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Credit Analyst Jobs in Ohio (NOW HIRING)

Savings Bank

Credit Analyst

Circleville, OH · On-site

Description The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board ...

strategic HR, inc.

Credit Analyst

Miamisburg, OH

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

strategic HR, inc.

Credit Analyst

Miamisburg, OH · On-site

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

Keybank

Credit Analyst

Brooklyn, OH

Credit Analysts are responsible for assessing the degree of risk within a given business and recommending client credit solutions to maintain the bank's asset quality while ensuring compliance with ...

strategic HR, inc.

Credit Analyst

Miamisburg, OH

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

Farmers and Merchants Bank

Credit Analyst

Dayton, OH · On-site

  • Medical

  • Dental

  • Vision

  • PTO

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

KeyBank

Credit Analyst

Brooklyn, OH · On-site

Credit Analysts are responsible for assessing the degree of risk within a given business and recommending client credit solutions to maintain the bank's asset quality while ensuring compliance with ...

The Savings Bank

Credit Analyst

Circleville, OH · On-site

The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board of directors ...

Huntington

Credit Analyst

Columbus, OH · On-site +1

$24 - $44.50/hr

  • Medical

  • Life

  • Retirement

  • PTO

The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...

Huntington

Credit Analyst

Columbus, OH · On-site +1

$24 - $44.50/hr

  • Medical

  • Life

  • Retirement

  • PTO

The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...

Millcraft

Credit Analyst

Independence, OH · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

CREDIT ANALYST WHY MILLCRAFT At Millcraft, we're more than a business, we're a family. For over 100 years, we've been proud to serve the paper, packaging, and graphic arts industries, guided by our ...

Huntington

Credit Analyst

Cleveland, OH · On-site +1

$24 - $44.50/hr

  • Medical

  • Life

  • Retirement

  • PTO

The Credit Analyst is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients ...

Robert Half

Credit Analyst

Westerville, OH · On-site

$19.50 - $25/hr

We are looking for a detail-oriented Credit Analyst to support Letter of Credit activities for a private banking environment in Columbus, Ohio. This is a Long-term Contract position requiring regular ...

Kingston National Bank

Credit Analyst I

Kingston, OH · On-site

Credit Analysis and Loan Review * Conduct comprehensive and in-depth evaluations of new credit requests, as well as renewals and amendments of existing loans, ensuring thoroughness and precision in ...

Kingston National Bank

Credit Analyst I

Kingston, OH

Summary The Credit Analyst I position is an entry-level role under the Senior Vice President/Credit Officer, involving the preparation of spreadsheets, reports, and summaries to assist in evaluating ...

US Bank

Credit Analyst (Multiple Levels)

Hamilton, OH

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis, including gathering, analyzing, and ...

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Showing results 1-20

All JobsCredit Analyst JobsCredit Analyst Jobs in Ohio

Credit Analyst information

See Ohio salary details

$14

$28

$46

How much do credit analyst jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for credit analyst in Ohio is $28.45, according to ZipRecruiter salary data. Most workers in this role earn between $21.92 and $31.97 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Ohio?

The most popular types of Credit Analyst jobs in Ohio are:

What are popular job titles related to Credit Analyst jobs in Ohio?

For Credit Analyst jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Ohio look for?

The top searched job categories for Credit Analyst jobs in Ohio are:

What cities in Ohio are hiring for Credit Analyst jobs?

Cities in Ohio with the most Credit Analyst job openings:

What are popular job titles related to Credit Analyst jobs in OH?

For Credit Analyst jobs in OH, the most frequently searched job titles are:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Ohio as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $59,174 per year, or $28.4 per hour.

Credit Analyst

Savings Bank

Circleville, OH • On-site

Full-time

Posted 20 days ago

Job description

Description

The credit analyst role is critical to the evaluation of commercial, consumer and mortgage credits. The analysis provided is relied upon by loan officers, senior leadership and the board of directors in review of loans for approval and the ongoing overall quality review of the loan portfolio. 


Duties and Responsibilities

Underwrite and recommend disposition of credit requests of the Bank in specific written form and in compliance with Bank policies after reviewing all available sources of financial, credit and collateral information.

Adhere to Bank loan policy and assist in the application, review, and modification thereof.  

Review financial and collateral data on existing borrowing relationships, analyzing risk factors for annual portfolio reviews.

Complete systematic loan file document review of new loans 

Control and execute the ordering of real estate appraisals to ensure that appraisal reports are requested per the scope required, and that peripheral requirements are also completed. (Flood Determinations, Environmental Issues, etc.)

Review real estate appraisal reports to ensure appraisal scope was adequate and that the methods utilized are adequately supported by the report details.

Maintain the commercial loan financial monitoring system on an ongoing basis so that financial information and other loan requirements are obtained and/or completed to ensure the commercial loan files are up-to-date.

Coordinate and serve as liaison with external contracted third party reviewer.   

Maintain customer confidence and protect Bank operations by keeping information confidential. 

Interact with Lenders in an effective manner. 

Requirements

Knowledge, Skills and Abilities

Solid understanding of typical commercial loan structures and underwriting, including global cash flow analysis

Ability to analyze and underwrite using personal and business tax returns

Background in commercial real estate and commercial and industrial underwriting

Willingness to assist other credit analysts and loan officers

Understanding of Bank Regulations

Organization and time management

Professionalism and confidentiality

Strong verbal and written communications skills

Computer literacy (Word and Excel)

Previous experience using a financial spreading software


Education and Experience

Bachelor's Degree in Accounting or Finance preferred, or relevant work experience. 

Minimum 2-3 years of commercial credit underwriting experience is required.

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