ZipRecruiter

Log In

2

Entry Level Credit Analyst Jobs in Spring, TX (NOW HIRING)

Trucking 2000

Be Seen First

Full Charge Accountant (Entry level)

Houston, TX · On-site

$42K - $48K/yr

Reconcile bank and credit card statements * Assist with monthly, quarterly, and year-end close ... Good analytical and problem-solving skills * Strong organizational skills * Ability to manage ...

Pure IT CUSO

Security Analyst

Tomball, TX · On-site

The Security Analyst is an entry-level cybersecurity professional responsible for monitoring ... Prior experience supporting credit unions or financial institutions Why You'll Love Working With Us:

Pure IT CUSO

Security Analyst

Tomball, TX · On-site

The Security Analyst is an entry-level cybersecurity professional responsible for monitoring ... Prior experience supporting credit unions or financial institutions Why You'll Love Working With Us:

Houston-Galveston Area Council

Mentor-TRS

Houston, TX · On-site

Create continuous quality improvement plans (CQIPs) for Entry Level Designated (ELDs) and Texas ... OR Bachelor's degree from an accredited four-year college or university with at least 18 credit ...

Eastern Metal Supply

Sales Administrator

Cypress, TX · On-site

$17.50 - $24/hr

... , Credit, Procurement, FP&A, and Accounting. This role supports sales teams by coordinating ... This is an entry-level sales support role with a defined development path toward an inside Sales ...

Eastern Metal Supply

Sales Administrator

Cypress, TX · On-site

$17.50 - $24/hr

... , Credit, Procurement, FP&A, and Accounting. This role supports sales teams by coordinating ... This is an entry-level sales support role with a defined development path toward an inside Sales ...

next page

Showing results 1-20

All JobsCredit Analyst JobsEntry Level Credit Analyst JobsEntry Level Credit Analyst Jobs in Spring, TX

Entry Level Credit Analyst information

See Spring, TX salary details

$13

$26

$43

How much do entry level credit analyst jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for entry level credit analyst in Spring, TX is $26.63, according to ZipRecruiter salary data. Most workers in this role earn between $20.53 and $29.95 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Spring, TX?

The most popular types of Credit Analyst jobs in Spring, TX are:

What are popular job titles related to Entry Level Credit Analyst jobs in Spring, TX?

For Entry Level Credit Analyst jobs in Spring, TX, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Spring, TX look for?

The top searched job categories for Entry Level Credit Analyst jobs in Spring, TX are:

What cities near Spring, TX are hiring for Entry Level Credit Analyst jobs?

Cities near Spring, TX with the most Entry Level Credit Analyst job openings:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Spring, TX as of August 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $55,389 per year, or $26.6 per hour.

Credit Analyst - Banker Development Program

Houston, TX • On-site

Hilltop Holdings
Finance and Insurance • 5 - 10K employees
Learn more about Hilltop Holdingsexternal

Full-time

Posted 7 days ago

Job description


PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program, a full-time, post-graduate program beginning in Summer 2027. This entry-level position offers a unique opportunity to gain hands-on experience while participating in an internal development program designed to prepare you for a long-term career in commercial banking. Through the development program, you will receive structured training and career development across key areas of the bank, positioning you for future roles as a relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants in the program typically advance within two to three years, making this an ideal opportunity for individuals seeking a dynamic and rewarding career in commercial banking.
During the program, participants work as a Credit Analyst and play a critical role in evaluating the financial health and creditworthiness of commercial clients. This position involves analyzing financial statements, assessing risk, and preparing detailed analyses to support sound lending decisions. As a working Credit Analyst, you will collaborate closely with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank's risk appetite and regulatory standards.
Responsibilities
  • Analyzes financial statements and performance across varying levels of quality to develop an initial assessment, highlighting strengths and potential risk areas in the borrower's historical operating performance.
  • Prepares written analyses which include:
    • credit investigation of the borrower and guarantors;
    • economic and market conditions impacting the company, its industry, and geographic market;
    • in-depth historical and projected financial and cash flow analysis, including engaging with the borrower's finance team to clarify accounting practices and ensure accurate interpretation;
    • in-depth analysis of the secondary sources of repayment such as collateral;
    • in-depth analysis of a guarantor's financial position;
    • identifies strengths and vulnerabilities in the borrower's financial and operational profile.
  • Maintains a broad understanding of industry and economic trends by gathering and analyzing relevant data from diverse sources-including borrower conversations, market publications, peer bank references, credit agencies, and online research.
  • Attends regular loan committee meetings, serving as a resource for credit analysis insights and responding to inquiries as needed.
  • Participates in customer meetings as requested by officers (may require travel at times).
  • Coordinates the ordering of appraisals and conducts collateral analysis based on appraisal reports provided by third-party vendors. Leverages appraisal data to assess the accuracy and adequacy of collateral values, supporting informed credit decisions and risk management.
  • Periodically reviews loan agreements to monitor covenant compliance, measures covenant performance, and promptly escalates any breaches to the lending team for resolution.
  • Performs annual risk grading of all credit relationships, including renewals, by evaluating financial performance and identifying any deterioration in credit quality. Uses findings to inform loan loss provisioning and support proactive portfolio risk management.
  • Other duties as required.

Qualifications
  • Must be eligible to work in the U.S. without sponsorship now or in the future
  • Bachelor's degree in Business related field required. Strong preference for Finance or Accounting major or concentration.
  • Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.
  • Must be able to attend initial training in Dallas, TX for approximately four weeks (initial training period could change depending on the needs of the program). Travel for subsequent training sessions will also be required throughout the duration of the Banker Development Program with dates and locations to be announced at the time of training.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
About Us
PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.
Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.
PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.
To learn more, please visit us online at plainscapital.com/about.

Apply