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Commercial Collector Jobs (NOW HIRING)

Houston Methodist

Commercial Collector

Katy, TX · On-site

At Houston Methodist, the Senior Commercial Collector position is responsible for ensuring that the organization's financial viability is protected at the most basic level by securing accurate and ...

Houston Methodist

Commercial Collector

Katy, TX · On-site

At Houston Methodist, the Senior Commercial Collector position is responsible for ensuring that the organization's financial viability is protected at the most basic level by securing accurate and ...

Peoples Bank

Commercial Collector II

Russell, KY · On-site

Provides guidance and coaching to the Commercial Collector I role. Job Duties: * Ensures timely resolution of past due loan payments and performs collection activities and related loan servicing for ...

New

Peoples Bank

Commercial Collector II

Gassaway, WV · On-site

Provides guidance and coaching to the Commercial Collector I role. Job Duties: * Ensures timely resolution of past due loan payments and performs collection activities and related loan servicing for ...

New

Peoples Bank

Commercial Collector I

Marietta, OH · On-site

This position will be responsible for commercial loan and lease collections and related servicing. Will devise and execute effective collection strategies designed to efficiently resolve commercial ...

New

Addison Group

Medical Collector

Plano, TX · On-site

$24 - $26/hr

Position: * 1 LTACH Commercial Collector * 1 Outpatient Collector Location: Remote (Candidates must reside in San Antonio, TX ) Openings: 2 Pay Rate: $24-$26/hour Hours: Flexible start between 7-9 AM ...

Addison Group

Medical Collector

Plano, TX · Remote

$24 - $26/hr

Position: * 1 LTACH Commercial Collector * 1 Outpatient Collector Location: Remote (Candidates must reside in San Antonio, TX ) Openings: 2 Pay Rate: $24-$26/hour Hours: Flexible start between 7-9 AM ...

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Commercial Collector information

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How much do commercial collector jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for commercial collector in the United States is $22.13, according to ZipRecruiter salary data. Most workers in this role earn between $18.51 and $25.48 per hour, depending on experience, location, and employer.

What Does a Commercial Collector Do?

A commercial collector works on behalf of a business to collect outstanding debt. As a commercial collector, you have a variety of administrative and research duties, including monitoring and analyzing accounts, finding people who owe payments, and negotiating repayment plans. You also review consumer credit histories and determine whether or not it is profitable to seek repayment. You may work internally or for collection agencies that are contracted to deal with bills. Preferred qualifications for this career include a few years of job experience in commercial or business-to-business billing and payments and strong verbal communication and math skills.

What are Commercial Collectors?

Commercial Collectors are professionals who specialize in recovering unpaid debts from businesses rather than individual consumers. They typically work for collection agencies, financial institutions, or in-house credit departments, and their main responsibility is to contact other companies to resolve outstanding invoices or overdue accounts. Commercial Collectors may negotiate payment arrangements, investigate disputed debts, and follow legal guidelines to ensure compliance during the collection process. Their work is essential in helping businesses maintain cash flow and minimize financial losses.

What are the key skills and qualifications needed to thrive as a Commercial Collector, and why are they important?

To thrive as a Commercial Collector, you need strong negotiation skills, knowledge of credit and collections processes, and a background in finance or a related field. Familiarity with collections management software, CRM systems, and relevant regulations like the Fair Debt Collection Practices Act (FDCPA) is typically required. Excellent communication, problem-solving abilities, and resilience are critical soft skills for effectively managing debtor relationships and overcoming objections. These competencies are essential for maximizing recovery rates while maintaining professionalism and compliance in challenging collection scenarios.

What is the difference between Commercial Collector vs Accounts Receivable Clerk?

AspectCommercial CollectorAccounts Receivable Clerk
Required CredentialsHigh school diploma; some roles may prefer collections or finance certificationsHigh school diploma; accounting or finance courses beneficial
Work EnvironmentCollections agencies, finance departments, often in office settingsFinance or accounting departments, office environment
Employer & Industry UsageFinancial institutions, credit companies, large corporationsBusinesses across industries managing invoicing and payments
Common Search & ComparisonOften compared for debt recovery rolesCompared for accounts management roles

The main difference is that a Commercial Collector focuses on recovering overdue payments from business clients, often handling delinquent accounts and negotiations. An Accounts Receivable Clerk manages invoicing, records payments, and maintains customer accounts. Both roles require attention to detail and financial knowledge, but Commercial Collectors are more involved in debt collection processes, while Accounts Receivable Clerks handle day-to-day account management.

What are some common challenges faced by commercial collectors, and how can they be effectively managed?

Commercial collectors often encounter challenges such as negotiating with difficult clients, managing a high volume of accounts, and staying up-to-date with changing regulations. Effectively managing these challenges requires strong communication skills, persistence, and attention to detail. Many organizations provide regular training and use specialized software to help collectors stay organized and compliant. Building positive relationships with clients while maintaining firm collection practices is key to success in this role.
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Commercial Collector jobs near you
Commercial Collector

Commercial Collector

Houston Methodist Corporate

Katy, TX • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Houston Methodist rating

8.1

Company rating: 8.1 out of 10

Based on 293 frontline employees who took The Breakroom Quiz

70th of 870 rated healthcare providers

Job description

At Houston Methodist, the Senior Commercial Collector position is responsible for ensuring that the organization's financial viability is protected at the most basic level by securing accurate and timely payments, working assigned higher dollar accounts, major/complicated payors, or large inventory work queues as directed. This position performs ongoing monitoring of assigned accounts to ensure maximization of collection dollars by providing appropriate follow-up and documenting actions taken. This position has direct contact with other Houston Methodist departments and insurance companies and takes a more participatory role in meetings and negotiations with Insurance Provider Relation and collaborations with third party vendors. The Senior Commercial Collector must demonstrate strong interpersonal and persuasive abilities in order to promote teamwork and cooperation as well as secure accurate and timely payment from third party payors. Other duties include serving as a resource, trainer, and mentor to other team members.
FLSA STATUS
Non-exempt
QUALIFICATIONS
EDUCATION
  • High School diploma or equivalent education (examples include: GED, verification of homeschool equivalency, partial or full completion of post-secondary education, etc.)

