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Surplus Lines Producer Jobs (NOW HIRING)

... insurance, surplus lines associations, and brokers nationwide. We're achieving that goal by ... Coordinate and process client license updates, including terminations, producer or entity additions ...

Obtain surplus lines producer licensing information for non-admitted business. * Maintain accurate and updated electronic underwriting files for all accounts in accordance with internal service ...

Company Details As an elite Excess and Surplus Lines market, Nautilus Insurance Group offers commercial property and casualty insurance solutions to appointed wholesale surplus lines producers ...

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Surplus Lines Producer information

See salary details

$39.5K

$105.2K

$168K

How much do surplus lines producer jobs pay per year?

As of Aug 23, 2026, the average yearly pay for surplus lines producer in the United States is $105,209.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,500.00 and $141,500.00 per year, depending on experience, location, and employer.

What is a surplus lines producer?

Surplus Lines Producers are licensed insurance professionals who help clients obtain insurance coverage from non-admitted insurers—companies not licensed in a particular state but legally allowed to provide specialized or high-risk insurance. These producers play a crucial role when standard insurers cannot or will not provide coverage due to unique or high-risk circumstances. Surplus Lines Producers must follow specific regulations and often work through surplus lines brokers to ensure all legal requirements are met. Their expertise helps individuals and businesses access insurance solutions that fall outside the traditional market.

How does a surplus lines producer typically collaborate with retail insurance agents and underwriters?

A Surplus Lines Producer often acts as an intermediary between retail insurance agents—who have direct contact with clients—and surplus lines carriers or underwriters. The producer helps retail agents find coverage for unique or high-risk accounts that standard insurers cannot accommodate, advising on policy options and compliance with surplus lines regulations. Collaboration requires strong communication skills, attention to detail, and the ability to educate agents and clients about specialized products and the associated regulatory requirements. Frequent coordination with underwriters is also necessary to negotiate terms and ensure accurate risk assessment.

What are the key skills and qualifications needed to thrive as a surplus lines producer, and why are they important?

To thrive as a Surplus Lines Producer, you need strong knowledge of insurance markets, underwriting practices, and state surplus lines regulations, typically supported by relevant insurance licenses and experience. Familiarity with surplus lines filing systems, rating software, and customer relationship management (CRM) tools is commonly required. Excellent negotiation, problem-solving, and relationship-building skills are crucial for connecting clients with appropriate coverage solutions. These competencies ensure compliance, expand market opportunities, and deliver tailored risk solutions in a specialized insurance sector.

What is the difference between Surplus Lines Producer vs Licensed Insurance Agent?

AspectSurplus Lines ProducerLicensed Insurance Agent
CredentialsState-specific surplus lines license, often similar to standard insurance licenseState insurance license for general insurance sales
Work EnvironmentSpecializes in non-admitted, surplus lines insurance for unique or high-risk coverageWorks with admitted insurance policies for standard coverage
Industry UsageUsed in specialty, high-risk, or hard-to-place insurance marketsUsed across broad insurance markets for typical policies

The main difference is that a Surplus Lines Producer specializes in placing insurance coverage that cannot be obtained through admitted carriers, often dealing with high-risk or unique policies. A Licensed Insurance Agent handles standard, admitted insurance policies. Both roles require licensing, but Surplus Lines Producers focus on non-admitted markets, making their expertise crucial for specialized coverage needs.

More about Surplus Lines Producer jobs
Infographic showing various Surplus Lines Producer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 90% Full Time, 6% Part Time, 2% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $105,209 per year, or $50.6 per hour.

Surplus Lines Designated Responsible Licensed Producer ("DRLP")

AIG

Boston, MA • On-site

$120K - $131K/yr

Full-time

Re-posted 24 days ago


AIG rating

8.7

Company rating: 8.7 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

70th of 311 rated insurance


Job description

About the role

The DRLP provides oversight of surplus lines licensing compliance and regulatory adherence. This role ensures that surplus lines transactions are conducted in accordance with applicable state laws, licensing obligations and internal control standards. This position requires extensive knowledge of surplus lines requirements across multiple jurisdictions, advising business stakeholders and maintaining the compliance framework.

Key Responsibilities:

  • Oversee processes related to affidavits and disclosures, premium tax reporting and remittance, stamping office submissions, broker responsible forms and policy documentation and record retention.
  • Monitor regulatory bulletins and assess operational impact.
  • Partner with Legal and Compliance to maintain and enhance controls supporting surplus lines activities.
  • Maintain filing calendars and coordinate responses to routine DOI inquiries.
  • Track state premium tax requirements, coordinate with Finance for payments, and monitor state filing deadlines.
  • Support internal and external audits, regulatory exams and inquires from state departments of insurance.
  • Contribute to governance forums and provide metrics to key stakeholders.

Key qualifications:


  • 8+ years business experience, preferably with general insurance and surplus lines knowledge and prior regulatory experience.
  • Background in operational risk, internal controls or governance functions
  • Good organizational skills with ability to prioritize tasks to completion within deadlines.
  • Ability to analyze business processes and clearly articulate observations and recommendations.
  • Ability to work independently and within teams.
  • Proficient Excel skills to analyze and summarize data and PowerPoint to present results.
  • Good communication and presentation skills, with the ability to facilitate meetings and discussions.

  • Active P&C License
  • Active Surplus Lines License
  • Active A&H License
  • Experience executing DRLP-related filings and attestations
  • Experience supporting regulatory exams and audits
  • Experience monitoring premium tax reporting obligations

Technical and practical knowledge of:

  • State insurance licensing requirements
  • Surplus lines regulations
  • Premium tax requirements
  • NIPR and state insurance dept filing processes


For positions based in NYC, the base salary range is $120,000 - $131,000. For positions based in NJ, the base salary range is $120,000 - $130,000. For positions based in Illinois, the base salary range is $119,000 - $128,000. For positions based in Atlanta, the base salary is $116,000-$125,000. For positions based in MA, the base salary range is $ $120,000 - $130,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: : 2026 Benefits Overview Your actual compensation will be dependent on your skills, experience, and qualifications.


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At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.

Functional Area:

OP - OperationsRisk Specialists Companies Insurance Agency, Inc.

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About AIG

Sourced by ZipRecruiter

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1919