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Credit Card Analyst Jobs (NOW HIRING)

Strong data analysis skills with ability to interpret complex transaction data and identify trends, anomalies, and fraud indicators * Working knowledge of corporate credit card and expense management ...

Strong data analysis skills with ability to interpret complex transaction data and identify trends, anomalies, and fraud indicators * Working knowledge of corporate credit card and expense management ...

Refer to other areas for products that require complex financial analysis and expertise. respond to ... which may include initial credit, motor vehicle record, public record, prior employment ...

Refer to other areas for products that require complex financial analysis and expertise. respond to ... which may include initial credit, motor vehicle record, public record, prior employment ...

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Credit Card Analyst information

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$5

$51

How much do credit card analyst jobs pay per hour?

As of Jun 6, 2026, the average hourly pay for credit card analyst in the United States is $51.49, according to ZipRecruiter salary data. Most workers in this role earn between $51.44 and $51.44 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Card Analyst, and why are they important?

To thrive as a Credit Card Analyst, you need strong analytical abilities, financial acumen, and a background in finance, mathematics, or a related field, often supported by a bachelor's degree. Familiarity with data analysis tools like Excel, SQL, and business intelligence software, as well as knowledge of credit risk assessment systems, is essential. Attention to detail, problem-solving, and effective communication are key soft skills that help in interpreting data and collaborating with cross-functional teams. These competencies are crucial for effectively evaluating credit card portfolios, managing risk, and supporting business growth.

What does a Credit Card Analyst do?

A Credit Card Analyst evaluates credit card applications, monitors account activity, and analyzes data to identify trends and risks associated with credit card portfolios. They help financial institutions manage credit risk by assessing applicants’ creditworthiness, setting credit limits, and recommending approval or denial of applications. Additionally, Credit Card Analysts often assist in developing new credit card products and promotional strategies based on market research and customer behavior.

What are some common challenges faced by Credit Card Analysts when assessing credit risk and how can they be overcome?

Credit Card Analysts often encounter challenges such as incomplete applicant information, rapidly changing credit behavior, and evolving fraud tactics. To overcome these, analysts rely on advanced data analytics, stay updated with industry best practices, and collaborate closely with risk management and fraud prevention teams. Continuous learning and leveraging new technologies like machine learning models also play an essential role in accurately assessing risk and making informed decisions.

What is the difference between Credit Card Analyst vs Credit Risk Analyst?

AspectCredit Card AnalystCredit Risk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCFABachelor's degree in finance, economics, or related; certifications like FRM or CFA
Work EnvironmentFinancial institutions, credit card companies, banksBanking, lending institutions, credit agencies
Employer & Industry UsageFocuses on credit card portfolios, customer creditworthiness, and product profitabilityAssesses overall credit risk, loan portfolios, and lending policies

While both roles analyze credit data, a Credit Card Analyst specializes in credit card portfolios and customer behavior, whereas a Credit Risk Analyst evaluates broader lending risks across various financial products. Both roles require similar credentials and work in related environments, but their focus areas differ within the credit industry.

More about Credit Card Analyst jobs
What states have the most Credit Card Analyst jobs? States with the most job openings for Credit Card Analyst jobs include:
Infographic showing various Credit Card Analyst job openings in the United States as of May 2026, with employment types broken down into 2% As Needed, 91% Full Time, 3% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 80% Physical, 8% Hybrid, and 12% Remote job distribution, with an average salary of $107,090 per year, or $51.5 per hour.
Senior Analyst, Card Analytics

Senior Analyst, Card Analytics

OneMain Financial

Charlotte, NC • Hybrid

$86K - $113K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago


OneMain Financial rating

7.6

Company rating: 7.6 out of 10

Based on 95 frontline employees who took The Breakroom Quiz

106th of 138 rated financial services


Job description

Position: SeniorAnalyst - Credit Card Analytics

Location: Charlotte, NC (Hybrid)

OneMain Financial is looking for a Senior Analyst to join our Credit Card Analytics team. This is an exciting opportunity to drive significant business results through optimization within credit card servicing and retention strategies. In this role you will provide analytics insights, drive digital solutions, and establish expectations for business partners and executive members.

In the Role

Working with various partners the role will have responsibilities of reporting, strategy implementation, strategy validation, and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis, and modeling.

A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.

  • Drive efficiency and effectiveness in a high growth business.

  • Utilize data query tools (SQL, SAS, Python) and analytical software to develop, test, and execute new strategies.

  • Under manager guidance, design, recommend, document, and execute strategies and digital solutions to more effectively serve customers.

  • Track results of strategy and digital solutions to assess impacts.

  • Effectively summarize and present results and insights to management.

Requirements

Bachelor's degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science.

  • 2+ years of related experience required

  • Strong Excel/MS Office skills required

  • SQL knowledge highly preferred

  • Innovative and capable of developing a highly analytical approach to solving problems

  • 2+ years of experience in a complex, data-driven problem-solving environment

  • Lending or consumer finance industry experience preferred

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-time employees with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

  • Up to 4% matching 401(k)

  • Employee Stock Purchase Plan (10% share discount)

  • Tuition reimbursement

  • Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)

  • Paid sick leave as determined by state or local ordinance, prorated based on start date

  • Paid holidays (7 days per year, based on start date)

  • Paid volunteer time (3 days per year, prorated based on start date)

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.


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