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Entry Level Credit Analyst Jobs in Ohio (NOW HIRING)

Kingston National Bank

Credit Analyst I

Kingston, OH · On-site

Category Lending Full-Time/Part-Time Full-Time Location Kingston Position Credit Analyst I Description Summary The Credit Analyst I position is an entry-level role under the Senior Vice President ...

New

Robert Half

Credit Analyst

Westerville, OH · On-site

$19.50 - $25/hr

We are looking for a detail-oriented Credit Analyst to support Letter of Credit activities for a ... Degree preferred; entry-level candidates with relevant internship, academic, or financial services ...

New

Huntington

CRE Credit Analyst

Cleveland, OH · On-site +1

Description Summary: Our Commercial Real Estate Group has an excellent entry level position ... Gather and analyze all financial and business information to determine credit worthiness for loans.

Huntington

CRE Credit Analyst

Akron, OH · On-site +1

Description Summary: Our Commercial Real Estate Group has an excellent entry level position ... Gather and analyze all financial and business information to determine credit worthiness for loans.

Huntington

CRE Credit Analyst

Cleveland, OH · On-site +1

$21 - $37.50/hr

Description Summary: Our Commercial Real Estate Group has an excellent entry level position ... Gather and analyze all financial and business information to determine credit worthiness for loans.

Huntington

CRE Credit Analyst

Cincinnati, OH · On-site +1

Description Summary: Our Commercial Real Estate Group has an excellent entry level position ... Gather and analyze all financial and business information to determine credit worthiness for loans.

Huntington

CRE Credit Analyst

Columbus, OH · On-site +1

Description Summary: Our Commercial Real Estate Group has an excellent entry level position ... Gather and analyze all financial and business information to determine credit worthiness for loans.

Huntington

CRE Credit Analyst

Cleveland, OH · On-site +1

Description Summary: Our Commercial Real Estate Group has an excellent entry level position ... Gather and analyze all financial and business information to determine credit worthiness for loans.

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All JobsCredit Analyst JobsEntry Level Credit Analyst JobsEntry Level Credit Analyst Jobs in Ohio

Entry Level Credit Analyst information

See Ohio salary details

$14

$28

$46

How much do entry level credit analyst jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for entry level credit analyst in Ohio is $28.45, according to ZipRecruiter salary data. Most workers in this role earn between $21.92 and $31.97 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.
What are the most commonly searched types of Credit Analyst jobs in Ohio? The most popular types of Credit Analyst jobs in Ohio are:
What are popular job titles related to Entry Level Credit Analyst jobs in Ohio? For Entry Level Credit Analyst jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Analyst jobs in Ohio look for? The top searched job categories for Entry Level Credit Analyst jobs in Ohio are:
What cities in Ohio are hiring for Entry Level Credit Analyst jobs? Cities in Ohio with the most Entry Level Credit Analyst job openings:
Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Ohio as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $59,174 per year, or $28.4 per hour.

Credit Analyst I

Kingston National Bank

Kingston, OH • On-site

Full-time

Posted 3 days ago

New

Job description

EOE Statement
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.
Category
Lending
Full-Time/Part-Time
Full-Time
Location
Kingston
Position
Credit Analyst I
Description
Summary
The Credit Analyst I position is an entry-level role under the Senior Vice President/Credit Officer, involving the preparation of spreadsheets, reports, and summaries to assist in evaluating loans. The role includes analyzing financial data, assessing creditworthiness, and identifying risks, offering opportunities to learn credit policies and advance in the financial sector.
Essential Functions
  • Credit Analysis and Loan Review
    1. Conduct comprehensive and in-depth evaluations of new credit requests, as well as renewals and amendments of existing loans, ensuring thoroughness and precision in each analysis.
    2. Provide insightful and detailed credit assessments that assist loan officers, ensuring timely and efficient service delivery.
    3. Develop detailed spreadsheets, reports, summaries, and expert opinions for lenders, catering to new, renewed, and ongoing loan agreements.
    4. Complete and ensure the accuracy and compliance of all documentation for loan approval, confirming that it meets regulatory and institutional requirements.
    5. Maintain a robust understanding of the Bank's lending policies and procedures, ensuring all analyses and recommendations align with institutional standards.
  • Loan Officer Support: Collaborate closely with loan officers to proactively anticipate and identify necessary documentation, facilitating smooth and timely approvals for both new and existing credit accounts. This requires effective communication and strong organizational skills to streamline the loan approval process.
  • Appraisal Reviews and Loan Risk Ratings: Ensure compliance with the credit risk management policy by verifying appraisal reviews and evaluating loan risk ratings according to the established criteria.
  • Produce daily and weekly departmental reports, such as the Past Due Report and Transaction Exceptions, ensuring accurate tracking of transactions and highlighting any instances of discrepancies or overdue accounts.

Other Duties
  • Please note this is not a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.

Education and Experience
  • 1 -2 years of credit analysis experience. College degree preferred.

Skills and Abilities
  • Excellent communication skills verbally and in writing.
  • Excellent interpersonal skills.
  • Great organizational skills.
  • Ability to act with integrity, professionalism, and confidentiality.
  • Attention to detail and accuracy.
  • Good time management and prioritization skills.
  • Excellent analytical thinking skills.

Work Environment/Physical Demands/Travel:
  • No adverse environmental conditions expected.
  • Remaining in a stationary position, often standing for prolonged periods.
  • Moving about to accomplish tasks or moving from one worksite to another.
  • Communicating with others to exchange information.
  • Repeating motions that may include the wrists, hands and/or fingers.

Position Requirements
This position is currently accepting applications.

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