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Credit Card Analyst Jobs (NOW HIRING)

Credit Card Associate

Westminster, MD · On-site +1

$38K - $40K/yr

Analyze account activity and maintain accurate customer account records. * Perform account maintenance, including documentation for write-offs when necessary. * Performs daily credit card reporting ...

New

Credit Card Data Analyst Location: Mclean, VA, Richmond, VA and Plano, TX (Try for Local) (Open for Remote As well) Relocation is accepted as well/ Remote (CST Time Zone) Hybrid Location if Onsite ...

Credit Card SME Location: Berkeley Heights, NJ (5 Days Onsite) Job Type: Fulltime Roles ... Strong problem solving and analytical skills * Ability to work independently or within a team

Credit Card Strategist

Colorado Springs, CO · On-site

$80K - $93K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

Credit Card Strategist

Minneapolis, MN

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

Credit Card Strategist

Minneapolis, MN

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

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Credit Card Analyst information

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$51

How much do credit card analyst jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for credit card analyst in the United States is $51.49, according to ZipRecruiter salary data. Most workers in this role earn between $51.44 and $51.44 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a credit card analyst, and why are they important?

To thrive as a Credit Card Analyst, you need strong analytical abilities, financial acumen, and a background in finance, mathematics, or a related field, often supported by a bachelor's degree. Familiarity with data analysis tools like Excel, SQL, and business intelligence software, as well as knowledge of credit risk assessment systems, is essential. Attention to detail, problem-solving, and effective communication are key soft skills that help in interpreting data and collaborating with cross-functional teams. These competencies are crucial for effectively evaluating credit card portfolios, managing risk, and supporting business growth.

What does a credit card analyst do?

A credit card analyst evaluates credit card applications, assesses customer creditworthiness, and monitors credit risk. They analyze financial data, use credit scoring tools, and ensure compliance with lending policies to make informed approval decisions and manage credit portfolios.

What are some common challenges faced by a credit card analyst when assessing credit risk and how can they be overcome?

Credit Card Analysts often encounter challenges such as incomplete applicant information, rapidly changing credit behavior, and evolving fraud tactics. To overcome these, analysts rely on advanced data analytics, stay updated with industry best practices, and collaborate closely with risk management and fraud prevention teams. Continuous learning and leveraging new technologies like machine learning models also play an essential role in accurately assessing risk and making informed decisions.

Do credit card analysts make good money?

Credit card analysts typically earn a competitive salary that varies based on experience, location, and employer. Entry-level analysts may start with lower wages, while experienced professionals with certifications can earn higher compensation, often including bonuses and benefits. The role requires analytical skills and knowledge of financial products, which can influence earning potential.

What is the difference between Credit Card Analyst vs Credit Risk Analyst?

AspectCredit Card AnalystCredit Risk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCFABachelor's degree in finance, economics, or related; certifications like FRM or CFA
Work EnvironmentFinancial institutions, credit card companies, banksBanking, lending institutions, credit agencies
Employer & Industry UsageFocuses on credit card portfolios, customer creditworthiness, and product profitabilityAssesses overall credit risk, loan portfolios, and lending policies

While both roles analyze credit data, a Credit Card Analyst specializes in credit card portfolios and customer behavior, whereas a Credit Risk Analyst evaluates broader lending risks across various financial products. Both roles require similar credentials and work in related environments, but their focus areas differ within the credit industry.

Is it hard to become a credit card analyst?

Becoming a credit card analyst typically requires a bachelor's degree in finance, economics, or a related field, along with strong analytical skills and knowledge of credit reporting and risk assessment. Gaining experience through internships or entry-level finance roles can also be helpful, and some positions may require certifications like the CFA or credit analysis training. Overall, it involves a combination of education, skills, and experience, but it is achievable with dedicated effort.
More about Credit Card Analyst jobs
What states have the most Credit Card Analyst jobs? States with the most job openings for Credit Card Analyst jobs include:
Infographic showing various Credit Card Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $107,090 per year, or $51.5 per hour.

Credit Card Analyst & Customer Success Manager

Bank of Utah

Ogden, UT • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 21 days ago


Job description

Thanks for your interest in applying to the Bank of Utah. My name is Ryan Filimoehala, and I work as VP Credit Card Manager. As an introduction to our company, the Bank of Utah was founded in 1952, and is one of Utah’s largest privately owned community banks. We were named S amp;P Global Top 20 Bank two years in a row and a Top 100 Fastest Growing Company.
Our Mission Statement:
We strive to unlock the potential of our team members, clients, and community. We act with integrity in every decision, build trust through every interaction, and exceed expectations at every opportunity. We seek to responsibly create lasting prosperity today and for generations to come.
Job Opening Details:
If our mission statement piques your interest, we encourage you to apply for the currently open position of Credit Card Analyst amp; Customer Success Manager to work Monday-Friday, 8:00 AM-5:00 PM at our Ogden or Providence Branch. The Credit Card Analyst amp; Customer Success Manager will serve as a key resource for internal teams, business clients, vendors, and card program partners by helping ensure credit card products are implemented, supported, monitored, and continuously improved in a manner that aligns with Bank of Utah’s service standards, risk expectations, and growth objectives.
Experience/Skills necessary to perform duties:
  • Bachelor’s degree in business, finance, accounting, economics, data analytics, or a related field preferred. Equivalent combinations of education and relevant experience will be considered.
  • 2+ years of experience in banking, credit cards, card operations, customer success, client service, financial services, product support, business analysis, or a related field preferred.
  • Experience supporting financial products, payment platforms, digital banking tools, commercial clients, cardholders, or internal operations teams is helpful.
  • Strong analytical, communication, problem-solving, and relationship management skills are required.
  • Experience with Microsoft Office, Excel, reporting tools, CRM systems, core banking systems, card processing platforms, or payment technology systems preferred.
  • Excellent written and verbal communication skills with a strong commitment to client service and internal partnership.
  • Highly organized with the ability to manager multiple priorities, follow through on open items, and meet deadlines.
  • Ability to work collaboratively across departments and with vendors while maintain accuracy, confidentiality, and sound judgement.

Regular Duties and Responsibilities:
Credit Card Product Support amp; Operations
  • Support the day-to-day administration, servicing, and operational needs of the bank’s credit card products.
  • Assist with new account onboarding, product setup, cardholder support, account maintenance, documentation, and issue resolution.
  • Coordinate with internal departments and third-party partners to research and resolve credit card inquiries, exceptions, disputes, transaction questions, and servicing needs.

Customer Success amp; Relationship Support
  • Serve as a customer success resource for credit card clients and internal stakeholders by providing timely, professional, and knowledgeable support.
  • Help clients and team members understand product features, processes, reporting, servicing channels, and available tools.
  • Proactively identify opportunities to improve client experience, increase product adoption, and strengthen long-term satisfaction with the bank’s credit card program.

Analysis, Reporting amp; Portfolio Monitoring
  • Prepare and analyze credit card program reports related to account activity, usage, portfolio performance, operational trends, client engagement, and service issues.
  • Review data and transaction trends to identify risks, service gaps, process improvement opportunities, and potential product enhancements.
  • Maintain accurate records, tracking logs, procedures, and reporting materials to support program oversight and decision-making.

Implementation, Training amp; Process Improvement
  • Assist with credit card product implementations, process changes, system updates, client communications, and internal rollout activities.
  • Create and maintain job aids, training materials, procedures, and FAQs for internal teams and clients as needed.
  • Partner with credit, operations, compliance, risk, technology, marketing, and relationship teams to support a consistent and high-quality credit card experience.

Risk, Compliance amp; Vendor Coordination
  • Support credit card program activities in accordance with applicable banking regulations, card network requirements, internal policies, procedures, and risk standards.
  • Assist with documentation, monitoring, exception tracking, audit requests, vendor follow-up, and compliance-related reporting as assigned.
  • Work with third-party vendors and internal partners to support service levels, issue escalation, product functionality, and ongoing program needs.
Knowledge, Skills and Abilities
  • Working knowledge of credit card products, banking operations, payment processing, customer service, reporting, or financial services preferred.
  • Strong analytical skills with the ability to review data, identify trends, research issues, and communicate findings clearly.
Benefits of Working with Us:
Bank of Utah's comprehensive benefits package includes:
  • Great work-life balance, with a Monday-Friday schedule
  • Competitive pay and benefits, including medical, dental and vision plans
  • 401(k) plan and match up to 5 percent in our employee stock ownership program (eligibility requirements must be met)
  • 12 paid bank holidays + paid time off, including paid parental leave
  • Volunteer opportunities to make a difference in the communities where you work and live
  • Awards and recognition to celebrate you and your colleagues for living the bank's values