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Credit Manager Jobs in Spring, TX (NOW HIRING)

American Omni Trading

Credit Specialist

Katy, TX · On-site

American Omni Trading Company is seeking a detail-oriented and collaborative Credit Specialist to join our team in Katy, TX. In this role, you will support customers and internal teams by managing ...

Star Pipe Products

Credit Assistant

Houston, TX · On-site

Manages Documentation - Retrieves Proof of Delivery (POD), Bills of Lading (BOL), packing slips ... credit team. Assists with Administrative Tasks - Flexibility and reliability by providing ...

American Omni Trading

Credit Specialist

Houston, TX · On-site

Credit Specialist LOCATION: Katy, TX (On-site) COMPANY: American Omni Trading LLC About the Role ... Ability to manage multiple priorities in a fast-paced environment * Excellent communication and ...

Star Pipe Products, Ltd.

Credit Assistant

Houston, TX · On-site

Manages Documentation - Retrieves Proof of Delivery (POD), Bills of Lading (BOL), packing slips ... credit team. Assists with Administrative Tasks - Flexibility and reliability by providing ...

NABORS

Credit Analyst

Houston, TX · On-site

This role reviews credit applications, monitors existing accounts, manages customer account setups and maintenance, and recommends credit limits to support timely and accurate credit decisions.

Star Pipe Products

Credit Assistant

Houston, TX · On-site

Manages Documentation - Retrieves Proof of Delivery (POD), Bills of Lading (BOL), packing slips ... credit team. Assists with Administrative Tasks - Flexibility and reliability by providing ...

THIRD COAST BANK

Regional Credit Officer

Humble, TX · On-site

The RCO partners closely with Relationship Managers, Market Presidents, Regional Presidents, Credit Administration, and Executive Management to support profitable growth while maintaining adherence ...

East West Bank

Credit Analyst

Houston, TX

Assisting Portfolio Managers in underwriting Project Finance and Structured Finance transactions. * Assist team in internal loan execution functions, and procedures, including credit submissions ...

East West Bank

Credit Analyst

Houston, TX · On-site

Assisting Portfolio Managers in underwriting Project Finance and Structured Finance transactions. * Assist team in internal loan execution functions, and procedures, including credit submissions ...

STAR PIPE PRODUCTS, LTD

Credit Assistant

Houston, TX · On-site

... Manages Documentation - Retrieves Proof of Delivery (POD), Bills of Lading (BOL), packing slips ... or the credit team. • Assists with Administrative Tasks - Flexibility and reliability by ...

THIRD COAST BANK

Regional Credit Officer

Houston, TX · On-site

The RCO partners closely with Relationship Managers, Market Presidents, Regional Presidents, Credit Administration, and Executive Management to support profitable growth while maintaining adherence ...

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Showing results 1-20

All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Spring, TX

Credit Manager information

See Spring, TX salary details

$22.7K

$60.2K

$114.8K

How much do credit manager jobs pay per year?

As of Jul 15, 2026, the average yearly pay for credit manager in Spring, TX is $60,208.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,000.00 and $82,300.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Spring, TX? The most popular types of Credit jobs in Spring, TX are:
What are popular job titles related to Credit Manager jobs in Spring, TX? For Credit Manager jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Spring, TX look for? The top searched job categories for Credit Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Credit Manager jobs? Cities near Spring, TX with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Spring, TX as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $60,208 per year, or $28.9 per hour.
Credit Specialist

Credit Specialist

American Omni Trading

Katy, TX • On-site

Full-time

Re-posted 27 days ago

Job description

Job Type
Full-time
Description
JOB TITLE: Credit Specialist
LOCATION: Katy, TX (On-site)
COMPANY: American Omni Trading LLC
About the Role:
American Omni Trading Company is seeking a detail-oriented and collaborative Credit Specialist to join our team in Katy, TX. In this role, you will support customers and internal teams by managing invoicing, credit processing, and account maintenance.
Key Responsibilities:
  • Generate warehouse and e-commerce invoices and send to customers
  • Process returns and credit memos accurately with proper documentation
  • Collaborate with internal teams to resolve invoice discrepancies
  • Maintain tracking and reporting for returns and credits
  • Support customer inquiries related to billing and account activity
  • Maintain and update customer accounts, including account setup
  • Provide A/R reporting to Sales teams
  • Process claims, credits, and reimbursements within required timelines
  • Assist with shortages, overages, rebates, and adjustments
  • Serve as backup support for team functions as needed

Requirements
Qualifications:
  • 2+ years of experience in Credit, Accounting, or a related field
  • Strong organizational and time management skills
  • Ability to manage multiple priorities in a fast-paced environment
  • Excellent communication and customer service skills
  • Ability to handle confidential information with professionalism

Technical Skills:
  • Proficiency in Microsoft Office (Excel, Word, Outlook, PowerPoint)
  • Experience with ERP/accounting systems (Apprise, BOT, or similar preferred)
  • Ability to learn new systems quickly

Why Join AOT?
  • Collaborative and supportive team environment
  • Opportunity to grow within a dynamic organization
  • Hands-on role with cross-functional exposure

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