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Commercial Lines Jobs (NOW HIRING)

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Commercial Lines information

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$32.5K

$81.8K

$126K

How much do commercial lines jobs pay per year?

As of Aug 21, 2026, the average yearly pay for commercial lines in the United States is $81,750.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,500.00 and $102,000.00 per year, depending on experience, location, and employer.

What are commercial lines in insurance?

Commercial lines refer to insurance products that are designed to protect businesses, organizations, and professionals against potential losses or liabilities. These policies cover a wide range of risks, including property damage, liability claims, employee-related risks, and more. Unlike personal lines, which are aimed at individuals and families, commercial lines are tailored to meet the specific needs of different types and sizes of businesses. Common examples include general liability, commercial property, workers' compensation, and commercial auto insurance.

What are the key skills and qualifications needed to thrive as a commercial lines insurance agent, and why are they important?

To thrive as a Commercial Lines Insurance Agent, you need a solid understanding of commercial insurance products, risk assessment, and typically a state insurance license. Familiarity with agency management systems, quoting platforms, and underwriting guidelines is essential. Strong relationship-building, negotiation, and problem-solving skills help agents effectively serve business clients and close deals. These competencies are crucial for managing complex policies, ensuring regulatory compliance, and building lasting client trust in a competitive industry.

What are some common challenges faced by professionals working in commercial lines insurance, and how can they be addressed?

Professionals in Commercial Lines insurance often encounter challenges like keeping up with ever-changing regulations, managing complex risk assessments for diverse businesses, and balancing the needs of clients with carrier guidelines. Staying updated through continuous learning and leveraging digital tools can help address regulatory changes. Building strong relationships with underwriters and clients, along with effective time management, are key to handling workload and ensuring client satisfaction. Collaboration and open communication within the team also play a crucial role in problem-solving and maintaining service quality.

What is a commercial lines broker?

A commercial lines broker is a licensed insurance professional who specializes in selling and managing insurance policies for businesses. They assess clients' needs, recommend appropriate coverage options, and help with policy placement and claims, often requiring knowledge of commercial insurance products and industry regulations.
More about Commercial Lines jobs

What cities are hiring for Commercial Lines jobs?

Cities with the most Commercial Lines job openings:

What are the most commonly searched types of Commercial Lines jobs?

The most popular types of Commercial Lines jobs are:

What states have the most Commercial Lines jobs?

States with the most job openings for Commercial Lines jobs include:

Infographic showing various Commercial Lines job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $81,750 per year, or $39.3 per hour.

Director, Commercial Lines

Insurance Office of America

North Richland Hills, TX • On-site

Full-time

Medical, Retirement

Posted yesterday

New


Insurance Office Of America rating

8.8

Company rating: 8.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

56th of 311 rated insurance


Job description

Description

Job Description:

Title: Director, Commercial Lines 

Fully Remote: preferred Central Time Zone working hours
Required: 5-7 years experience in a commercial lines operational leadership (or similar) role w/ a large brokerage/agency, active P&C license, and active designation (CPCU and/or CIC strongly preferred)
 
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations 
 

About the Role: The Director/VP, Commercial Lines serves as a national subject matter expert in Commercial Property & Casualty insurance and agency operations. This role partners with Divisional and Regional Leadership to advance corporate objectives, optimize operational effectiveness, and strengthen Commercial Lines performance across the organization. Responsible for driving workflow standardization, process improvement, workforce planning, operational scalability, and agency best practices, this role serves as a strategic advisor supporting producers, account teams, and operational leaders in delivering exceptional client service and maximizing shareholder value. The Director/VP, Commercial Lines also plays a key role in M&A integration initiatives, operational transformation efforts, and the ongoing evolution of the agency's Commercial P&C operating model.

Key Responsibilities:

  • Commercial Lines Strategy: Partner with Divisional and Regional Leadership to develop and execute initiatives that strengthen Commercial Lines operations, service delivery, and organizational performance.

  • Operational Excellence: Identify operational challenges and implement scalable solutions that improve efficiency, quality, consistency, and client outcomes.

  • Workflow Standardization: Establish and promote standardized Commercial Lines workflows, procedures, and best practices across the organization.

  • Process Optimization: Lead process improvement initiatives focused on increasing productivity, reducing variation, and enhancing operational effectiveness.

  • Root Cause Analysis: Evaluate operational issues, identify underlying causes, and implement corrective actions that drive sustainable improvements.

  • Workforce Planning: Analyze staffing models, workload distribution, and service demands to develop capacity plans that support growth and operational excellence.

  • Managed Services Alignment: Partner with operational and Managed Services teams to ensure efficient utilization of resources and alignment with organizational goals.

  • Technical Expertise: Serve as a national Commercial P&C subject matter expert, providing guidance on agency operations, workflows, systems, and industry best practices.

  • M&A Integration Support: Support merger and acquisition initiatives through operational assessments, integration planning, workflow alignment, and process standardization.

  • Stakeholder Collaboration: Build strong partnerships with producers, operations teams, and leadership to drive engagement, accountability, and successful implementation of strategic initiatives.

  • Systems & Technology Optimization: Promote effective utilization of EPIC, workflows, reporting tools, and operational technology platforms to improve performance and consistency.

  • Performance Analysis: Utilize operational metrics, service measurements, and business intelligence to evaluate organizational effectiveness and identify opportunities for improvement.

  • Change Leadership: Lead operational transformation efforts by facilitating adoption of new processes, workflows, and business practices throughout the organization.

  • Professional Development: Maintain advanced industry, operational, and leadership expertise through continuous learning and professional development.

  • Champion IOA Values: Demonstrate integrity, leadership, accountability, and professionalism in all interactions.

Ideal Candidate Qualifications:

  • Active Property & Casualty License required

  • CPCU and/or CIC designation (or equivalent)

  • 5–7+ years of Commercial Lines operational leadership experience within a large insurance brokerage or agency

  • Strong expertise in Commercial P&C agency operations, workflows, servicing models, and process optimization

  • Demonstrated experience with workflow standardization, operational excellence, and continuous improvement initiatives

  • Experience conducting root cause analysis and implementing sustainable process improvements

  • Strong workforce planning, capacity modeling, and resource management experience

  • Experience supporting mergers, acquisitions, and operational integration initiatives

  • Applied EPIC experience strongly preferred

  • Excellent communication, stakeholder management, and change leadership skills

  • Proven ability to influence leaders and drive results in a highly matrixed organization

  • Strong analytical, strategic thinking, and problem-solving capabilities

What We Offer: 

  • Competitive salaries and bonus potential

  • Company-paid health insurance

  • Paid holidays, vacations, and sick time 

  • 401K with employer match

  • Professional growth and career progression opportunities

  • Respectful culture and work/family life balance

  • Community service commitment 

  • Supportive teammates and a rewarding work environment 

 
What to Expect (Application Process): 

  • 30-Minute Phone Screen, Online Assessments, and Interview(s) 

Salary Range

The expected pay range for this position is $125,000.00 - $150,000.00 annually depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.


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