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Credit Card Analyst Jobs (NOW HIRING)

Aep

Credit Card Analyst Principal

Columbus, OH · On-site

$98K - $128K/yr

Job Summary The Credit Card Analyst Principal supports the AEP Corporate Credit Card program by managing daily program operations, strengthening controls, resolving complex card and security issues ...

Texas Dow Employees Credit Union

The Credit Card Operations Analyst plays a critical role in supporting daily credit card operations, ensuring efficient processing, timely issue resolution, and seamless cardholder experience. This ...

Hirekeyz Inc

Credit Card SME

Berkeley Heights, NJ · On-site

Credit Card SME Location: Berkeley Heights, NJ (5 Days Onsite) Job Type: Fulltime Roles ... Strong problem solving and analytical skills * Ability to work independently or within a team

MM International

Credit Card Data Analyst

Mclean, VA · Remote

Credit Card Data Analyst Location: Mclean, VA, Richmond, VA and Plano, TX (Try for Local) (Open for Remote As well) Relocation is accepted as well/ Remote (CST Time Zone) Hybrid Location if Onsite ...

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Credit Card Analyst information

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How much do credit card analyst jobs pay per hour?

As of Jun 28, 2026, the average hourly pay for credit card analyst in the United States is $51.49, according to ZipRecruiter salary data. Most workers in this role earn between $51.44 and $51.44 per hour, depending on experience, location, and employer.

Will a credit analyst be replaced by AI?

Credit analysts play a key role in assessing creditworthiness and making lending decisions. While AI and automation tools can handle data analysis and streamline processes, human judgment remains essential for interpreting complex financial information and making nuanced decisions. Therefore, AI is likely to augment rather than fully replace credit analysts in the near future.

What are the key skills and qualifications needed to thrive as a Credit Card Analyst, and why are they important?

To thrive as a Credit Card Analyst, you need strong analytical abilities, financial acumen, and a background in finance, mathematics, or a related field, often supported by a bachelor's degree. Familiarity with data analysis tools like Excel, SQL, and business intelligence software, as well as knowledge of credit risk assessment systems, is essential. Attention to detail, problem-solving, and effective communication are key soft skills that help in interpreting data and collaborating with cross-functional teams. These competencies are crucial for effectively evaluating credit card portfolios, managing risk, and supporting business growth.

What does a credit card analyst do?

A credit card analyst evaluates credit card applications, analyzes customer creditworthiness, and monitors credit risk. They review financial data, assess fraud risk, and use tools like credit scoring models to make informed decisions, often working with financial software and adhering to industry regulations.

Do credit analysts make good money?

Credit analysts typically earn a competitive salary that varies by experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $60,000 to $70,000, with potential for higher earnings with advanced certifications or senior roles. The job often requires strong analytical skills and knowledge of financial software tools.

What are some common challenges faced by Credit Card Analysts when assessing credit risk and how can they be overcome?

Credit Card Analysts often encounter challenges such as incomplete applicant information, rapidly changing credit behavior, and evolving fraud tactics. To overcome these, analysts rely on advanced data analytics, stay updated with industry best practices, and collaborate closely with risk management and fraud prevention teams. Continuous learning and leveraging new technologies like machine learning models also play an essential role in accurately assessing risk and making informed decisions.

How much is the salary of a credit analyst?

The salary of a credit analyst typically ranges from $50,000 to $70,000 annually, depending on experience, location, and the size of the employer. Entry-level positions may start lower, while experienced analysts or those in senior roles can earn over $80,000. Certifications like the CFA or CPA can also influence earning potential.

What is the difference between Credit Card Analyst vs Credit Risk Analyst?

AspectCredit Card AnalystCredit Risk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCFABachelor's degree in finance, economics, or related; certifications like FRM or CFA
Work EnvironmentFinancial institutions, credit card companies, banksBanking, lending institutions, credit agencies
Employer & Industry UsageFocuses on credit card portfolios, customer creditworthiness, and product profitabilityAssesses overall credit risk, loan portfolios, and lending policies

While both roles analyze credit data, a Credit Card Analyst specializes in credit card portfolios and customer behavior, whereas a Credit Risk Analyst evaluates broader lending risks across various financial products. Both roles require similar credentials and work in related environments, but their focus areas differ within the credit industry.

