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Credit Collections Analyst Jobs in Minnesota (NOW HIRING)

The ability to analyze credit history and assess risk within a limited amount of time is important. Credit & Collections Qualifications: * 2-year accounting or related degree. * 3+ years' experience ...

Collections Analyst Hybrid Schedule | Long-term Growth | National market Leader Join a ... Credit & Returns, and MDM. * Partner effectively with the Sales organization to ensure ...

... by analyzing customer accounts receivable transactions and developing effective collections ... Minimum of 2+ years combined experience in Accounting, Customer Service, Credit & Collections ...

... * 3+ years of collections, accounts receivable, credit, or related experience * Strong ... Strong analytical and problem-solving skills Preferred Experience * Experience supporting customers ...

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... * 3+ years of collections, accounts receivable, credit, or related experience * Strong ... Strong analytical and problem-solving skills Preferred Experience * Experience supporting customers ...

New

Credit Manager

Eagan, MN · On-site

$150K - $160K/yr

Evaluate customer creditworthiness using financial statement analysis, credit reports, and payment ... Collections & Accounts Receivable Leadership * Lead company-wide collections strategies to reduce ...

New

Credit Manager

Saint Paul, MN · On-site

$150K - $160K/yr

Evaluate customer creditworthiness using financial statement analysis, credit reports, and payment ... Collections & Accounts Receivable Leadership * Lead company-wide collections strategies to reduce ...

Credit Collections specialist

Saint Cloud, MN · On-site

$21.50 - $28.75/hr

Business to Business Collections or Accounts Receivable experience * Knowledge of processes and ... Analytical, mathematical, technical and problem solving skills. Additional Information To get ...

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Credit Collections Analyst information

See Minnesota salary details

$15

$25

$34

How much do credit collections analyst jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for credit collections analyst in Minnesota is $25.59, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $29.90 per hour, depending on experience, location, and employer.

What is a credit collections analyst?

Credit Collections Analysts are professionals responsible for managing and analyzing a company's accounts receivable to ensure timely collection of outstanding payments from clients or customers. They assess credit risk, monitor overdue accounts, communicate with clients regarding payment issues, and develop strategies to minimize bad debt. Their role is vital in maintaining a healthy cash flow and reducing financial risk for the organization.

What are the key skills and qualifications needed to thrive as a credit collections analyst?

To thrive as a Credit Collections Analyst, you need a strong understanding of accounting principles, financial analysis, and credit risk assessment, often backed by a degree in finance or a related field. Familiarity with ERP systems, collections software, and proficiency in Excel are typically required, along with certifications such as the Credit Business Associate (CBA) being advantageous. Excellent negotiation, problem-solving, and interpersonal communication skills help in managing client relationships and resolving outstanding debts. These skills are vital for minimizing financial losses, optimizing cash flow, and maintaining positive business relationships.

How does a credit collections analyst typically collaborate with sales and customer service teams to resolve outstanding accounts?

Credit Collections Analysts frequently work alongside sales and customer service teams to address overdue accounts while maintaining positive client relationships. They coordinate with sales representatives to gain insights into customer payment behaviors and discuss possible solutions, such as payment plans or dispute resolutions. Additionally, they rely on customer service teams to communicate policy changes or clarify billing issues, ensuring that all parties are aligned in pursuing timely payments without compromising customer satisfaction. This cross-functional collaboration is essential for effective collections and for supporting overall business objectives.

What is the difference between Credit Collections Analyst vs Credit Analyst?

AspectCredit Collections AnalystCredit Analyst
Primary FocusRecovering overdue payments and managing collectionsAssessing creditworthiness and approving credit lines
Required SkillsDebt recovery, negotiation, communicationFinancial analysis, risk assessment, credit scoring
Work EnvironmentCollections departments, finance teamsBanking, lending institutions, corporate finance
CertificationsOften no formal certification, but experience valuedCertifications like CFA or credit-specific courses

While both roles involve credit management, the Credit Collections Analyst primarily focuses on recovering overdue payments and managing collections, whereas the Credit Analyst evaluates credit risk and approves credit lines. The roles share skills in financial analysis but differ in their core responsibilities and work environments.

