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Credit Analyst Jobs in Ohio (NOW HIRING)

gpac

Commercial Credit Analyst

Cleveland, OH · On-site

Commercial Credit Loan Analyst will perform credit analysis, including Loan Presentations and Loan Reviews. This person will be responsible for reviewing, analyzing and written assessments of the ...

Raymondjames

Credit Analyst CRE

Cleveland, OH · On-site

$60K - $106K/yr

Summary The Credit Analyst supports commercial lenders and underwriters with the analysis and entry of cash flow statements (historical and projected), rent rolls, collateral, market data and ...

New

Univar Solutions

Sr Credit Analyst

Dublin, OH · On-site

As a Senior Credit Analyst for Univar Solutions, you will be responsible for assessing the creditworthiness of new and existing customers, making credit decisions within your delegated authority, and ...

Univar Solutions

Sr Credit Analyst

Dublin, OH · On-site

As a Senior Credit Analyst for Univar Solutions, you will be responsible for assessing the creditworthiness of new and existing customers, making credit decisions within your delegated authority, and ...

Univar Solutions

Sr Credit Analyst

Dublin, OH · On-site

As a Senior Credit Analyst for Univar Solutions, you will be responsible for assessing the creditworthiness of new and existing customers, making credit decisions within your delegated authority, and ...

US Bank

SBA Credit Analyst 6

Columbus, OH · On-site

The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Works closely with ...

OUCU Financial

Commercial Credit Analyst

Athens, OH · On-site

$69K/yr

The Commercial Credit Analyst assesses the creditworthiness and risk profile of new and existing member business borrowers, ensuring lending decisions are well-supported, consistent, and aligned with ...

OUCU Financial

Commercial Credit Analyst

Athens, OH · On-site

$69K/yr

The Commercial Credit Analyst assesses the creditworthiness and risk profile of new and existing member business borrowers, ensuring lending decisions are well-supported, consistent, and aligned with ...

OUCU Financial

Commercial Credit Analyst

Athens, OH · On-site

$69K/yr

The Commercial Credit Analyst assesses the creditworthiness and risk profile of new and existing member business borrowers, ensuring lending decisions are well-supported, consistent, and aligned with ...

M&T Bank

Commercial Credit Analyst

Cleveland, OH · On-site

Facilitate the credit needs of customers by analyzing new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending ...

OUCU Financial

Commercial Credit Analyst

Athens, OH · On-site

$69K/yr

The Commercial Credit Analyst assesses the creditworthiness and risk profile of new and existing member business borrowers, ensuring lending decisions are well-supported, consistent, and aligned with ...

OC Federal Credit Union

Be Seen First

Commercial Credit Analyst

North Canton, OH · On-site

$70K - $90K/yr

Analyzing sources of financial information, such as financial statements, credit bureau reports and cash flows to determine potential risk and profitability of commercial loans. Manage and make ...

Socket.dev

Commercial Credit Analyst

Athens, OH · On-site

$60 - $80/hr

The Commercial Credit Analyst assesses the creditworthiness and risk profile of new and existing member business borrowers, ensuring lending decisions are well-supported, consistent, and aligned with ...

M&T Bank

Commercial Credit Analyst

Cleveland, OH · On-site

Facilitate the credit needs of customers by analyzing new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending ...

M&T Bank

Commercial Credit Analyst

Cleveland, OH · On-site

Facilitate the credit needs of customers by analyzing new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending ...

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Showing results 21-40

All JobsCredit Analyst JobsCredit Analyst Jobs in Ohio

Credit Analyst information

See Ohio salary details

$14

$28

$46

How much do credit analyst jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for credit analyst in Ohio is $28.45, according to ZipRecruiter salary data. Most workers in this role earn between $21.92 and $31.97 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Ohio?

The most popular types of Credit Analyst jobs in Ohio are:

What are popular job titles related to Credit Analyst jobs in Ohio?

For Credit Analyst jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Ohio look for?

The top searched job categories for Credit Analyst jobs in Ohio are:

What cities in Ohio are hiring for Credit Analyst jobs?

Cities in Ohio with the most Credit Analyst job openings:

What are popular job titles related to Credit Analyst jobs in OH?

For Credit Analyst jobs in OH, the most frequently searched job titles are:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Ohio as of August 2026, with employment types broken down into 81% Full Time, 16% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $59,174 per year, or $28.4 per hour.

Commercial Credit Analyst

gpac

Cleveland, OH • On-site

Other

Posted 19 days ago

Job description

Job Description
Commercial Credit Loan Analyst will perform credit analysis, including Loan Presentations and Loan Reviews. This person will be responsible for reviewing, analyzing and written assessments of the asset quality of individual risk exposures and overall composite asset quality. In addition, the senior credit analyst will be expected to trend risk and credit risk management practices.
Description of Duties, Responsibilities and Expectations:
  • Display detailed knowledge of principals of commercial credit, commercial banking laws, bank policy, cost accounting and, financial analysis.
  • Create thorough and concise analyses of the risks and mitigates of complex commercial loan requests by reviewing and analyzing the borrower’s financial statements, including but not limited to income statements, cash flow statements, balance sheets, tax returns, personal financial statements, and collateral appraisal reports.
  • Prepare sensitivity analyses, cash flows, and assessments of collateral guarantor financial condition.
  • Conduct analysis of the market (customers) and industry (competition, suppliers, and potential new entrants) and management teams.
  • Participate in the ongoing development of commercial credit policies and procedures that safeguard the Bank.
  • Recommend alternative loan structures
  • May oversee the completion of projects including planning; assigning, monitoring and reviewing progress and accuracy of work; evaluating results, etc.
  • Know and understand Bank/Credit policies and procedures.
  • Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes.
  • To spread the borrowers’ financial statement information by use of appropriate software programs. To review financial analysis reports and act as the technical resource for the use of the credit software program.
Qualifications, Knowledge and Skills:
  • 3 to 5 years of experience in financial analysis or credit analysis is required .
  • Bachelor’s degree or commensurate experience is required .
  • Experience in financial analysis or credit analysis is preferred.
  • Proficiency in MS Office [Outlook, Excel, Word] or similar software is required . EasyLender , Cleartouch , OnBase, various government and investor software/web portals is preferred. CreditQuest is preferred.
  • Experience in financial services or banking is preferred.


Please call your Ohio based recruiter Brooke Cousino 605.403.5185 and email your resume dircetly to Brooke.Cousino@gogpac.com
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
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About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990

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