BSA FIU Analyst II Lead (Full Time)-Amarillo, Plano, Sugar Land

The BSA FIU Analyst II Lead is responsible for overseeing that work performed by BSA FIU Analysts II is in adherence with established Bank policies and procedures to meet all federal and state laws and regulations by providing secondary review to work completed by BSA FIU Analysts II in the capacity. Identifying customers who may be a high risk of being used to launder money or conduct terrorist financing. Perform complex research and analysis of reports to identify customers and transactions that may require addition investigation. File Suspicious Activity Reports for the Bank (SAR) as required. Aid with the Bank’s BSA/AML policies and procedures. Serve as aa subject matter expert on complex cases and as an advisor to management in all areas of BSA and make recommendations to mitigate risk exposure.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Experience in Bank Secrecy Act, Office of Foreign Assets Control and Anti-Money Laundering is preferred.
2. Prior banking experience required.
3. Experience with Patriot Officer / Verafin a plus.
4. Demonstrate strong analytical, organizational, sound judgment, and attention to detail.
5. Reviews and investigates Money Laundering cases.
6. Provide mentoring and guidance to less experienced BSA Analysts performing transaction monitoring investigations.
7. Perform quality assurance reviews of investigations and approves case resolution.
8. Ensures assigned cases are completed accurately and timely to ensure SAR narratives are in accordance with established guidelines and are filed timely.
9. May assist in the review of investigations escalated by Level I Analyst as needed.
10. Conduct new employee training on matters related to case investigations and SAR filing.

1. Ability to identify risk in all areas of the department, including investigation, policies and procedures, manual reviews and escalates issues when necessary.
2. Responsible for assisting BSA Manager with responding to audit, exam and quality control reviews to address observations, recommendations, and opportunities for process enhancement.
3. Ability to work in a fast paced, highly structured, deadline driven culture.
4. Comfortable completing repetitive tasks for long periods of time.
5. Capable of utilizing the internet for research and problem solving.
6. Aptitude for continuously learning and understanding the BSA risk and concerns.
7. Team player with strong collaborative qualities and a positive demeanor.
8. Experience working with global sanction lists used for Anti-Money Laundering.
9. Perform functions related to the Bank’s Bank Secrecy Act / Anti-Money Laundering Program, including transaction reviews and/or account reviews.
10. Strong writing, analytical and communication skills and be able to multi-task and complete tasks on time.
11. Ability to review large data sets and summarize.
12. Other duties as assigned by supervisor.
13. Will be responsible for understanding the BSA/AML regulations, policies, and procedures.
14. Will be responsible for completing the annual BSA/AML Training.

SUPERVISORY RESPONSIBILITIES

This role has no supervisory responsibilities.

QUALIFICATIONS

EDUCATION/CERTIFICATION: Bachelor’s Degree or equivalent work experience in Bank services and products; CAMS certification a plus.

EXPERIENCE REQUIRED: Minimum 5 years of BSA banking experience including branch/platform experience and knowledge of Bank Secrecy Act regulatory requirements; Previous experience in AML, compliance or related position preferred, or relevant course work in criminology, law, logic as well as auditing and other business courses; Leadership or management experience.

REQUIRED KNOWLEDGE: Knowledge of BSA, AML, and other AML regulatory policies with the ability to apply and explain regulatory concepts.

SKILLS/ABILITIES: Exceptional research and analytical skills with the ability to analyze large amounts of data, decipher higher risk attributes (transactional, geographical, product, customer type, etc.) and disposition appropriately; Self-starter, capable of working under minimum supervision; Adapt at multi-tasking and meeting deadlines in high-pressure environment; Strong problem-solving ability; Results oriented team player; Strong interpersonal and verbal/written communication skills; Proficient in MS Office (Outlook/Word/Excel/PowerPoint); Strong documentation skills to clearly articulate alert disposition; Adherence to controls and standards.