Description The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board ...
Description The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board ...
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Credit Analyst
Miamisburg, OH · On-site
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Credit Analyst
Miamisburg, OH · On-site
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Credit Analysts are responsible for assessing the degree of risk within a given business and recommending client credit solutions to maintain the bank's asset quality while ensuring compliance with ...
Credit Analysts are responsible for assessing the degree of risk within a given business and recommending client credit solutions to maintain the bank's asset quality while ensuring compliance with ...
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Quick apply
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Credit Analyst
Dayton, OH · On-site
Medical
Dental
Vision
PTO
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Quick apply
Credit Analyst
Dayton, OH · On-site
Medical
Dental
Vision
PTO
Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...
Credit Analyst
Brooklyn, OH · On-site
Credit Analysts are responsible for assessing the degree of risk within a given business and recommending client credit solutions to maintain the bank's asset quality while ensuring compliance with ...
Credit Analyst
Brooklyn, OH · On-site
Credit Analysts are responsible for assessing the degree of risk within a given business and recommending client credit solutions to maintain the bank's asset quality while ensuring compliance with ...
Credit Analyst
Circleville, OH · On-site
The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board of directors ...
Credit Analyst
Circleville, OH · On-site
The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board of directors ...
Credit Analyst
Dublin, OH · On-site
Fundamental credit analysis of approved and proposed corporate issuers through due diligence. * Sector and issuer research, developing and conducting proprietary analysis, preparing written ...
Credit Analyst
Dublin, OH · On-site
Fundamental credit analysis of approved and proposed corporate issuers through due diligence. * Sector and issuer research, developing and conducting proprietary analysis, preparing written ...
Credit Analyst
Dublin, OH · On-site
Fundamental credit analysis of approved and proposed corporate issuers through due diligence. * Sector and issuer research, developing and conducting proprietary analysis, preparing written ...
Credit Analyst
Dublin, OH · On-site
Fundamental credit analysis of approved and proposed corporate issuers through due diligence. * Sector and issuer research, developing and conducting proprietary analysis, preparing written ...
Credit Analyst
Columbus, OH · On-site +1
$24 - $44.50/hr
Medical
Life
Retirement
PTO
The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...
Credit Analyst
Columbus, OH · On-site +1
$24 - $44.50/hr
Medical
Life
Retirement
PTO
The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...
Credit Analyst
Columbus, OH · On-site +1
$24 - $44.50/hr
Medical
Life
Retirement
PTO
The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...
Credit Analyst
Columbus, OH · On-site +1
$24 - $44.50/hr
Medical
Life
Retirement
PTO
The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...
Credit Analyst
Independence, OH · On-site
Medical
Dental
Vision
Life
Retirement
CREDIT ANALYST WHY MILLCRAFT At Millcraft, we're more than a business, we're a family. For over 100 years, we've been proud to serve the paper, packaging, and graphic arts industries, guided by our ...
Credit Analyst
Independence, OH · On-site
Medical
Dental
Vision
Life
Retirement
CREDIT ANALYST WHY MILLCRAFT At Millcraft, we're more than a business, we're a family. For over 100 years, we've been proud to serve the paper, packaging, and graphic arts industries, guided by our ...
Credit Analyst
Cleveland, OH · On-site +1
$24 - $44.50/hr
Medical
Life
Retirement
PTO
The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...
Credit Analyst
Cleveland, OH · On-site +1
$24 - $44.50/hr
Medical
Life
Retirement
PTO
The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...
Loan Credit Analyst
Lakewood, OH · On-site
Job Type Full-time Description There are 3 levels within the Loan Credit Analyst job family with progressive responsibilities and we are looking for a level 2 or 3. Duties and Responsibilities Level ...
Loan Credit Analyst
Lakewood, OH · On-site
Job Type Full-time Description There are 3 levels within the Loan Credit Analyst job family with progressive responsibilities and we are looking for a level 2 or 3. Duties and Responsibilities Level ...
Description There are 3 levels within the Loan Credit Analyst job family with progressive responsibilities and we are looking for a level 2 or 3. Duties and Responsibilities Level 2: * Contacts ...
Description There are 3 levels within the Loan Credit Analyst job family with progressive responsibilities and we are looking for a level 2 or 3. Duties and Responsibilities Level 2: * Contacts ...
Credit Analyst
Westerville, OH · On-site
$19.50 - $25/hr
We are looking for a detail-oriented Credit Analyst to support Letter of Credit activities for a private banking environment in Columbus, Ohio. This is a Long-term Contract position requiring regular ...
Quick apply
Credit Analyst
Westerville, OH · On-site
$19.50 - $25/hr
We are looking for a detail-oriented Credit Analyst to support Letter of Credit activities for a private banking environment in Columbus, Ohio. This is a Long-term Contract position requiring regular ...
Credit Analyst I
Kingston, OH · On-site
Credit Analysis and Loan Review * Conduct comprehensive and in-depth evaluations of new credit requests, as well as renewals and amendments of existing loans, ensuring thoroughness and precision in ...