What are popular job titles related to Credit Collections Analyst jobs in Minnesota?

For Credit Collections Analyst jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Credit Collections Analyst jobs in Minnesota look for?

The top searched job categories for Credit Collections Analyst jobs in Minnesota are:

What cities in Minnesota are hiring for Credit Collections Analyst jobs?

Cities in Minnesota with the most Credit Collections Analyst job openings:

What are popular job titles related to Credit Collections Analyst jobs in MN?

For Credit Collections Analyst jobs in MN, the most frequently searched job titles are:

Infographic showing various Credit Collections Analyst job openings in Minnesota as of August 2026, with employment types broken down into 86% Full Time, 10% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $53,217 per year, or $25.6 per hour.

Credit and Collections Analyst

Mendota Heights, MN


Cemstone
501 - 1,000 employees

7.9

Company rating: 7.9 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

People enjoy working here

Good employer

Respectful managers


$60K - $70K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 10 days ago


Job description

Job Summary:

Cemstone has become synonymous with high quality products and unparalleled service in the ready-mix concrete industry in the upper Midwest. Our reputation is reflected in the structures we've helped create and our long-held and long-practiced commitment to our core values. Here's your opportunity to join an amazing family-owned business that has been around for nearly 100 years!

What You'll Do:

The Credit and Collections Analyst is responsible for assessing customer creditworthiness and extending lines of credit, managing accounts receivable risk, and executing effective collection strategies to ensure timely payment. This role partners closely with Sales, Shared Services, and Customer Service to minimize credit exposure, resolve billing discrepancies, and maintain strong customer relationships while meeting company cashflow objectives and other management directives.


Essential Duties and Responsibilities:

Collections

  • Proactively manage a portfolio of accounts to ensure timely collection of receivables.
  • Investigate and resolve pastdue balances, short payments, and disputed invoices.
  • Communicate professionally with customers via phone, email, and written correspondence.
  • Negotiate payment plans when necessary while adhering to company policies.
  • Document all collection activities in the ERP system.

Credit Management

  • Review and analyze new and existing customer credit applications.
  • Perform credit risk assessments, scoring, and analysis.
  • Recommend and establish appropriate credit limits and payment terms, per company policy.
  • Monitor customer credit exposure and escalate highrisk accounts.

Internal Collaboration & Compliance

  • Partner with Sales to communicate and evaluate credit risks for all customers.
  • Provide insights to leadership regarding customer risks and collection trends.
  • Ensure compliance with internal credit policy and external regulations.
  • Participate in process improvement initiatives to reduce DSO and baddebt exposure.
  • Communicate professionally and effectively to foster relationships and collaboration to achieve positive results.
  • Add and maintain customer records and documentation in ERP and linked customer database systems.

Qualifications and Requirements:

  • 5+ years of experience in credit, collections, or accounts receivable required.
  • Bachelor's degree in Finance, Accounting, Business, or related field-or equivalent experience required.
  • Previous credit and collections experience in the construction industry preferred.
  • Knowledge of lien laws, credit compliance, and UCC filings preferred.
  • Intermediate knowledge of Microsoft Excel preferred.
  • Experience with NetSuite preferred.
  • Experience with Experian or Creditsafe preferred.
  • Experience with Microsoft Teams preferred.
  • Strong analytical and problemsolving skills preferred.
  • Excellent communication and interpersonal skills to develop and maintain positive working relationships with internal and external customers preferred.
  • High attention to detail and strong organizational skills preferred.
  • Proficiency in Microsoft Office applications preferred.

Pay Range: $60,000-$70,000 annually

Benefits

  • Medical Insurance

  • Dental Insurance

  • Life Insurance

  • Retirement Plans

  • Paid Time Off

  • Wellness Program

  • Education Assistance

  • Employee Assistance Program

Closing

If you are interested in becoming part of our team, please apply online today.

We are proud to be an Equal Opportunity Employer. We recognize that a diverse

workforce is essential and strongly encourage qualified women, minorities,

individuals with disabilities and veterans to apply. Join us in building a diverse and talented workforce that reflects the communities we serve.



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