Fair Banking Compliance Officer

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Fair Banking Compliance Officer in Kansas City, MO.

MUST HAVE- 3-5 years of analytical experience in fair lending ideally with a few years of underwriting or origination experience.

MUST HAVE- Prior experience with working at a large bank or similar organization, preferably in a Compliance. Legal or similar function.

MUST HAVE- Bachelor Degree or equivalent experience

Summary

The Fair Banking Compliance Officer will be responsible for managing the Fair Banking Program to ensure the organization is operating in compliance with fair lending, anti-predatory and unfair, deceptive and abusive laws and regulations.

Primary Responsibilities

• Development and maintenance of the Bank’s Fair Banking programs.
• Development and maintain formal process documentation including job aids and other procedural documents related to the Fair Banking program
• Prepares periodic reports concerning ongoing compliance with Fair Banking regulations.
• Perform Fair Banking reviews, analyses, and testing, with subsequent comparative file reviews, including but not limited to underwriting, redlining, steering, and pricing, as applicable.
• Reviews procedures in the business line to ensure compliance with applicable Fair Banking laws and regulations.
• Collaborate with Community Affairs in establishing annual CRA and Fair Banking goals and monitor and reports upon the bank’s performance in achieving said goals.
• Provides constructive feedback and coaching as well as prepare and submit performance reports.
• Leads or assists in ongoing Fair Banking risk assessments based on lines of business and by CRA and Fair Banking regulations; identify acceptable level of compliance risk and corresponding controls; identify and provide solutions to address gaps in controls, mitigate Fair Banking risks, and enhance Fair Banking training.
• Champions a corporate culture in which all personnel view Fair Banking & CRA compliance as aligned with the Company’s purpose and values and is regarded as a key objective in business decisions and process development/implementation.
• Acts as subject matter expert and provide consulting or advisory services to business or internal partners on an as needed basis.
• Collaborate with business partners on requests for internal audits, internal projects, regulatory examinations related to CRA, Fair Lending and UDAAP.
• Contribute to the CRA & Fair Banking performance context.
• Assist with training and education on Fair Banking and CRA topics as necessary.
• Stays abreast of changes to the Fair Lending, CRA, and UDAAP laws, rules, and related regulations.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
• Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
• Understand and participate in the Bank’s Community Reinvestment Act program.
• Perform other duties as assigned.

Education / Experience

• Bachelors Degree or equivalent experience required in compliance, legal or other control-related function in the financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof with knowledge of the fair lending laws and regulations; strong working knowledge of function/business/product supported and the related operations and financial requirements
• Advanced (MS, MBA, JD, etc.) Degree preferred
• CRCM or other relevant certification preferred
• Knowledge of Compliance laws, rules, regulations, risks and typologies, including working knowledge of the US fair lending and fairness laws
• Prior experience with working at a large bank or similar organization, preferably in a Compliance. Legal or similar function.
• Must be a self-starter, flexible, innovative and adaptive
• Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization
• Strong written and verbal communication and interpersonal skills
• Ability to both work collaboratively and independently; ability to navigate a complex organization
• Ability to master laws, rules and regulations and apply them to business scenarios
• Advanced analytical skills
• Ability to both work independently and collaborate with team members
• Excellent project management and organizational skills and capability to handle multiple projects at one time
• Proficient in MS Office applications (Excel, Word, PowerPoint)
• Demonstrated knowledge in area of focus as noted above.
• Must be bondable

Pay is dependent on knowledge, skills, abilities, experience and location

Working Conditions

Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Sunflower Bank Benefits Employees enjoy outstanding benefits, including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more employee perks & incentives!

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. You’ve never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets