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Credit Card Analyst Jobs (NOW HIRING)

Credit Card SME Location: Berkeley Heights, NJ (5 Days Onsite) Job Type: Fulltime Roles ... Strong problem solving and analytical skills * Ability to work independently or within a team

Credit Card Data Analyst Location: Mclean, VA, Richmond, VA and Plano, TX (Try for Local) (Open for Remote As well) Relocation is accepted as well/ Remote (CST Time Zone) Hybrid Location if Onsite ...

AVP Credit Card Acquisitions

Omaha, NE · Hybrid

$121K - $300K/yr

The role collaborates closely with Credit Policy, Marketing, BI/Analytics teams and other partners ... Primary KPIs include new card acquisitions, channel-level conversion rates, CPA, and overall ...

Credit Card Strategist

Colorado Springs, CO · On-site

$80K - $93K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

Credit Card Strategist

Minneapolis, MN

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

Credit Card Strategist

Minneapolis, MN

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

Credit Card Strategist

Minneapolis, MN · On-site

$85K - $98K/yr

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer ...

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Credit Card Analyst information

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$51

How much do credit card analyst jobs pay per hour?

As of Jul 18, 2026, the average hourly pay for credit card analyst in the United States is $51.49, according to ZipRecruiter salary data. Most workers in this role earn between $51.44 and $51.44 per hour, depending on experience, location, and employer.

Will a credit analyst be replaced by AI?

Credit analysts play a key role in assessing creditworthiness and making lending decisions. While AI tools can automate data analysis and streamline processes, human judgment remains essential for interpreting complex financial information and making nuanced decisions. Therefore, AI is likely to augment rather than fully replace credit analysts in the near future.

What qualifications do you need to be a credit analyst?

To become a credit analyst, a bachelor's degree in finance, accounting, economics, or a related field is typically required. Strong analytical skills, proficiency with financial software, and knowledge of credit reporting and risk assessment are also important. Some employers may prefer candidates with relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.

What are the key skills and qualifications needed to thrive as a Credit Card Analyst, and why are they important?

To thrive as a Credit Card Analyst, you need strong analytical abilities, financial acumen, and a background in finance, mathematics, or a related field, often supported by a bachelor's degree. Familiarity with data analysis tools like Excel, SQL, and business intelligence software, as well as knowledge of credit risk assessment systems, is essential. Attention to detail, problem-solving, and effective communication are key soft skills that help in interpreting data and collaborating with cross-functional teams. These competencies are crucial for effectively evaluating credit card portfolios, managing risk, and supporting business growth.

What does a credit card analyst do?

A credit card analyst evaluates credit card applications, analyzes customer creditworthiness, and monitors credit risk. They review financial data, use analytical tools, and ensure compliance with lending policies to make informed decisions about credit approvals and limits.

What are some common challenges faced by Credit Card Analysts when assessing credit risk and how can they be overcome?

Credit Card Analysts often encounter challenges such as incomplete applicant information, rapidly changing credit behavior, and evolving fraud tactics. To overcome these, analysts rely on advanced data analytics, stay updated with industry best practices, and collaborate closely with risk management and fraud prevention teams. Continuous learning and leveraging new technologies like machine learning models also play an essential role in accurately assessing risk and making informed decisions.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies by experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or senior roles. The profession often requires strong analytical skills and knowledge of financial tools and credit reporting systems.

What is the difference between Credit Card Analyst vs Credit Risk Analyst?

AspectCredit Card AnalystCredit Risk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCFABachelor's degree in finance, economics, or related; certifications like FRM or CFA
Work EnvironmentFinancial institutions, credit card companies, banksBanking, lending institutions, credit agencies
Employer & Industry UsageFocuses on credit card portfolios, customer creditworthiness, and product profitabilityAssesses overall credit risk, loan portfolios, and lending policies

While both roles analyze credit data, a Credit Card Analyst specializes in credit card portfolios and customer behavior, whereas a Credit Risk Analyst evaluates broader lending risks across various financial products. Both roles require similar credentials and work in related environments, but their focus areas differ within the credit industry.

More about Credit Card Analyst jobs
What states have the most Credit Card Analyst jobs? States with the most job openings for Credit Card Analyst jobs include:
Credit Card Ops Analyst

Full-time

Posted 11 days ago


Texas Children's Hospital rating

8.3

Company rating: 8.3 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

78th of 1,020 rated hospitals


Job description

We're searching for a Credit Card Operations Analyst, someone who works well in a fast-paced setting. In this position you will support credit card operations. This role will monitor daily card processing activities, administer credit card devices and user base as well as provide operational and technical support on all payment card solutions. The analyst will also participate in PCI compliance activities, special projects and support cash applications and cash management activities when required.

Think you've got what it takes?

Job Duties & Responsibilities

  • Monitor daily card processing activities across company footprint to ensure optimal credit card platform performance and any disruptions are addressed immediately.
  • Track daily transaction activity logs and support requests. 
  • Identify and report any discrepancies or downtimes immediately. 
  • Coordinate with internal stakeholders along with merchant processing partners to resolve any identified issues. 
  • Administer credit card devices for the company platform.   
  • Perform user administration for payment card solutions. 
  • Provide operational and technical support to payment card user base for payment acceptance, processing, reconciliation and device troubleshooting. 
  • Maintain and update internal SharePoint communication site to ensure effective communication and support for internal stakeholders. 
  • Assist team lead on new user onboarding and training to organization's payment card solutions. 
  • Participate with credit card operations team in preparing dashboards, reports, and activity analytics for operational and management use. 
     

Skills & Requirements

Bachelor's Degree accounting, finance, or related business or information services degree required 
2 years Credit card, treasury, and cash management experience required

Since 1954, Texas Children's has been leading the charge in patient care, education and research to accelerate health care for children and women around the world. When you love what you do, it truly shows in the smiles of our patient families, employees and our numerous accolades such as being consistently ranked as the best children's hospital in Texas, and among the top in the nation by U.S. News & World Report as well as recognition from Houston Business Journal as one of this city's Best Places to Work for ten consecutive years. 

Texas Children's comprehensive health care network includes our primary hospital in the Texas Medical Center with expertise in over 40 pediatric subspecialties; the Jan and Dan Duncan Neurological Research Institute (NRI); the Feigin Tower for pediatric research; Texas Children's Pavilion for Women, a comprehensive obstetrics/gynecology facility focusing on high-risk births; Texas Children's Hospital West Campus, a community hospital in suburban West Houston; Texas Children's Hospital The Woodlands, the first hospital devoted to children's care for communities north of Houston; and Texas Children's Hospital North Austin, the new state-of-the-art facility providing world-class pediatric and maternal care to Austin and Central Texas families. We have also created Texas Children's Health Plan, the nation's first HMO focused on children; Texas Children's Pediatrics, the largest pediatric primary care network in the country; Texas Children's Urgent Care clinics that specialize in after-hours care tailored specifically for children; and a global health program that is channeling care to children and women all over the world. Texas Children's Hospital is affiliated with Baylor College of Medicine, one of the largest, most diverse and successful pediatric programs in the nation. 

 To join our community of 15,000+ dedicated team members, visit texaschildrenspeople.org for career opportunities.

 Texas Children's is proud to be an equal opportunity employer. All applicants and employees are considered and evaluated for positions at Texas Children's without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, gender identity, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.


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