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Credit And Collections Analyst Jobs in Minnesota

W.D. Larson

Credit & Collections

Saint Louis Park, MN · On-site

The ability to analyze credit history and assess risk within a limited amount of time is important. Credit & Collections Qualifications: * 2-year accounting or related degree. * 3+ years' experience ...

Glacial Plains Cooperative

Be Seen First

Credit and Collections Manager

Murdock, MN · On-site

$70K - $90K/yr

Credit and Collections Manager Glacial Plains Cooperative is looking for an experienced and ... Strong analytical thinking, negotiation, communication skills, and * Ability to apply credit ...

LHH US

Sr. Collections Analyst

Minneapolis, MN · On-site

$65K - $85K/yr

... * 3+ years of collections, accounts receivable, credit, or related experience * Strong ... Strong analytical and problem-solving skills Preferred Experience * Experience supporting customers ...

LHH US

Sr. Collections Analyst

Minneapolis, MN · On-site

$65K - $85K/yr

... * 3+ years of collections, accounts receivable, credit, or related experience * Strong ... Strong analytical and problem-solving skills Preferred Experience * Experience supporting customers ...

Interstate Companies

Credit Manager

Eagan, MN · On-site

$150K - $160K/yr

Evaluate customer creditworthiness using financial statement analysis, credit reports, and payment ... Collections & Accounts Receivable Leadership * Lead company-wide collections strategies to reduce ...

Interstate Companies Inc

Credit Manager

Saint Paul, MN

$150K - $160K/yr

Evaluate customer creditworthiness using financial statement analysis, credit reports, and payment ... Collections & Accounts Receivable Leadership * Lead company-wide collections strategies to reduce ...

Interstate PowerSystems

Credit Manager

Eagan, MN · On-site

$150 - $200/hr

Evaluate customer creditworthiness using financial statement analysis, credit reports, and payment ... Collections & Accounts Receivable Leadership * Lead company-wide collections strategies to reduce ...

Collabera

Credit Collections specialist

Saint Cloud, MN

$21.50 - $28.75/hr

Business to Business Collections or Accounts Receivable experience * Knowledge of processes and ... Analytical, mathematical, technical and problem solving skills. Additional Information To get ...

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All JobsCredit And Collections Analyst JobsCredit And Collections Analyst Jobs in Minnesota

Credit And Collections Analyst information

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$15

$25

$34

How much do credit and collections analyst jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for credit and collections analyst in Minnesota is $25.59, according to ZipRecruiter salary data. Most workers in this role earn between $21.68 and $29.90 per hour, depending on experience, location, and employer.

What does a credit and collections analyst do?

A Credit and Collections Analyst is responsible for evaluating the creditworthiness of customers, setting credit limits, and managing the collection of outstanding invoices. They analyze financial data, assess risk, and work with clients to resolve payment issues while maintaining positive business relationships. Their work helps companies minimize financial risk and ensure steady cash flow.

What are some common challenges faced by credit and collections analysts, and how can they be effectively managed?

Credit and Collections Analysts often encounter challenges such as handling difficult conversations with clients regarding overdue payments, balancing the need to recover funds with maintaining positive customer relationships, and managing a high volume of accounts with varying risk levels. Effective management of these challenges involves strong communication and negotiation skills, attention to detail, and the use of specialized software to track and prioritize accounts. Collaborating closely with sales and customer service teams can also help resolve disputes and ensure a more streamlined collections process.

What are the key skills and qualifications needed to thrive as a credit and collections analyst, and why are they important?

To thrive as a Credit and Collections Analyst, you need a solid understanding of accounting principles, financial analysis, and credit risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with ERP systems, credit management software, and proficiency in Excel are commonly required, and certifications like the Credit Business Associate (CBA) can be advantageous. Strong negotiation, problem-solving, and communication skills help analysts manage customer relationships and resolve payment issues. These capabilities are crucial to minimize financial risk, ensure timely collections, and support healthy cash flow for the organization.

What is the difference between Credit And Collections Analyst vs Accounts Receivable Specialist?

AspectCredit And Collections AnalystAccounts Receivable Specialist
CredentialsTypically requires a bachelor’s degree in finance, accounting, or related field; certifications like Credit Business Associate (CBA) are commonUsually requires a similar degree; certifications are less common but experience in accounting is valued
Work EnvironmentOffice setting, often in finance or credit departments, handling credit risk and collection strategiesOffice environment, focused on invoicing, payment processing, and account reconciliation
Employer & Industry UsageUsed in banking, finance, retail, and manufacturing industriesCommon in retail, healthcare, and service industries

The Credit And Collections Analyst primarily manages credit risk and collection efforts, while the Accounts Receivable Specialist focuses on invoicing, payment processing, and maintaining customer accounts. Both roles require strong communication and financial skills, but their core responsibilities differ in scope and focus.

