Credit Risk Associate Jobs in Ohio (NOW HIRING)

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Senior Associate in Home Lending Risk Strategy Analytics, you will support Chase's mortgage strategic initiatives by delivering fact-based analyses and a balanced risk perspective. You will partner with Risk stakeholders to develop thoughtful analytics and recommendations related to strategy development, implementation, operational controls, and performance monitoring. You will also collaborate closely with Home Lending Risk Policy and Product Strategy to help align growth initiatives with the firm's risk appetite and reputational standards.

Job Responsibilities

• Apply strategic analytical skills to support day-to-day risk analytics and identify trends and patterns in complex datasets.
• Translate analysis into clear, actionable insights for stakeholders through strong communication and effective data visualization.
• Monitor and assess emerging risks across the housing market, regulatory environment, and consumer behavior; recommend adaptive strategies to mitigate credit risk and support customers.

• Collaborate with cross-functional partners to address business challenges, define risk segmentation approaches, and establish appropriate risk tracking, monitoring, and controls.

Required qualifications, capabilities, and skills: 

• MS degree or BS degree with 3+ years of Risk Management or other quantitative experience (required).
• Strong analytical, critical thinking, and problem-solving skills.
• 2+ years of hands-on experience with SAS, Python, or SQL.
• Proficiency in Microsoft Office, including Excel and PowerPoint.

• Excellent written and verbal communication skills, with the ability to present information clearly, logically, and concisely.

Preferred qualifications, capabilities, and skills: 

• MS degree with 2+ years of Risk Management or other quantitative experience (preferred)
• Experience with reporting/visualization tools such as Tableau.
• Familiarity with Home Lending or broader Consumer Lending is a plus.
• Background in statistics, econometrics, or a related quantitative field is a plus.

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT). 

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans