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Credit Analyst 3 Jobs (NOW HIRING)

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities ...

Will work with guidance of the Credit Manager, Credit Analyst II and/or Credit Analyst III where needed. 2. Prepares analysis for business and government services as it relates to municipality ...

Will work with guidance of the Credit Manager, Credit Analyst II and/or Credit Analyst III where needed. 2. Prepares analysis for business and government services as it relates to municipality ...

Credit underwriting confidence for the ability to mentor and train Credit Analyst III. * Under some supervision, ability to correspond, manage, and in certain cases negotiate with 3rd party vendors.

Credit Analyst III - C&I

Paramus, NJ · On-site

$77K - $110K/yr

This position is responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting - C& I Regional Department. The incumbent is expected to have ...

Credit underwriting confidence for the ability to mentor and train Credit Analyst III. * Under some supervision, ability to correspond, manage, and in certain cases negotiate with 3rd party vendors.

Credit underwriting confidence for the ability to mentor and train Credit Analyst III. * Under some supervision, ability to correspond, manage, and in certain cases negotiate with 3rd party vendors.

Credit Analyst III - C&I

Paramus, NJ · On-site

$77K - $110K/yr

This position is responsible for detailed research and credit analysis of complex credit requests in Commercial Credit Underwriting - C& I Regional Department. The incumbent is expected to have ...

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Credit Analyst 3 information

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$37

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How much do credit analyst 3 jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for credit analyst 3 in the United States is $37.54, according to ZipRecruiter salary data. Most workers in this role earn between $36.06 and $39.18 per hour, depending on experience, location, and employer.

How does a Credit Analyst 3 typically collaborate with other departments to assess and mitigate credit risk?

As a Credit Analyst 3, you will regularly collaborate with relationship managers, loan officers, and risk management teams to gather critical client information, clarify financial details, and ensure comprehensive risk assessment. You may also work closely with legal and compliance departments to verify that credit policies align with regulatory standards. This cross-functional teamwork helps ensure accurate credit evaluations and supports the development of tailored credit solutions for clients, while also maintaining the bank’s risk appetite.

What are the key skills and qualifications needed to thrive as a Credit Analyst 3, and why are they important?

To thrive as a Credit Analyst 3, you need advanced financial analysis skills, a solid understanding of credit risk assessment, and a bachelor’s degree in finance, accounting, or a related field—often accompanied by several years of experience. Familiarity with financial modeling software, credit scoring systems, and tools like Excel or Moody’s Analytics is typically required. Strong attention to detail, critical thinking, and effective communication are vital soft skills for presenting recommendations and collaborating with stakeholders. These abilities enable accurate risk evaluation and sound lending decisions, which are crucial for an organization’s financial health.

What are Credit Analyst 3s?

A Credit Analyst 3 is an experienced professional responsible for evaluating the creditworthiness of individuals or organizations seeking loans or credit. They analyze financial statements, assess risk, and make recommendations to help their employer minimize potential losses. Compared to entry-level analysts, a Credit Analyst 3 typically handles more complex cases, may mentor junior staff, and often works closely with senior management to develop credit policies. Their expertise helps financial institutions make informed lending decisions and manage credit risk effectively.
More about Credit Analyst 3 jobs
What cities are hiring for Credit Analyst 3 jobs? Cities with the most Credit Analyst 3 job openings:
Who are the top companies hiring for Credit Analyst 3 jobs? The top employers for Credit Analyst 3 jobs are:
What states have the most Credit Analyst 3 jobs? States with the most job openings for Credit Analyst 3 jobs include:
Infographic showing various Credit Analyst 3 job openings in the United States as of June 2026, with employment types broken down into 20% Full Time, 78% Part Time, 1% Temporary, and 1% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $78,084 per year, or $37.5 per hour.
Credit Analyst II

Full-time

Posted 22 days ago


Simmons Bank rating

7.6

Company rating: 7.6 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

79th of 141 rated banks


Job description

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

The Credit Analyst II provides analytical support for commercial banking including an independent analysis of creditworthiness of customers and prospects. The position analyzes current credit data, financial statements, and necessary due diligence data of individuals or companies to determine the degree of risk involved in extending credit or lending money. The Credit Analyst II prepares reports with the credit information for use in decision making of concurring approvers.

Essential Duties and Responsibilities

  • Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans.
  • Thoroughly analyze commercial credits which exceed $1.5 million in total credit exposure to the Bank.
  • Analyzes information statements and related material and prepares summaries and presents facts, and offers thoughts concerning credit-worthiness.
  • Analyzes factors such as income growth, margins, trends, quality of management, market shares, potential risks of industry and collateral appraisals.
  • Prepares credit and cash flow analyses; submits credit approval documents and write-ups to appropriate personnel for decision making.
  • Monitors compliance with loan agreements.
  • Provides support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
  • Participates in deal discussion meetings between lending personnel, market managers and appropriate credit officers.
  • Performs duties with supervision of Credit Manager, Director of Credit or Credit Analyst III which will provide opportunity to develop a thorough understanding of various types of lending facilities as well as a variety of companies and industries.
  • Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
  • Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Skills

  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports, business correspondence, and procedures manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
  • Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.

Education and/or Experience

  • BS/BA Degree in Business, Accounting, Finance or a related field is required, and
  • 3-5 years' work related experience and / or training preferred

Computer Skills

  • MS Office programs, Financial Spreading Software

Other Qualifications (including physical requirements)

  • Ability to manage multiple projects.
  • Strong analytical and organizational skills.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft Word and Excel.

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.


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