Credit Analyst I
Kingston, OH · On-site
Credit Analysis and Loan Review * Conduct comprehensive and in-depth evaluations of new credit requests, as well as renewals and amendments of existing loans, ensuring thoroughness and precision in ...
Credit Analyst I
Kingston, OH · On-site
Summary The Credit Analyst I position is an entry-level role under the Senior Vice President/Credit Officer, involving the preparation of spreadsheets, reports, and summaries to assist in evaluating ...
Credit Analyst I
Kingston, OH · On-site
Summary The Credit Analyst I position is an entry-level role under the Senior Vice President/Credit Officer, involving the preparation of spreadsheets, reports, and summaries to assist in evaluating ...
Credit Analyst (Multiple Levels)
Hamilton, OH · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis, including gathering, analyzing, and ...
Credit Analyst (Multiple Levels)
Hamilton, OH · On-site
Medical
Dental
Vision
Life
Retirement
PTO
Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis, including gathering, analyzing, and ...
Credit Analyst information
See Ohio salary details
$14.40 - $17.33
4% of jobs
$17.33 - $20.26
11% of jobs
$21.62 is the 25th percentile. Wages below this are outliers.
$20.26 - $23.19
22% of jobs
The median wage is $25.63 / hr.
$23.19 - $26.12
16% of jobs
$26.12 - $29.04
14% of jobs
$31.06 is the 75th percentile. Wages above this are outliers.
$29.04 - $31.97
13% of jobs
$31.97 - $34.90
7% of jobs
$34.90 - $37.83
6% of jobs
$37.83 - $40.76
3% of jobs
$40.76 - $43.69
2% of jobs
$43.69 - $46.62
2% of jobs
$14
$28
$46
How much do credit analyst jobs pay per hour?
As of Aug 14, 2026, the average hourly pay for credit analyst in Ohio is $28.45, according to ZipRecruiter salary data. Most workers in this role earn between $21.92 and $31.97 per hour, depending on experience, location, and employer.
What is the difference between Credit Analyst vs Loan Officer?
| Aspect | Credit Analyst | Loan Officer |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses | Bachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses |
| Work Environment | Office setting, analyzing financial data, assessing creditworthiness | Office or branch, meeting clients, processing loan applications |
| Employer & Industry Usage | Banks, credit unions, financial institutions | Banks, mortgage companies, credit unions |
While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.
What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?
To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.
What are the typical challenges a credit analyst faces when evaluating complex loan applications?
Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.
What does a credit analyst do?
A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.
What does a credit analyst do?
As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.
More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Ohio?
The most popular types of Credit Analyst jobs in Ohio are:
What are popular job titles related to Credit Analyst jobs in Ohio?
For Credit Analyst jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Ohio look for?
The top searched job categories for Credit Analyst jobs in Ohio are:
What cities in Ohio are hiring for Credit Analyst jobs?
Cities in Ohio with the most Credit Analyst job openings:
What are popular job titles related to Credit Analyst jobs in OH?
For Credit Analyst jobs in OH, the most frequently searched job titles are:
Job description
Description
The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board of directors in review of loans for approval and the ongoing overall quality review of the loan portfolio.
Duties and Responsibilities
Underwrite and recommend disposition of credit requests of the Bank in specific written form and in compliance with Bank policies after reviewing all available sources of financial, credit and collateral information.
Adhere to Bank loan policy and assist in the application, review, and modification thereof.
Review financial and collateral data on existing borrowing relationships, analyzing risk factors for annual portfolio reviews.
Complete systematic loan file document review of new loans
Control and execute the ordering of real estate appraisals to ensure that appraisal reports are requested per the scope required, and that peripheral requirements are also completed. (Flood Determinations, Environmental Issues, etc.)
Review real estate appraisal reports to ensure appraisal scope was adequate and that the methods utilized are adequately supported by the report details.
Maintain the commercial loan financial monitoring system on an ongoing basis so that financial information and other loan requirements are obtained and/or completed to ensure the commercial loan files are up-to-date.
Coordinate and serve as liaison with external contracted third party reviewer.
Maintain customer confidence and protect Bank operations by keeping information confidential.
Interact with Lenders in an effective manner.
Requirements
Knowledge, Skills and Abilities
Solid understanding of typical commercial loan structures and underwriting, including global cash flow analysis
Ability to analyze and underwrite using personal and business tax returns
Background in commercial real estate and commercial and industrial underwriting
Willingness to assist other credit analysts and loan officers
Understanding of Bank Regulations
Organization and time management
Professionalism and confidentiality
Strong verbal and written communications skills
Computer literacy (Word and Excel)
Previous experience using a financial spreading software
Education and Experience
Bachelor's Degree in Accounting or Finance preferred, or relevant work experience.
Minimum 2-3 years of commercial credit underwriting experience is required.