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Credit Card Analyst Jobs in Arizona (NOW HIRING)

Hireblazer

QA Lead (Card domain)

Phoenix, AZ · On-site

Strong knowledge of Credit Card and Debit Card systems. Experience with FIS or TSYS platforms is ... Strong analytical and problem-solving skills. Excellent communication and leadership abilities.

USAA

Lead Analyst, Credit Risk Strategy

Phoenix, AZ

The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in credit risk strategy development for card, consumer and deposits credit portfolios to optimize ...

ClifyX

Product Owner / Business Analyst

Phoenix, AZ · On-site

Required : • Credit Card • Banking • Financial Services • Data & Analytics • Strong understanding of Agile / Scrum methodologies • Proven experience in writing clear, concise, and well ...

Collabera

Writing Analyst

Phoenix, AZ · On-site

... credit card industry * A bachelor's degree, master's; or juris doctorate degree in one of the ... Proven ability to analyze large amounts of data in order to report critical information. Additional ...

Collabera

AML Analyst

Phoenix, AZ · On-site

... and analysis of each instance of potential Anti-Money Laundering activity and/or suspicious ... credit card industry o A bachelor's degree, master's; or juris doctorate degree in one of the ...

ARIZONA WATER COMPANY

Billing System Analyst

Phoenix, AZ · On-site

$45K - $60K/yr

BILLING SYSTEM ANALYST I JOB SUMMARY The Billing System Analyst I is responsible for analyzing ... Process credit card payment returns * Support divisions with payment and billing research * Track ...

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How much do credit card analyst jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for credit card analyst in Arizona is $51.46, according to ZipRecruiter salary data. Most workers in this role earn between $51.44 and $51.44 per hour, depending on experience, location, and employer.

What are some common challenges faced by a credit card analyst when assessing credit risk and how can they be overcome?

Credit Card Analysts often encounter challenges such as incomplete applicant information, rapidly changing credit behavior, and evolving fraud tactics. To overcome these, analysts rely on advanced data analytics, stay updated with industry best practices, and collaborate closely with risk management and fraud prevention teams. Continuous learning and leveraging new technologies like machine learning models also play an essential role in accurately assessing risk and making informed decisions.

What are the key skills and qualifications needed to thrive as a credit card analyst, and why are they important?

To thrive as a Credit Card Analyst, you need strong analytical abilities, financial acumen, and a background in finance, mathematics, or a related field, often supported by a bachelor's degree. Familiarity with data analysis tools like Excel, SQL, and business intelligence software, as well as knowledge of credit risk assessment systems, is essential. Attention to detail, problem-solving, and effective communication are key soft skills that help in interpreting data and collaborating with cross-functional teams. These competencies are crucial for effectively evaluating credit card portfolios, managing risk, and supporting business growth.

What is the difference between Credit Card Analyst vs Credit Risk Analyst?

AspectCredit Card AnalystCredit Risk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CCFABachelor's degree in finance, economics, or related; certifications like FRM or CFA
Work EnvironmentFinancial institutions, credit card companies, banksBanking, lending institutions, credit agencies
Employer & Industry UsageFocuses on credit card portfolios, customer creditworthiness, and product profitabilityAssesses overall credit risk, loan portfolios, and lending policies

While both roles analyze credit data, a Credit Card Analyst specializes in credit card portfolios and customer behavior, whereas a Credit Risk Analyst evaluates broader lending risks across various financial products. Both roles require similar credentials and work in related environments, but their focus areas differ within the credit industry.

Do credit card analysts make good money?

Credit card analysts typically earn a competitive salary that varies by experience, location, and employer. Entry-level analysts may start with lower wages, while experienced professionals with certifications and strong analytical skills can earn higher salaries, often supplemented by bonuses or incentives. Overall, the role offers a solid income potential within the finance and banking sectors.

Is it hard to become a credit card analyst?

Becoming a credit card analyst typically requires a bachelor's degree in finance, economics, or a related field, along with strong analytical skills and knowledge of credit reporting and risk assessment. Gaining experience through internships or entry-level finance roles can also be helpful, and some positions may require certifications like the CFA or credit analysis training. Overall, it involves a combination of education, skills, and experience, but it is achievable with dedicated effort.

What does a credit card analyst do?

A credit card analyst evaluates credit card applications, assesses customer creditworthiness, and monitors credit risk. They analyze financial data, use credit scoring tools, and ensure compliance with lending policies to make informed approval decisions and manage credit portfolios.

What are popular job titles related to Credit Card Analyst jobs in AZ?

For Credit Card Analyst jobs in AZ, the most frequently searched job titles are:

Credit Card Analyst jobs near you
Infographic showing various Credit Card Analyst job openings in Arizona as of August 2026, with employment types broken down into 84% Full Time, 14% Part Time, and 2% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $107,044 per year, or $51.5 per hour.

Commercial Credit Card Reconciliation Analyst

MUFG Bank, Ltd.

Tempe, AZ • Hybrid

$65K/yr

Full-time

Medical, Retirement, PTO

Re-posted 19 days ago

MUFG rating

8.1

Company rating: 8.1 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

The Quality Center of Excellence (QCOE), part of our technology and operations organization, has a mission to drive process effectiveness, transparency, and accountability to deliver value to our customers, employees, and shareholders. We're seeking an analyst to support the QCOE team charged with implementing initiatives into the Operations environment. You will partner with team members at all levels to develop and manage regular and ad-hoc documentation that measures our processes and progress.

Responsibilities will include the creation of presentations and other documents.

Own, update, and improve database to track activity across Operations functions.  Use data to help drive projects, provide business justification for proposals, and analyze the results of implemented changes.  Prepare reports in a manner that appeals to the target audience. Able to demonstrate excellent judgment in interpreting policies and assessing risk.

The analyst will need to understand differences between the Oracle GL Balance and Data Warehouse Balance for Local GL Codes; and will be responsible for identifying, analyzing, investigating and taking action accordingly with regards to the specified breaks.

 The right candidate will have: - 3-5 years work experience, preferably in the financial services industry - Proficiency in Microsoft Access, including database and report building, with some SQL/Toad/Oracle skills required - Six Sigma certification - Ability to communicate effectively and build strong business relationships - Analytical and process skills - Proficiency in Microsoft Office Suite and Visio - Bachelor's degree

The typical base pay range for this role is between $65k to 85K per year depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.

What MUFG employees say

Pay

Benefits

Hours and flexibility

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About MUFG

Sourced by ZipRecruiter

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 6th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Social media

Twitter

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