Do credit and collections analysts make a lot of money?

Credit and collections analysts typically earn a median annual salary that is competitive within finance and accounting roles, with salaries varying based on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher wages, often supplemented by bonuses or commissions. The role often requires strong analytical skills and familiarity with credit management software.

How to become a credit and collections analyst?

To become a credit and collections analyst, candidates typically need a bachelor's degree in finance, accounting, or a related field. Relevant skills include strong analytical abilities, attention to detail, and proficiency with financial software and spreadsheets. Gaining experience through internships or entry-level finance roles can also help build the necessary expertise for this position.

What are popular job titles related to Credit And Collections Analyst jobs in Minnesota?

For Credit And Collections Analyst jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Credit And Collections Analyst jobs in Minnesota look for?

The top searched job categories for Credit And Collections Analyst jobs in Minnesota are:

Credit And Collections Analyst jobs near you
Infographic showing various Credit And Collections Analyst job openings in Minnesota as of August 2026, with employment types broken down into 82% Full Time, 16% Part Time, 1% Contract, and 1% Nights. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $53,217 per year, or $25.6 per hour.

Credit and Collections Analyst

Cemstone

Mendota Heights, MN • On-site

$60K - $70K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 25 days ago

Cemstone rating

7.9

Company rating: 7.9 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Job Summary:
Cemstone® has become synonymous with high quality products and unparalleled service in the ready-mix concrete industry in the upper Midwest. Our reputation is reflected in the structures we've helped create and our long-held and long-practiced commitment to our core values. Here's your opportunity to join an amazing family-owned business that has been around for nearly 100 years!
What You'll Do:
The Credit and Collections Analyst is responsible for assessing customer creditworthiness and extending lines of credit, managing accounts receivable risk, and executing effective collection strategies to ensure timely payment. This role partners closely with Sales, Shared Services, and Customer Service to minimize credit exposure, resolve billing discrepancies, and maintain strong customer relationships while meeting company cash-flow objectives and other management directives.
Essential Duties and Responsibilities:
Collections
  • Proactively manage a portfolio of accounts to ensure timely collection of receivables.
  • Investigate and resolve past-due balances, short payments, and disputed invoices.
  • Communicate professionally with customers via phone, email, and written correspondence.
  • Negotiate payment plans when necessary while adhering to company policies.
  • Document all collection activities in the ERP system.

Credit Management
  • Review and analyze new and existing customer credit applications.
  • Perform credit risk assessments, scoring, and analysis.
  • Recommend and establish appropriate credit limits and payment terms, per company policy.
  • Monitor customer credit exposure and escalate high-risk accounts.

Internal Collaboration & Compliance
  • Partner with Sales to communicate and evaluate credit risks for all customers.
  • Provide insights to leadership regarding customer risks and collection trends.
  • Ensure compliance with internal credit policy and external regulations.
  • Participate in process improvement initiatives to reduce DSO and bad-debt exposure.
  • Communicate professionally and effectively to foster relationships and collaboration to achieve positive results.
  • Add and maintain customer records and documentation in ERP and linked customer database systems.

Qualifications and Requirements:
  • 5+ years of experience in credit, collections, or accounts receivable required.
  • Bachelor's degree in Finance, Accounting, Business, or related field-or equivalent experience required.
  • Previous credit and collections experience in the construction industry preferred.
  • Knowledge of lien laws, credit compliance, and UCC filings preferred.
  • Intermediate knowledge of Microsoft Excel preferred.
  • Experience with NetSuite preferred.
  • Experience with Experian or Creditsafe preferred.
  • Experience with Microsoft Teams preferred.
  • Strong analytical and problem-solving skills preferred.
  • Excellent communication and interpersonal skills to develop and maintain positive working relationships with internal and external customers preferred.
  • High attention to detail and strong organizational skills preferred.
  • Proficiency in Microsoft Office applications preferred.

Pay Range: $60,000-$70,000 annually
Benefits
  • Medical Insurance
  • Dental Insurance
  • Life Insurance
  • Retirement Plans
  • Paid Time Off
  • Wellness Program
  • Education Assistance
  • Employee Assistance Program

Closing
If you are interested in becoming part of our team, please apply online today.
We are proud to be an Equal Opportunity Employer. We recognize that a diverse
workforce is essential and strongly encourage qualified women, minorities,
individuals with disabilities and veterans to apply. Join us in building a diverse and talented workforce that reflects the communities we serve.

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