 2026, the average yearly pay for credit risk associate in West Chester, OH is $103,117.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,700.00 and $134,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What cities near West Chester, OH are hiring for Credit Risk Associate jobs? Cities near West Chester, OH with the most Credit Risk Associate job openings:
Infographic showing various Credit Risk Associate job openings in West Chester, OH as of July 2026, with employment types broken down into 71% Full Time, 27% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $103,117 per year, or $49.6 per hour.

Associate Director- Portfolio Management- Asset Backed Finance

Huntington

Cincinnati, OH • On-site, Remote

Full-time

Posted 20 days ago


Job description

Description

Summary:

The Associate Director, Portfolio Management – Asset Backed Finance is responsible for working with internal partners to diligence and support underwriting new transactions and managing the existing portfolio of transactions. Our Portfolio Managers balance supporting the Commercial Bank’s growth and ensuring we have a scalable, well-managed business.  In support of the senior colleagues in the ABF team, Portfolio Managers may be asked to perform financial analysis and assist preparing underwriting documents in support of complex credit requests.

Duties and Responsibilities:

  • Review financial statements, projection models, project cash flow models and all other relevant financial and non-financial data to develop a concise focused analytical foundation for a credit decision.
  • Gather and analyze financial and business information to determine credit worthiness for loans and credit products, including the identification and analysis of business models, industry, cash flow, capitalization, sensitivity and risks & mitigants.
  • Conduct ongoing portfolio maintenance, including covenant compliance monitoring, spreading financials, risk ratings and quarterly risk reviews.
  • Assist in the analysis and preparation for new deals.
  • Conduct research using numerous resources available, distilling key themes and conclusions into concise summary form for presentation purposes.
  • Manage periodic fundings for transactions in your assigned portfolio and prepare tear sheets for risk reviews for your assigned portfolio. 
  • Participate in due diligence meetings.
  • Performs other duties as assigned.

Basic Qualifications:

  • Bachelor’s degree in Finance, Accounting or Economics or experience in similar role within Huntington Bank or another financial institution
  • 5+ years of progressive experience in commercial credit analysis/portfolio management.

Preferred Qualifications:

  • High level of professionalism.
  • Highly motivated with desire and ability to excel in a team or individual work environment.
  • Proficiency using Microsoft Word and Excel.
  • Strong written and verbal communication skills.
  • Formal credit training program a plus.
  • Experience with Financial Modeling considered a plus.

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.