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Credit Director Jobs in Spring, TX (NOW HIRING)

Star Pipe Products

Credit Assistant

Houston, TX · On-site

Assists with Special Assignments - Provides administrative and project support as directed by management or the credit team. Assists with Administrative Tasks - Flexibility and reliability by ...

First Liberty Bank

Chief Credit Officer

Houston, TX · On-site

$120 - $180/hr

The position includes responsibility for reviewing significant credit relationships prior to presentation to the Directors' Loan Review Committee, maintaining the Watch List, and reporting regularly ...

Action Gypsum

Credit Specialist H

Houston, TX · On-site

$23 - $25/hr

The Credit & Collections Specialist is responsible for managing an assigned portfolio of commercial ... a direct impact on the company's financial health while building strong relationships with ...

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

Direct experience with Endur or equivalent ETRM platforms * Prior leadership or mentoring experience within a credit or risk function Expand Energy takes necessary action to ensure that all ...

Glacier Bancorp, Inc.

Credit Analyst II

Houston, TX · On-site

Participate in special lending-related projects and meetings as directed. * Perform any additional ... credit practices, and teamwork drive long-term success. We offer a collaborative culture where ...

Glacier Bancorp, Inc.

Credit Analyst II

Katy, TX

Participate in special lending-related projects and meetings as directed. * Perform any additional ... credit practices, and teamwork drive long-term success. We offer a collaborative culture where ...

Glacier Bancorp, Inc.

Credit Analyst II

Houston, TX

Participate in special lending-related projects and meetings as directed. * Perform any additional ... credit practices, and teamwork drive long-term success. We offer a collaborative culture where ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Katy, TX

Participate in special lending-related projects and meetings as directed. * Perform any additional ... credit practices, and teamwork drive long-term success. We offer a collaborative culture where ...

Pilot Company

Sr Analyst, Commercial Credit

Houston, TX · On-site

Run point on specific strategic initiatives as directed by credit department leadership. * Credit analyst mentor in coordination with credit department leadership in the completion of credit scoring ...

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Credit Director information

See Spring, TX salary details

$75.2K

$139.1K

$268.3K

How much do credit director jobs pay per year?

As of Aug 1, 2026, the average yearly pay for credit director in Spring, TX is $139,103.00, according to ZipRecruiter salary data. Most workers in this role earn between $93,000.00 and $167,300.00 per year, depending on experience, location, and employer.

What Does a Credit Director Do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What are Credit Directors?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a Credit Director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a Credit Director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.
More about Credit Director jobs
What are the most commonly searched types of Credit jobs in Spring, TX? The most popular types of Credit jobs in Spring, TX are:
What cities near Spring, TX are hiring for Credit Director jobs? Cities near Spring, TX with the most Credit Director job openings:
Credit Director jobs near you
Infographic showing various Credit Director job openings in Spring, TX as of July 2026, with employment types broken down into 77% Full Time, 16% Part Time, and 7% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $139,103 per year, or $66.9 per hour.

Director, Credit Risk and Contract Administration

NextDecade

Houston, TX • On-site

Full-time

Re-posted 23 days ago

Job description

ABOUT NEXTDECADE CORPORATION 
NextDecade is committed to providing the world access to reliable, lower-carbon energy. We are focused on delivering secure and cost-effective energy through the safe and efficient development and operation of natural gas liquefaction capacity at Rio Grande LNG. Through our subsidiaries, we are developing and constructing the Rio Grande LNG natural gas liquefaction and export facility near Brownsville, Texas, with approximately 48 MTPA of potential liquefaction capacity currently under construction or in development, sufficient space at the site for up to 10 liquefaction trains, and a potential carbon capture and storage project. NextDecade's common stock is listed on the Nasdaq Stock Market under the symbol "NEXT." NextDecade is headquartered in Houston, Texas. For more information, please visit www.next-decade.com.

SUMMARY OF THE ROLE 
KEY RESPONSIBILITIES

Contract Administration & Lifecycle Management

  • Lead the administration and lifecycle management of LNG-related commercial agreements, including:
    • Gas supply agreements
    • LNG sale and purchase agreements (SPAs)
    • Transportation and related midstream agreements
  • Ensure accurate interpretation and execution of contract terms, including pricing, volume, scheduling, invoicing, and settlement provisions.
  • Develop and maintain contract summaries, obligation tracking tools, and reporting for internal stakeholders.
  • Monitor contract performance and ensure compliance with contractual obligations.