More about Credit Card Analyst jobs
What states have the most Credit Card Analyst jobs? States with the most job openings for Credit Card Analyst jobs include:
What are popular job titles related to Credit Card Analyst jobs? For Credit Card Analyst jobs, the most frequently searched job titles are:
Credit Card Analyst jobs near you
Infographic showing various Credit Card Analyst job openings in the United States as of June 2026, with employment types broken down into 53% Full Time, 43% Part Time, 3% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $107,090 per year, or $51.5 per hour.
Credit Card Analyst Principal

Credit Card Analyst Principal

American Electric Power

Columbus, OH • On-site

$98K - $128K/yr

Full-time

Posted 12 days ago

American Electric Power rating

8.7

Company rating: 8.7 out of 10

Based on 98 frontline employees who took The Breakroom Quiz

6th of 50 rated energy and utility

Job description

Job Posting End Date
07-06-2026
Please note the job posting will close on the day before the posting end date.
Job Summary
The Credit Card Analyst Principal supports the AEP Corporate Credit Card program by managing daily program operations, strengthening controls, resolving complex card and security issues, and partnering with internal stakeholders and banking partners to improve service, compliance, and program performance. This role analyzes transaction data to identify savings, policy, and process improvement opportunities while ensuring the program supports business continuity, emergency restoration needs, and a positive cardholder experience.
Job Description
Where Putting the Customer First Powers Everything We Do!
What You'll Do:
  • Administer the AEP Corporate Credit Card program, including cardholder support, account maintenance, transaction issues, and service continuity.
  • Manage relationships with banking partners and the card network to improve program service, controls, and performance.
  • Analyze credit card spend and transaction data to identify savings opportunities, buying leverage, policy exceptions, and process improvements.
  • Resolve confidential card-related issues, including fraud, compromised accounts, disputes, misuse, and lost or stolen cards.
  • Maintain program documentation, business cases, communication plans, continuity plans, and change management materials.
  • Support outages, emergency restoration, and other business continuity needs to ensure uninterrupted access to credit card services.
  • Identify complex program issues, lead practical remediations, and collaborate across teams to support timely, balanced decision-making.
  • Evaluate systems and processes for effectiveness, efficiency, controls, data quality, and user experience.
  • Develop and implement recommendations that improve program operations, reporting, controls, and stakeholder support.
  • Lead project activities and facilitate meetings with clear objectives, action items, and accountability.
  • Prepare clear reports, presentations, training materials, and leadership updates related to program performance and initiatives.
  • Serve as a subject matter expert and partner with Legal, Risk Management, Audit Services, business units, and other stakeholders to ensure program compliance.

What We're Looking For:
Education: Bachelor's degree in business, accounting, finance, supply chain, or a related field required.
Experience: Minimum of 7 years of relevant experience in program management, finance, supply chain, or related field; Experience in utility, manufacturing, or construction industries preferred.
Additional Qualifications:
  • Strong analytical and problem-solving skills with the ability to translate data into actionable insights.
  • Demonstrated ability to lead complex, cross-functional initiatives.
  • Excellent communication and stakeholder management skills.
  • Experience working with financial systems and payment platforms.
  • Ability to influence and drive results in a matrixed organization.
  • Strong organizational skills with the ability to manage multiple priorities.
  • Professional certifications (e.g., CPA, CMP, or purchasing certifications) preferred.

Additional Expectations:
  • Possess teamworking skills such as collaboration, commitment, active listening and acknowledgement; have the ability to identify stakeholders and lead teams as required.
  • Seek to broaden knowledge in areas of the company and industry which will complement acquired expertise.
  • Demonstrate excellent verbal and written skills.
  • Demonstrate the highest standards of ethical behavior and support the Company's Corporate Code of Conduct.
  • Demonstrate advanced level of knowledge of MS-Office skills.

What You'll Get:
Expected Salary Range: $100,000.00-$110,000.00 (USD)
In addition to a competitive compensation, AEP offers a unique comprehensive benefits package that aims to support and enhance the overall well-being of our employees.
Compensation Data
Compensation Grade:
SP20-008
Compensation Range:
$98,993.00 - $128,688.00
The Physical Demand Level for this job is: S - Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
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It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics.

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About American Electric Power

Sourced by ZipRecruiter

AEP Energy is a certified competitive retail electricity and natural gas supply provider. We proudly serve residential, small business and commercial and industrial customers. AEP Energy has over 100 years of industry experience with backing from our parent company, American Electric Power (AEP). AEP is one of the largest electric energy companies in the United States and ranked 204 of the Fortune 500.

Industry

Utilities

Company size

10,000+ Employees

Headquarters location

Columbus, OH, US

Year founded

1906

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