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Surplus Lines Broker Jobs (NOW HIRING)

Authentic

Excess & Surplus Manager

Dayton, OH

$85K/yr

Maintain surplus lines broker licenses by state and ensure documentation is current * Identify process improvements and automation opportunities, and work cross functionally Experience * 3+ years of ...

Authentic

Excess & Surplus Manager

Dayton, OH · On-site

$85K/yr

Maintain surplus lines broker licenses by state and ensure documentation is current * Identify process improvements and automation opportunities, and work cross functionally Experience * 3+ years of ...

InsCipher

Surplus Lines Coordinator

$54K - $60K/yr

Our ultimate goal is to become the trusted authority and leading partner for state departments of insurance, surplus lines associations, and brokers nationwide. We're achieving that goal by enhancing ...

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Surplus Lines Broker information

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$11K

$82.4K

$182.5K

How much do surplus lines broker jobs pay per year?

As of Aug 1, 2026, the average yearly pay for surplus lines broker in the United States is $82,428.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $131,500.00 per year, depending on experience, location, and employer.

What is a Surplus Lines Broker job?

A Surplus Lines Broker is a licensed insurance professional who specializes in placing coverage for risks that standard insurance carriers are unwilling or unable to cover. They work with surplus lines insurers, which operate outside the traditional state-regulated market, to provide policies for unique, high-risk, or complex situations. These brokers ensure that businesses and individuals can secure necessary coverage when conventional insurance options are unavailable. They must comply with specific state regulations and often work with retail agents to facilitate coverage placement.

What are the key skills and qualifications needed to thrive in the Surplus Lines Broker position, and why are they important?

To thrive as a Surplus Lines Broker, you need in-depth knowledge of specialty insurance markets, strong analytical abilities, and compliance expertise, often supported by a relevant insurance license (such as a Surplus Lines license) and several years of industry experience. Familiarity with quoting software, document management systems, and regulatory compliance platforms is crucial. Exceptional negotiation, relationship-building, and problem-solving skills help set outstanding brokers apart. These competencies are vital for navigating complex risks, ensuring legal compliance, and delivering tailored insurance solutions to clients whose needs cannot be met in the standard market.

What are some common challenges faced by Surplus Lines Brokers, and how do they typically overcome them?

Surplus Lines Brokers often encounter challenges such as keeping up with rapidly changing regulations, finding coverage for unique or high-risk situations that standard insurers won’t accept, and effectively communicating complex policy details to clients. To overcome these hurdles, brokers continually update their knowledge of state and federal surplus lines laws, leverage strong relationships with specialty insurers, and use advanced quoting systems to expedite the placement process. Strong negotiation and communication skills are also essential to explain specialized coverage options and build trust with clients. This dynamic, solution-oriented environment rewards brokers who are adaptable, detail-oriented, and proactive in addressing client needs.

More about Surplus Lines Broker jobs
What cities are hiring for Surplus Lines Broker jobs? Cities with the most Surplus Lines Broker job openings:
What are the most commonly searched types of Surplus Lines Broker jobs? The most popular types of Surplus Lines Broker jobs are:
What states have the most Surplus Lines Broker jobs? States with the most job openings for Surplus Lines Broker jobs include:
What job categories do people searching Surplus Lines Broker jobs look for? The top searched job categories for Surplus Lines Broker jobs are:
Surplus Lines Broker jobs near you
Infographic showing various Surplus Lines Broker job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 2% As Needed, 88% Full Time, 5% Part Time, and 4% Contract. Highlights an 78% Physical, 7% Hybrid, and 15% Remote job distribution, with an average salary of $82,428 per year, or $39.6 per hour.

Excess & Surplus Manager

Authentic

Dayton, OH

$85K/yr

Other

Re-posted 29 days ago

Job description

Responsibilities

  • Manage and coordinate surplus lines workflows end-to-end across state filings, tax and stamping-fee billing incorporation, transaction tracking, and system upload
  • Own the accuracy and timeliness of surplus lines tax filings, affidavit and diligent effort documentation, and supporting reporting across all states we write in
  • Work alongside the Operations team to build compliance into our product
  • Support surplus lines processes across the full policy lifecycle: new business, renewals, cancellations, endorsements, and reinstatements
  • Maintain internal state-by-state surplus lines reference documentation (eligibility, filing requirements, tax rates, stamping office processes) and keep it current as regulations change
  • Monitor changes in state surplus lines laws, stamping office requirements, and broker licensing rules; communicate impact to Operations, Underwriting, and leadership
  • Maintain surplus lines broker licenses by state and ensure documentation is current
  • Identify process improvements and automation opportunities, and work cross functionally

Experience

  • 3+ years of surplus lines, regulatory, or insurance compliance experience
  • Direct experience with state surplus lines tax filings, affidavits, and diligent effort documentation
  • Strong understanding of the surplus lines policy lifecycle (new business, renewals, endorsements, cancellations) and how each transaction type flows through tax and reporting
  • Property and casualty insurance experience
  • Strong attention to detail and ability to manage a high volume of transactions without sacrificing accuracy
  • Strong written communication; able to coordinate cleanly across Operations, Underwriting, Engineering, legal, and external regulators
  • Bachelor's degree or equivalent experience

Starting salary

$85,000

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