Commercial & Contractual Risk Management

  • Evaluate credit and operational risks embedded in LNG and gas contracts, including:
    • Take-or-pay and deliver-or-pay structures
    • Pricing mechanisms and indexation
    • Volume flexibility and optionality
  • Support contract negotiations by providing credit and operational risk input and ensuring appropriate credit protections (e.g., collateral, guarantees, termination rights).
  • Proactively identify and mitigate contractual and counterparty risks

Credit Risk Management

  • Lead credit risk assessment and approval of feedgas suppliers and LNG offtakers, including utilities, traders, and sovereign-backed entities.
  • Establish and maintain counterparty credit limits, internal ratings, and credit terms in line with the firm's risk appetite.
  • Monitor and manage credit exposures across gas supply agreements, LNG SPAs, and related commercial transactions.
  • Oversee calculation and reporting of current and potential future exposures, including mark-to-market and settlement risk.
  • Identify and manage concentration risks across counterparties, geographies, and sectors.

 

Margining, Collateral & Treasury Coordination

  • Oversee and monitor collateral requirements, including margin calls, letters of credit, guarantees, and other credit support mechanisms.
  • Track contractual triggers for credit support and collateral posting obligations.
  • Partner closely with Treasury to:
    • Ensure timely funding of margin calls and collateral postings
    • Forecast potential liquidity requirements under normal and stress scenarios
    • Optimize collateral usage and minimize funding costs
  • Provide transparency into credit-driven liquidity impacts to senior management.

 

Invoicing, Settlement & Dispute Resolution

  • Oversee invoice validation, settlement processes, and dispute resolution in coordination with Accounting and counterparties.
  • Ensure alignment between contract terms and financial settlements.
  • Resolve discrepancies related to pricing, volumes, and contract performance.

 

 

Leadership & Team Development

  • Lead and develop a team responsible for credit risk and contract administration activities.
  • Establish best practices in contract execution, credit analysis, and risk monitoring.
  • Promote a culture of accountability, transparency, and disciplined risk management.

 

REQUIREMENTS

Minimum Requirements:

  • Bachelor's degree in Finance, Business, Economics, Energy Management, or related field
  • 10-15+ years of experience in credit risk, contract administration, or commercial operations within LNG, natural gas, or energy markets
  • Strong understanding of LNG SPAs, gas supply agreements, and commodity trading structures
  • Proven experience managing counterparty credit risk and collateral/margining processes
  • Experience working with Treasury or managing liquidity impacts from margining
  • Ability to interpret complex contracts and translate them into operational processes
  • Strong analytical, organizational, and problem-solving skills

Preferred Requirements:

  • Experience with LNG, natural gas trading, or power markets
  • Familiarity with contract management systems and/or ETRM platforms (e.g., Endur)
  • Prior experience supporting large-scale infrastructure or energy projects
  • Knowledge of ISDA/EFET frameworks and structured commodity transactions
  • Advanced degree or professional certifications (CFA, FRM, etc.)
Work Environment 
This position operates in a professional office environment with occasional work within or outside of a complex construction environment. This role routinely uses standard office equipment such as computers, phones, photocopiers/fax, filing cabinets, etc.This is primarily a sedentary role; however, the incumbent must be able to stand and/or sit continuously to perform all essential job functions for a full shift. 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to support individuals with ADA-recognized disabilities to perform the essential functions for the job.
  Ability to lift up to 20 lbs. as required in order to lift files, boxes and office equipment as necessary.
  Ability to lift files, open filing cabinets and bending, standing on a stool, or climbing as necessary to perform these functions.
  While performing the duties of this role, the incumbent may be required to talk or hear.
  The incumbent is required to stand, walk, use hands to handle or feel; and reach with hands and arms.
  Ability to move throughout all areas of each office/site location and facilities.
  Able to wear all necessary PPE equipment to perform job functions.

If you require accommodations during the application or interview process, please contact Human Resources at [email protected].

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
 
*In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.
 
NEXTDECADE VALUES
  Safety - We make safety a priority. Everything we do relies on the safety of our people and the communities around us.
  Integrity - We do the right thing, and are open, ethical, and fair. We hold ourselves to the highest standards in all that we do.
  Honesty - We value truth and honesty in ourselves and others. We honor our commitments and take responsibility for our actions.
  Respect - We listen, and respect people, the environment, and the communities in which we live and work.
  Transparency - Transparency builds trust. We promote open communication with our people, our customers, and all our stakeholders.
  Diversity - We value diversity of experiences and thoughts. It takes people with different strengths and backgrounds to make our company succeed.

NextDecade provides equal employment opportunities (EEO) to all applicants without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. NextDecade complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. 
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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