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Credit Manager Jobs in Spring, TX (NOW HIRING)

Tricon Energy

Credit Analyst

Houston, TX · On-site

Manage credit related activities for assigned products/regions * Assess and evaluate current and new business opportunities * Provide support to senior management in risk assessment and decision ...

Tricon Energy

Credit Analyst

Houston, TX · On-site

Manage credit related activities for assigned products/regions * Assess and evaluate current and new business opportunities * Provide support to senior management in risk assessment and decision ...

Tricon Energy

Credit Analyst

Houston, TX · Hybrid

Manage credit related activities for assigned products/regions * Assess and evaluate current and new business opportunities * Provide support to senior management in risk assessment and decision ...

SunSource

Entry Level Credit Support Admin

Houston, TX · On-site

The position reports to the credit manager and will provide support to a team of 5 credit personnel with the intent to have this person learn and grow into a full time credit specialist with customer ...

Rent A Center

Assistant Manager - Credit

Houston, TX · On-site

$17 - $20/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Star Furniture

Credit Analyst

Houston, TX · On-site

$20 - $22/hr

Reports To: Credit Manager Essential Functions: * Evaluate and decision consumer credit applications * Identify risk and research unresolved credit related questions * Collaborate with other ...

Rent-A-Center

Assistant Manager - Credit

Houston, TX

$17 - $20/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent-A-Center

Assistant Manager - Credit

Houston, TX · On-site

$17 - $20/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Rent-A-Center

Assistant Manager - Credit

Houston, TX · On-site

$17 - $20/hr

A day in the life of a Credit Assistant Manager: - Credit and Collections: Positively impact growth and revenue through communicating with customers and collecting on accounts on a daily basis ...

Bank of America

Credit Officer II

Houston, TX

The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and ...

The Diesel Store

Credit Representative

Humble, TX

The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for assessing credit ...

M&D Services

Credit Representative

Humble, TX

Credit Representative The Credit Representative plays a crucial role in managing and maintaining the financial relationships between the company and its clients. This position is responsible for ...

Bank of America

Credit Officer II

Houston, TX

The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and ...

Simmons Bank

Commercial Credit Analyst II

Houston, TX · On-site

Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships. * Participates in deal discussion meetings ...

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All JobsCredit Manager JobsCredit Manager Jobs in Spring, TX

Credit Manager information

See Spring, TX salary details

$22.7K

$60.2K

$114.8K

How much do credit manager jobs pay per year?

As of Jun 14, 2026, the average yearly pay for credit manager in Spring, TX is $60,208.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,000.00 and $82,300.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
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What cities near Spring, TX are hiring for Credit Manager jobs? Cities near Spring, TX with the most Credit Manager job openings:
Credit Manager jobs near you
Credit Analyst

Credit Analyst

Tricon Energy

Houston, TX • On-site

Full-time

Posted 28 days ago

Job description

Salary:

About Us

It is an exciting time to build your career at Tricon! Certified as a Great Place to Work, Tricon has been built on a foundation of perseverance, collaboration, and entrepreneurial thinking, powered by some of the industrys top talent. Our culture values independence and accountability, where we empower our employees to make an impact.

With 30 years in business, Tricon has become a global leader in the trading and distribution of petrochemicals, polymers, and raw materials. Today, we are one of the largest privately held companies in Houston, the worlds second-largest chemical distributor according to ICIS, and ranked #35 on Forbes list of Top Private Companies in America. We conduct business in over 120 countries, supported by a truly multinational workforce of 1,000 employees across 40 countries.

Our team delivers value to customers and partners through deep market expertise and integrated capabilities including logistics, risk management, financing, and market intelligence. Guided by our purpose to efficiently and sustainably connect the world with essential goods, Tricon plays a critical role in enabling global commerce while helping suppliers and customers focus on what they do best.

At Tricon, youll join a global organization where scale meets agility, and where your ideas, ownership, and ambition can help shape the future of international trade.

Tricon is seeking a Credit Analyst to be based at Tricon's global headquarters in Houston, TX. This position will offer a hybrid work arrangement and will report to the Credit Manager.

Key Responsibilities:

  • Manage credit related activities for assigned products/regions
  • Assess and evaluate current and new business opportunities
  • Provide support to senior management in risk assessment and decision making
    Liaise with Traders, Customers, and Banks to discuss credit matters and resolve issues
  • Analyze customer financial statements to authorize or recommend credit limits
  • Request and review third party credit reports and credit references
  • Visit customers to assess credit worthiness
  • Monitor exposure, release orders and manage collections of their own portfolio
  • Prepare and review reports to monitor exposures
    Uphold internal credit policies and procedures

Qualifications:

  • Bachelor's degree in Finance, Accounting, or related field required
  • Minimum 3-5 years' experience in a credit role
  • Spanish or Portuguese is a plus.
  • Highly analytical and able to problem solve
  • Strong communication and presentation skills
  • Detail oriented
  • Comfortable being assertive and making tough decisions
  • Thrives in a fast paced environment
  • Strong technical proficiency in Excel
  • Familiarity with business intelligence tools and ERP systems (JD Edwards, Oracle BI, is a plus)

Tricon is an equal opportunity employer. We embrace diversity and are committed to creating an inclusive working environment.