EXPERIENCE
  • Five years of experience in commercial insurance follow-up, preferably in hospital accounts receivable

SKILLS AND ABILITIES
  • Demonstrates the skills and competencies necessary to safely perform the assigned job, determined through on-going skills, competency assessments, and performance evaluations
  • Sufficient proficiency in speaking, reading, and writing the English language necessary to perform the essential functions of this job, especially with regard to activities impacting patient or employee safety or security
  • Ability to effectively communicate with patients, physicians, family members and co-workers in a manner consistent with a customer service focus and application of positive language principles
  • Extensive knowledge of claims reimbursement and collection efforts for Managed Care, Medicare, Medicaid, Workers Comp, Commercial plans, etc.; knowledge of how to interpret a managed care contract, Medicare and Medicaid and Workers Compensation
  • Extensive knowledge of billing, collections, reimbursement, contractual agreements and the appeals process
  • Understanding of revenue cycle fundamentals
  • Ability to follow-through and handle multiple tasks simultaneously
  • Excellent communication and negotiation skills, as well as an ability to work independently and interdependently with other business office staff
  • Good judgment in handling of accounts and ability to apply a professional approach in dealing with patients and insurance companies
  • Sharp analytical abilities in order to resolve patient accounts in a timely and correct manner
  • Proficient computer skills and ability to learn and navigate multiple software programs
  • Ability to remain calm in stressful situations with patience and understanding
  • Ability to approach problems with an open mind and contribute to solutions
  • Strong training, leadership and mentoring skills

ESSENTIAL FUNCTIONS
PEOPLE ESSENTIAL FUNCTIONS
  • Promotes a positive work environment and contributes to a dynamic team focused work unit that actively helps one another to achieve optimal department and organizational results
  • Strikes a balance between maintaining trustful relationships and ensuring timely payments. Exhibits professionalism and trustworthiness
  • Serves as a resource and trainer for less experienced and new staff; orients, guides and mentors team members to help build confidence and competency in skills, knowledge and abilities

SERVICE ESSENTIAL FUNCTIONS
  • Reviews incoming correspondence and takes appropriate action. Responds promptly to payor’s request for additional information/documentation. Confers with Billers, as necessary, to obtain additional information/clarification
  • Takes a more participatory role in meetings and negotiations with Insurance Provider Relation and collaborations with third party vendors and projects
  • Informs manager of payer trends or any problems or changes in payor requirements, including any barriers or obstacles

QUALITY/SAFETY ESSENTIAL FUNCTIONS
  • Obtains corrected information and requests rebills as needed
  • Provides clear and concise documentation of every action taken on an account in the system collection notes. Provides balance breakdown to document the status of next responsible party (i.e., primary, secondary payor, patient balance, or credit balance)
  • Effectively manages inventory in accordance with departmental standards. Identifies accounts for advanced due diligence steps or legal placement
  • Meets or exceeds stated Performance Indicator Expectations (e.g., productivity, account reviews, agings) as demonstrated on weekly Key Performance Indicator

FINANCE ESSENTIAL FUNCTIONS
  • Follows up on assigned delinquent insurance claims. Ensures maximization of collection dollars from insurance companies in accordance with the respective contract and/or Houston Methodist financial arrangement. Works assigned higher dollar accounts, major/ complicated payors, or large inventory work queues as directed
  • Analyzes accounts for errors, adjustments and credits, issuing corrected entries when necessary. Updates account information accordingly. Follows levels of authority for posting adjustments, refunds, and contractual allowances
  • Uses resources effectively and efficiently. Organizes time effectively, minimizing incidental overtime, and sets priorities. Utilizes time between heavy workloads efficiently and helps other team members

GROWTH/INNOVATION ESSENTIAL FUNCTIONS
  • Stays current on collection procedures of various payors and industry trends. Seeks opportunities to expand learning beyond baseline competencies with a focus on continual development
  • Generates and communicates new ideas and suggestions that will improve quality or service. Demonstrates adaptability and flexibility in the face of changing demands

SUPPLEMENTAL REQUIREMENTS
    WORK ATTIRE
    • Uniform: No
    • Scrubs: No
    • Business professional: Yes
    • Other (department approved): Yes

    ON-CALL*
    *Note that employees may be required to be on-call during emergencies (ie. Disaster, Severe Weather Events, etc) regardless of selection below.
    • On Call* No

    TRAVEL**
    **Travel specifications may vary by department**
    • May require travel within the Houston Metropolitan area No
    • May require travel outside Houston Metropolitan area No
QUALIFICATIONS
EDUCATION
  • High School diploma or equivalent education (examples include: GED, verification of homeschool equivalency, partial or full completion of post-secondary education, etc.)

EXPERIENCE
  • Five years of experience in commercial insurance follow-up, preferably in hospital accounts receivable

Company Profile:

Houston Methodist is one of the nation’s leading health systems and academic medical centers. The health system consists of eight hospitals: Houston Methodist Hospital, its flagship academic hospital in the Texas Medical Center, seven community hospitals and one long-term acute care hospital throughout the Greater Houston metropolitan area. Houston Methodist also includes a research institute; a comprehensive residency program; international patient services; freestanding comprehensive care clinics, emergency care and imaging centers; and outpatient facilities. Come lead with us!

Houston Methodist is an Equal Opportunity Employer.

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